Personal Loan For Aadharcard Loan

Personal Loan with Aadhaar Card

Applying for and getting an Aadhaar card loan is a simple and easy process. You only need to upload your Aadhaar card as your identity and address proof along with other documents, to get approved for a personal loan. The entire process is smooth and allows you to get your loan amount quickly for your financial needs.

Features & Benefits of our Personal Loan

There are many benefits you can get from using an Aadhaar card for a personal loan application. Some of them are listed below.

• Get flexible loan amounts from Rs. 5,000 to Rs. 10 lakhs and use it to accommodate various personal needs.
• Get personal loans for an attractive interest rate between 12% and 33.75%. A high credit score can lower your interest rate. So, increase your credit score before applying.
• Since the entire process is digital, you can get instant approval (within 3 minutes) and quick loan disbursal (within 24 hours of approval).
• Since personal loans are unsecured, you don’t need to provide collateral to get one. You only need to submit some documents for verification.
• The tenure for an Aadhaar card personal loan is 9 to 42 months (for salaried) and 3 to 42 months (for self-employed). This allows you to choose a tenure that suits your financial needs.
• There are no end restrictions on how you can use your personal loan amount.This is one of the main benefits of personal loans. You can use it to accommodate any kind of expenses like weddings, education, home renovation, medical emergencies, travel, etc.
• As the entire process is digital, it makes it more transparent for you to know the status of your loan application.

Eligibility Criteria

At Housing.com, we have some eligibility requirements that an applicant should meet to get their loan approval. Below are those eligibility requirements.

• You should be between 21 and 60 years of age.
• You should have a stable income source with a monthly income of a minimum of Rs. 15,000/-
• You should be a salaried or self-employed applicant.
• You should have a minimum credit score of 700
• You should be an Indian citizen
• You should meet the minimum income requirement of your city of residence.

Documents Required

In addition to your Aadhaar card, you must also submit the following documents while applying for your personal loan.