ICICI Bank credit card has a net banking facility that can be availed of, from the convenience of your own home. ICICI credit card net banking service makes it easier for users to carry out any credit card transactions 24 hours a day, seven days a week and 365 days a year without having to physically visit a branch.
ICICI Bank credit card net banking includes checking credit card balances, conducting unbilled transactions, viewing statements and more. In addition to that, users can access a wide variety of additional online services, including the ability to make requests to register or unregister for the ICICI auto-pay option, produce or re-generate a credit card PIN, among other services.
See also: How to check ICICI home loan status
ICICI credit card net banking benefits
You can now simply access your ICICI Bank online accounts quickly and conveniently. This allows you to get all the information about credit cards to manage numerous tasks linked to credit card accounts in one spot. Accessing your ICICI Bank credit card online also comes with many additional advantages, including the following:
Secure transactions
The ICICI bank net banking feature not only allows for speedy transactions but also allows secure online transactions, such as making payments, paying bills, etc.
Pay bills on time
Many bill payment options are available through ICICI’s bank credit card net banking, such as managing billers and quick pay, allowing you to set payment reminders, and enrolling in the auto-debit facility so that credit card or utility bills can be paid on time.
Banking at your convenience
By linking your credit card with your ICICI internet banking account, you will have convenient access to a variety of online services, including the following:
- Statements for credit cards, including the most recent statement, the statement from the previous month, and statements from the past.
- Create a new PIN for your credit card online.
- Verify your account and redeem your points.
- Enable or disable the auto-debit facility.
- You can either activate a new credit card or cancel an existing one.
See also: How to get ICICI home loan statement online
ICICI Bank credit card net banking: List of services
Through the net banking portal provided by ICICI Bank, you will have access to all of these convenient services.
- Learn more about the available credit on your credit card.
- Examine the amount of cash and credit that is available, and if necessary, raise the limit.
- Check out the billed and the unbilled transactions.
- When necessary, make use of the EMI function.
- Check to see whether any offers are loaded onto your card.
- You may redeem your reward points by looking at the information on the card.
- Access statements upto 24 months old.
- Generate PIN
- You may sign up for auto-pay or credit card, or you can unsubscribe.
- Upgrade your card.
See also: All about ICICI Bank iMobile App
How to register for ICICI Bank credit card net banking account
Account-holders of ICICI Bank can register in one of many ways by completing the procedures that are outlined below to avail of the ICICI net banking services.
1. Online registration
- Visit the official website of ICICI bank.
- Click on the ‘New User’ link in the top right corner.
- You will get a new User ID by clicking on the link that says ‘Get User ID’, which will take you to a new webpage.
- Next, pick the credit card option, and then input the credit card number and mobile number into the appropriate fields.
- Now, click the Go button.
- Finally, enter the one-time password that was provided to the phone you registered with, to generate your user-id successfully for the net banking account.
2. Bank branch
You can register for the ICICI credit card net banking facility through a bank branch by downloading the net banking registration form from the bank’s website and taking the filled-up form and required documents to the bank branch most convenient for you. To finish the procedure of ICICI credit card net banking, account users may also obtain the registration form from an ICICI Bank branch and then submit it.
Also read all about ICICI home loan interest rate
3. Phone banking
Calling the ICICI phone banking numbers for credit cards is another option for account holders interested in registering for ICICI net banking services. You would need to supply needed information to register, such as customer ID, card number, etc.
4. ATM
Account-holders who wish to register for ICICI credit card net banking using an ATM are required to go to the ICICI ATM that is located closest to them.
Credit card payment with ICICI Bank net banking login and password
To make a payment on your ICICI credit card, follow these easy steps:
- Go to the ICICI Bank website and click the Login button.
- Enter your user ID and password.
- Navigate to ‘My Accounts’, then choose the ‘Credit Cards’ option from the drop-down menu.
- Choose the card that you registered and then choose the ‘pay bill’ option.
- You may settle the bill for your credit card here, as well as choose the manner of payment.
- You can also use the auto-debit facility to ensure that your account is paid in whole and on time by taking advantage of this option.
Apply for loan through ICICI credit card net banking
There are no processing costs or paperwork requirements associated with getting a loan secured by an ICICI credit card and the loan itself is also pre-approved. You need to first register for net banking, before the application can be submitted online for the loan. Once you have finished the process of registering for online banking, you may check the loan eligibility on a registered card, by following the process given below:
- Log in to your ICICI Bank internet banking account with your user ID and password.
