By clicking above, you agree to the Terms and Conditions.
As the name suggests, emergencies happen suddenly without notice. You never know when you will need a hefty sum to accommodate an expense. It is in these situations that an emergency loan can come in handy for you.
Emergency loans come under personal loans that you can get instantly and use as financial assistance during your emergency situations. They are also unsecured, so you don’t need to worry about providing collateral when borrowing the money.
Whether it is for a medical emergency, education fees, or a sudden extra amount you might need for a wedding, our emergency loans will be your friend in need and save you during your critical moment.
Wondering why you should apply for an emergency loan at Housing.com? Well, here are some of the features of our emergency loan that can help change your mind.
You never know how much money you need during an emergency. At Housing.com, you can get emergency loans of up to 20 lakhs to accommodate any kind of expenses that you might encounter.
There are no restrictions on what comes under our emergency loan. Whether it is for medical, wedding, or educational purposes, you can get emergency loans.
You don’t need to run to the bank during an emergency. With our completely digital application process, you can stay at your place and apply for an emergency loan instantly.
As long as you fit the eligibility criteria and submit all the necessary documents, you can get your application verified and approved in under 3 minutes.
You will also have your cash credited to your bank account within 24 hours of loan approval.
At Housing.com, you can get an emergency loan for attractive interest rates of 12% to 33.75%.
Note: The higher your credit score, the lower your interest rate. So, ensure your credit score is high (preferably 700 or more) before applying for the loan.Before applying for an emergency loan at Housing.com, ensure you fit our eligibility criteria.
Age: 21 to 60 years
Income: A stable income source with a monthly income of a minimum of Rs. 15,000/-
Credit score: Minimum 700
Nationality: Indian
Once you have checked whether you are eligible for a loan application, the next step is to verify if you have the necessary documents required during the process.
You need to submit these documents if you want your loan approved. Below are the documents you need to have during your loan application.
Proof | Document required (any one in each category) |
Photo Identity Proof |
1. Aadhar Card 2. PAN Card 3. Voter’s ID 4. Driving License 5. Passport |
Address Proof |
1. Aadhar Card 2. Ration Card 3. Utility Bill(electricity, telephone, gas, water, etc.) - the bill must be within 2 months 4. Passport 5. Driving License |
Income Proof |
1. Salary slips with Form 16 (from the last 3 months) 2. Bank statements with salary credit (within 3–6 months) |
Photograph |
Colored passport-size photo |
Proof of investment (if any) |
1. Fixed assets 2. Fixed deposit 3. Shares, etc. |
Proof of existing loans (if any) |
Payment track record & sanction letter |
Still have questions? Reach us now.