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Title Companies
A title company is also referred to as a "title insurance company"
or "title insurer". A title company is a corporation that specializes
in title searches and selling insurance policies that guarantee the ownership
and quality of title to property.
Title companies are neutral parties in the real estate transaction —
they don't work for the buyer or the seller.
The buyer of your property will most likely insist on having the title
to the property examined by a title insurance company, real estate attorney,
or other title expert before closing.
A title search includes the following information:
• the name of the legal owner
• how title to the property is held (for example, joint tenancy)
• any easements and restrictions that affect the property
• a legal description of the property
• if any, liens are recorded against the property (such as, debts,
loans, judgments)
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