- Go to the ‘Credit Cards’ section on the dashboard and select the option for credit card loan or EMI.
- Choose the card, the transaction and the tenure sought for the loan and then click on the submit button.
See also: A guide to ICICI netbanking
How to increase ICICI credit card limit through net banking
It is the cardholder’s credit score that determines their credit limit. You have the right to ask the lender to raise your credit limit, if you believe it is too low. For further information on whether you are qualified for a credit limit increase, you can access your net banking account with the steps outlined below.
- Enter credentials for ICICI net banking login.
- Now, on your credit card’s webpage, click ‘Credit Card – Card Upgrade with Enhancement’.
- Select your ICICI card and then click the ‘Continue’ button.
- If your card is eligible for an increase, a pop-up notification stating the available credit limit will appear.
- Once you have all the information, you may examine the characteristics of the new credit card to see whether you qualify for it and upgrade your card.
- The lender will finally authorise your card, which will be sent to your registered address within seven to 10 business days.
- Finally, all rewards, fees and transactions will be transferred to the new card. However, when only limit enhancement has been applied, just the card limit will increase.
How to log in to your ICICI Bank credit card net banking account if you forget your password?
The steps outlined here should be followed if you need to reset or have forgotten the password for your ICICI account’s Internet Banking.
- Go to the ICICI Bank homepage on their official website.
- Now, choose the ‘Get Password’ option.
- After that, you will be prompted to enter the user ID and then click on ‘Go’.
- Enter the one-time password on your registered cellphone number.
- Create a new password using the instructions given.
How to get ICICI user ID without account number?
If you have forgotten your ICICI netbanking user ID, visit the ICICI bank netbanking portal and click on ‘Get User ID’.
On the ‘Know your User ID’ page that displays on screen, choose from the various options, besides Bank Account’. For example, you can choose the Debit Card option and provide the relevant details to get User ID. Note that NRI customers can generate User ID only through Bank Account option.
ICICI Bank credit card net banking password change
- Sign in to net banking using your credentials.
- Navigate to ‘My Accounts’, then choose the ‘Credit Cards’ option from the drop-down menu.
- Next, choose ‘Generate PIN Online’, then verify it with the one-time password sent to your phone.
- Enter the four-digit PIN twice, then click the ‘Submit’.
- This will successfully change your net banking password.
ICICI reward points
ICICI Bank provides its credit card customers with several enticing benefits, such as coupons, discounts, freebies and gift cards. Customers who use their ICICI credit cards can earn reward points, which can then be redeemed for a variety of items, including cash, gift certificates, merchandise, and gasoline.
You could be eligible for a welcome bonus for signing up for a credit card for the first time, a regular reward for using your credit card, an accelerated reward for spending in certain categories or for large amounts, etc. As a result, it is strongly recommended that ICICI Credit Card payments be made online through its net banking facility.
See also: Read about ICICI bank IFSC code
FAQs
Can I know the current status of my credit card payments?
Yes, there is a feature in your internet banking account that you can use that is referred to as ‘View Last Credit received in Internet Banking Account’.
Can I opt for credit card alerts?
You can sign up for a variety of notifications via ICICI Bank's website, including ‘payment due date reminder’, ‘card approaching credit limit’, etc.
Can I use the same ICICI Bank user ID for all of my banking needs?
Yes, you can use the same internet banking user ID for all of your ICICI Bank accounts, credit cards, and Demat accounts. However, there are certain guidelines to follow when tying two accounts together. Date of birth, name, and address must match to connect two accounts to a single user ID. All ICICI Bank account data must match for joint accounts to be connected to the correct main account holder.
My net banking account has been disabled. Why?
To protect the ICICI credit card user, if the user loses his/her credit card/credit card is stolen and has requested an ICICI credit card, the lender would freeze the account. Also, if a user repeatedly enters an incorrect PIN, the card has a high chance of getting disabled.
How can I reactivate my net banking account?
The user can submit the request that the lender reactivate the net banking account. The lender will provide a replacement credit card if the account has been banned owing to a significant security hazard. To reactivate the online banking account for a credit card, the customer must get a new PIN.
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