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How to apply for an encumbrance certificate in Uttar Pradesh?

What is encumbrance certificate?

Are you looking at buying a property in Uttar Pradesh? Of the many documents that you need to check during due diligence, one of the most important is the encumbrance certificate. This document actually points out if the property (housing unit or land) in question has a free title or has some liens and litigations attached to it. 

 

What is an encumbrance certificate in Uttar Pradesh?

Commonly known as EC, this certificate is an important document when it comes to buying or selling of property. This is a legally recognised document that lists out legal and financial liabilities (if any) that are attached with the property. Issued by the sub-registrar office, the EC Uttar Pradesh is important for things like sale of property, purchase of property and if you need to get a loan against the property. Presence of EC Uttar Pradesh means that the property has clean title and is free of mortgages or unpaid loans.

 

What are the uses of encumbrance certificate in Uttar Pradesh?

 

Encumbrance certificate in Uttar Pradesh: Details mentioned

 

Uttar Pradesh encumbrance certificate: What are the types of encumbrance certificate forms?

An encumbrance certificate is available in two forms:

Encumbrance certificate Form 15

If a property has any encumbrances in the period for which the applicant has sought an encumbrance certificate in UP, the SRO issues an encumbrance certificate on Form 15. This time period ranged between 10 to 30 years.  Information related to inheritance, sale, purchase, lease, mortgage, gifting, relinquishment, partition of the property etc. are covered in this.

Encumbrance certificate Form 16

In case no transaction has been recorded during the period for which the applicant has applied for an encumbrance certificate, the SRO issues a nil-encumbrance certificate on Form 16.

 

Encumbrance certificate in Uttar Pradesh: Eligibility

 

Encumbrance certificate in Uttar Pradesh: Documents required for application

 

How to get an encumbrance certificate in Uttar Pradesh online?

 

How to download the encumbrance certificate Uttar Pradesh?

Log on to the UP Stamp and Registration Department website.

 

How to track the status of the encumbrance certificate?

 

Encumbrance certificate in Uttar Pradesh: Fees

Uttar Pradesh Encumbrance Certificate fees depend on the period for which the encumbrance certificate is required.

 

How to get encumbrance certificate in Uttar Pradesh offline?

 

Housing.com POV

You need to have an encumbrance certificate in Uttar Pradesh for any property transaction be it buying, selling, or mortgaging. With an EC in hand, one can have a clear title making property transactions safer. One can get the encumbrance certificate in Uttar Pradesh easily using the online and the offline mode.

 

FAQs

Is encumbrance certificate required to buy a land plot in Uttar Pradesh?

Encumbrance certificate Uttar Pradesh is required to buy any kind of property in the state.

What is Form 22?

Form 22 is the application form that has to be filled to apply for an encumbrance certificate in Uttar Pradesh.

Can encumbrance certificate be applied online in Uttar Pradesh?

Yes. You can apply for an encumbrance certificate in Uttar Pradesh online.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com

 

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