ICICI net banking: Login, registration, and procedure for online transactions

ICICI Bank is a leading private bank in India, offering a large number of services through netbanking. This guide will help you understand how to use ICICI Bank netbanking.

Benefits and features of ICICI net banking 

By using ICICI net banking, you can access your ICICI account anywhere anytime. This will give your 24×7 access while also helping you save time. You need not go to the ICICI bank branch for activities like fund transfer, or checking account balance.

Features of ICICI net banking

• Fund transfer between ICICI bank accounts or a third party.
• Request the issue of demand draft and cheque book.
• Open new accounts and close loan accounts.
• Pay utility bills, book tickets online, open a FD/RD account, invest in mutual funds, pay their taxes, etc.

But, to do any of this, you must first Register and Activate your ICICI Net Banking in order to obtain a username and password (and you need to be an account holder in ICICI Bank).

Before you can register for online banking, you should have details ready about your bank account, such as the bank account number, passbook, registered cellphone number, and ATM/Debit card information.

Read about: ICICI bank IFSC code 

 

ICICI Net Banking: How to sign up?

Step 1: Go to the ICICI net banking portal.

 

Step 2: Choose the “Login” button next to “Personal Banking.”

Step 3: Look for the option “New User?”  on the top right-hand corner. Click on it. 

Step 4: You will now be sent to the “Know Your User ID” page. Fill in your bank account number for which you want to enable internet banking services, as well as your registered cellphone number (if prompted). Then click the “Go” button. 

 

Step 5: You will now be requested to fill in your ATM/Debit card information, so enter it and press the “Go” button.

 

Step 6: A notification will now popup stating that “Your User Id has been successfully received on your registered mobile number.” You’ll need a login password now, so look for the button “Generate Now” next to “New login Password,” click it, and then click the “Continue/Proceed” option. 

 

Step 7: You will be redirected to the “Online Password Generator” page. Enter your newly obtained user ID and registered mobile number here. Press the “Go” button. 

 

Step 8: Enter the OTP sent to your registered mobile number. Then enter your login information and then press the “Go” button. 

 

Step 9: Create a new login password, and don’t forget to make it hard, protected, and private. Then press the “Go” button. 

 

Step 10: You will get a notification on the screen indicating that you have successfully produced a user-id and password.

 

ICICI net banking: How to login to your account?

Step 1: Go to the ICICI net banking portal’s official website.

 

Step 2: Type in your user ID and password. 

 

Step 3: To enter your internet banking account, click the “Login” option.

 

ICICI net banking: How to reset password?

Step 1: Go to the ICICI net banking website. 

 

Step 2: Select “Get Password” from the drop-down menu. 

 

Step 3: Enter your user ID and press the “Go” button. 

 

Step 4: Input the mobile number associated with the account to obtain the OTP and click the “Go” button. 

 

Step 5: In the Unique Number Box, enter the OTP sent to your registered mobile number and click the “Go” button. 

 

Step 6: Make a new password in accordance with the rules and re-enter it for confirmation. Select the “Go” option. 

 

Step 7: A success notification indicating that your password has now been changed will appear on the screen.

You can also use ICICI credit card for net banking

ICICI netbanking: How to transfer money? 

Step 1: Go to the ICICI net banking portal and sign in to your online banking account. 

 

Step 2: Under the “Payments & Transfer” page, select the “Funds Transfer” option. 

 

Step 3: Select the appropriate option from the list of transfer types and click the “Transfer Now” button. 

 

Step 4: Choose the account from which you want to transfer funds and the account to which you want to send funds. 

 

Step 5: Fill in the details, such as the money to be sent, the transaction date, and the payment method, such as NEFT, RTGS, or IMPS. 

 

Step 6: Select the “Next” option. 

 

Step 7: A screen will emerge with all the transaction details for verification. After you’ve verified everything, click the “Submit” button to complete the transaction.

Read about:  IFSC Code of State Bank Of India 

 

ICICI internet banking: Online Transaction Limits

Transaction Type	Minimum Amount	Maximum Amount
NEFT	Rs. 1	Rs. 10,00,000
RTGS	Rs. 2,00,000	Rs. 10,00,000
IMPS (IFSC & Acc No.)	Rs. 1	Rs. 2,00,000
IMPS (MMID Mobile No.)	Rs. 1	Rs. 10,000

FAQ

How to make online bank transfer to an ICICI bank account holder?

You can use the ICICI net banking portal to transfer funds using NEFT mode. This facilitates funds transfer from your account to any account within ICICI branch.

 

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at [email protected]