Bajaj finance home loan login

Bajaj FinServ Limited, founded in May 2007, is an Indian non-banking financial services company headquartered in Pune. 

Features of Bajaj Finance home loan

• Bajaj Finance offers home loans with interest rates starting at 8.5%.  
• The company provides flexible repayment tenors keeping your financial standing undisturbed. You have the option of paying your loan back in 30 years.
• You can receive your loan within 48 hours after the document’s verification.
• Home loans that have floating interest rates face no additional or hidden charges during the repayment of the home loan.
• You have an option of applying for a home loan with repo rates and other external benchmarks.
• If you have a good credit profile, you can receive funding of Rs 5 crore.
• You can refinance your home loan with Bajaj FinServ at reduced rates.
• You can apply for a loan online and access several features on their customer portal.

 

Bajaj Finance Home loan: Eligibility criteria for salaried

• Resident nationality: Indian

• Resident Age: 23 years to 62 years

• Resident Employment Status: At least 3 years of work experience

• Resident CIBIL score: 750 or more

• Home loan Interest: 7.20% to 14.00%

• Home Loan top up: 7.95% to 15.00%

• Minimum income: 

 

City	Net salary per month	Minimum value of property
Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane	Rs. 30,000	Rs. 15 lakh
Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot, Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag, Suratgarh, Kishangarh, Jhalawar, Halvad, Dholka, Banswara, Didwana, Junagadh	Rs. 25,000	Rs. 15 Lakh

Check out: Know more about IFSC code

Bajaj Finance Home loan: Eligibility criteria for self employed

• Resident nationality: Indian
• Resident age: 25 years to 70 years
• Resident employment status: 5 years of business continuity 
• Resident CIBIL score: more or equivalent to 750
• Home Loan Interest: 7.30% to 14.00%
• Home Loan Top-up: 8.35% to 15.00%

Bajaj Finance home loan: Documents required

• Identity proof: Passport, driving licence, Aadhaar Card, Voter Id Card (with KYC)

• Work proof: Employee ID card

• Income proof: last two months’ salary slip 

• Bank account statements: salaried required for last three months and self-employed required for last six months
• For only self-employed: documents of business for a minimum of 5 years as proof 

 

Bajaj Finance Home Loan: How to login?

The easiest way to log in is to visit the Bajaj Housing Finance Customer portal and click on the Customer Login button.

 

Other ways to access Bajaj Finance Home Loan Login Page

• Visit ‘Bajaj Housing Finance Limited’ website
• Click on ‘My Account’ from the dashboard
• Select the ‘Customer Portal’ option

 

If you are a first-time user:

• Firstly, sign up to the website with your registered mobile number
• Punch the OTP number and login into the website
• Always reset your password after your first login
• You can view any detail related to your policy on the website

 

If you are an existing account holder:

• Click on the ‘Customer Portal’ option on the website
• Enter your registered mobile number or loan account number
• Either enter your password or enter the OTP sent to you
• You can view any detail related to your policy on the website

Features of the Bajaj customer portal

• A customer can view statements of accounts.
• A customer can view or download interest certificates.
• A customer can receive loan NOCs online.
• Customers can easily pay their outstanding EMIs.
• A customer can access multiple loan accounts through this portal.
• Customers can edit their details anytime.Know about: Baroda Uttar Pradesh Gramin Bank IFSC Code

Bajaj Housing Finance to offer home loans for up to 40-year tenure

June 13, 2023: Bajaj Housing Finance has extended its home loan tenure to 40 years from 30 years for salaried applicants who are new homebuyers. This initiative will enable homebuyers to choose a flexible repayment tenure. With the change in tenure, Bajaj Housing Finance now offers equated monthly instalments (EMIs) starting at Rs 733 per lakh. The revised tenure capping is subject to the applicant’s age at the time of loan application. The eligibility criterion for age is 23 to 75 years, the upper age limit at the time of loan maturity.

 

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com