IDFC Bank offers customers a number of services including credit cards. In this story we focus on how customers having IDFC First Bank credit cards can use the net banking services.
IDFC netbanking: Features
Mentioned below are the important features of the IDFC first bank net banking facility.
- Transfer of funds within the bank and to third-party accounts.
- View summary and mini statements.
- View history of all transactions.
- Investment in mutual funds through the portal.
- Password reset for internet banking and debit card.
- Block or unblock debit card instantly.
- Initiate investments online, such as FDs and RDs.
- Transfer funds through RTGS, IMPS, and NEFT.
- Request for a new cheque book online.
- Change of phone number, update email ID, and PAN update online.
- Temporary or permanent block to debit card PIN.
- Online payment of utility bills.
IDFC First Bank credit card netbanking: Points to remember
- You can log in to your IDFC account even when you are abroad or travelling outside the nation.
- You can apply at the IDFC First Bank branch for these services. Applying at the home branch is not necessary.
- Ensure that you make payments on time to avoid the deactivation of services and penalties.
Now, let’s look at how to register for the IDFC net banking services.
IDFC netbanking: How to register online?
- Visit the IDFC First Bank’s official website.
- Click on Login.
- Click on the option of Create username.
- Enter your UCIC/Customer ID and mobile number in the space provided.
- Click on Proceed.
- Enter your account number in the space provided.
- You will now receive an OTP. Enter that as well.
- Choose a username of your choice.
- Click on Submit.
IDFC netbanking: Prerequisites to register online
The following are the requirements for registering for IDFC First Bank internet banking:
- One should have an existing saving or current account with the IDFC First Bank.
- Applicant’s phone number must be registered with the specific bank account for which internet banking has to be done.
- The accountholder must have IDFC FIRST Bank debit card and passbook.
IDFC First Bank Credit Card Net Banking: How to pay your credit card bills?
- Visit the official website.
- Click on net banking or debit card payments.
- Select the Pay option.
- Enter the details and pay your bills to avoid further delay.
IDFC First Bank Credit Card Net Banking: Retrieving username
- Go to the official website and then click on login.
- Click on forgot username option.
- Enter your customer ID, mobile number, country and the captcha.
- Click on Submit.
- In the next window, enter your account number.
- Enter the OTP.
- The registered email ID will receive a new username.
- Your mobile number will be notified about the same.
IDFC First Bank Credit Card netbanking: Retrieving password
- Visit the official website and click on login.
- Click on forgot password.
- Enter your mobile number and the username associated with your net banking account. Also, enter your country and the given captcha.
- Click on Next.
- Enter your OTP.
- Type in your new password.
- Select Submit.
IDFC First Bank credit card netbanking: Adding a beneficiary
- Visit the official website.
- Choose the option of Funds Transfer from the Payments drop-down menu.
- Then click on the option of Add beneficiary.
- Choose the type of beneficiary you wish to add and then enter the details.
- Enter your OTP.
- You will be notified about the addition of the beneficiary.
- The beneficiary will be added within 30 minutes.
How to obtain IDFC First Bank UPI ID?
Here’s the step by step process for getting IDFC First Bank UPI ID, which will require the installation of the mobile banking app.
- Install the IDFC bank UPI app on your phone.
- Complete the process of registering your IDFC bank account.
- Choose your UPI ID from the menu icon on the top left corner.
- The UPI ID will be generated immediately.
FAQs
How to find IDFC Customer ID?
If the mobile number is registered with the IDFC bank, the accountholder will get their customer ID through email. The customer ID is also mentioned on the first page of the welcome letter that a customer receives when opening an IDFC bank account.
What types of Transactions can one make with IDFC first bank net banking account?
One can perform various transactions with IDFC First Bank net banking, which includes transfer money to other accounts via NEFT, RTGS, and IMPS, make bill payments, and regular savings.
How to set up IDFC Net Banking?
You can set up IDFC net banking both online and offline. Approach the IDFC bank branch and submit a duly filled registration form to register offline. Visit the IDFC website if you want to register online, and follow the steps explained.