5 best dining credit cards

Do you dine out more often? If yes, then it’s the time for you to choose the best credit card that gives you various benefits of dining out. By selecting the right credit card, you may get added privileges, better discounts, and high reward points that can be later redeemed for paying restaurant bills, etc. Check out these top five dining credit cards that we have shared for you.  In addition to paying for dining options, you may also use these credit cards for other transactions including rent pay online.

See also: Top 7 SBI Credit Cards

HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card comes along with a joining fee of Rs 2,500 and an annual fee of Rs 2,500, which will be waived off if your yearly spendings is around Rs 3 Lakh.

 

 

Source: HDFC Bank

HDFC Diners Club Privilege Credit Card: Benefits

• 5X reward points on Swiggy and Zomato
• Complimentary annual membership of Swiggy One and Times Prime on spending Rs 75,000 within first 90 days of getting the credit card
• Vouchers worth Rs 1,500 on anyone, such as Marriott, Decathlon, Barbeque Nation, O2 Spa, Lakme Salon on quarterly spending of Rs 1.5 Lakh
• Buy 1 Get 1 Free on movie/non-movie weekend tickets via BookMyShow
• Two complimentary airport lounges access every calendar quarter across the world
• For every Rs 150 spent, four reward points will be given
• Credit liability cover of Rs 9 Lakh

 

EazyDiner IndusInd Bank Credit Card

IndusInd Bank and EazyDiner have together launched EazyDiner IndusInd Bank Credit Card. With an annual fee of Rs 1,999 and renewal fee of Rs 1,999, this credit card is best suited for dining options.

EazyDiner IndusInd Bank Credit Card: Benefits

• With this you get 12 months of EazyDiner Prime membership worth Rs 1,995
• For every Rs 100 spent on dining, shopping, and entertainment, you get 10 reward points
• Instant redemption of reward points against restaurant bills for extra discount
• Prime-exclusive benefits like 3X EazyPoints that can be redeemed for free luxury hotel stays and free meals
• 2,000 welcome bonus EazyPoints
• Postcard hotels stay voucher worth Rs 5,000

EazyDiner IndusInd Bank Credit Card: Savings

Source: IndusInd Bank

 

SBI Card Prime Credit Card

Source: SBI

 

This card has a joining fee of Rs 2,999 and an annual fee of Rs 4,999 plus taxes.

SBI Card Prime: Benefits

• Get 10 reward points per Rs 100 spent on dining, groceries, departmental stores, and movies
• Pizza-hut gift voucher worth Rs 1,000 on spending Rs 50,000 in one calendar quarter
• Complimentary Trident Privilege Red Tier membership
• Club Vistara membership
• Four complimentary visits per calendar year to International Priority Pass Lounges, outside India (maximum two visits per quarter)
• For every Rs 100 spent on your birthdays, you are eligible for 20 reward points

 

SBI Simply Click Credit Card

Source: SBI

 

SBI Simply Click Credit Card can be applied for an annual fee of Rs 499 with taxes. The renewal cost for this card is Rs 499 plus taxes per year. This fee is reversed if your annual spend is Rs 1 Lakh. This is an entry level SBI Credit Card that offers high reward points on spends with respect to EazyDiner. Although it is a shopping card, it’s very advantageous when it comes to dining.

SBI Simply Click Credit Card: Benefits

• Earn 10X reward points on online spending with Eazydiner. This is also allowed on spends with Apollo24X7, BookMyShow, Cleartrip and Netmeds. On all other transactions, enjoy 5X reward points
• in gift card worth Rs 500 on payment of an annual fee of Rs 499 and taxes
• E-voucher worth Rs 2,000 on annual online spends of Rs 1 Lakh

 

RBL Icon Credit Card

Source: RBL Bank

 

RBL Icon Credit Card comes with an annual fee of Rs 5,000 plus service tax. A reward redemption of Rs 99 + GST will be levied while redeeming points. This lifestyle card also gives you good credit card benefits.

RBL Icon Credit Card: Benefits

• For every Rs 100 spent on dining on weekends, you get 20 reward points
• Complimentary wine and dessert at participating premium restaurants
• Complimentary room upgrades, meals, and other offers at our hotel partners
• For every Rs 100 spent, you get two reward points
• For every Rs 100 spent internationally, you get 20 reward points
• Access to select gold course in the country, complimentary golf rounds and discount on green fees and free golf lessons
• One movie ticket worth Rs 200 free on the purchase of a movie ticket from BookMyShow
• Two complimentary domestic airport lounge access per quarter
• Access to more than 1,200 international airport lounges under Priority Pass Membership, where each visit will be charged $27 per person

 

FAQs

How to redeem reward points from EazyDiner Credit Card?

Reward points on the EazyDiner IndusInd Bank Credit Card spends can be redeemed against a restaurant bill. You can also check other redemption requests on the EazyDiner app.

What should you look for in a dining credit card?

You should look for cashback, co-branded benefits, and complementary privileges in a dining credit card.

Is there any renewal, or annual fee waiver on the HDFC Diners Club Privilege Credit Card?

HDFC Diners Club Privilege Credit Card has an attached annual fee of 2,500 plus taxes. But, if you spend Rs 3 Lakh in one year, your renewal fee, for the next year, will be waived off.

Do reward points on HDFC Diners Club Privilege Credit Card have an expiry date?

Yes, these points are valid only for two years after which they expire.

Does the EazyDiner IndusInd Bank Credit Card have an add-on card fee?

There is no fee attached for an add-on card for the EazyDiner IndusInd Bank Credit Card.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com