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Low-cost small house design: Top 22 ideas for 2025

Whether you are looking to downsize or want to adopt a simpler lifestyle, there are plenty of low-cost small house designs you can choose from. Requiring significantly less material and a much lower budget, these designs are simply great for both your wallet and the environment. As a bonus, small houses are adorable. Low-cost, compact house designs focus on effective space optimisation, making the home appear larger than it is. Read on to learn more about how you can use even the smallest space to your advantage when designing a beautiful small home.

See also: 10 tiny home decorating designs for small houses

 

Low-budget house designs: Key features to look for

Designing a budget-friendly small house requires smart planning to maximize space, efficiency, and comfort while keeping costs low. Here are some key features to consider:

 

 

 

 

 

 

 

 

 

Top low-cost small house design ideas for you

Check out these lovely small house design ideas you can adopt.

 

1. Open single floor low-budget house design

One of the best single-floor home designs ever constructed at a reasonable price is the one with an open structure. An open floor plan refers to combining two or more spaces into one bigger space. The primary benefit of this design is that the house will receive a lot of sunlight and fresh air. Furthermore, everything may be visible from a single point.

See also: Ramp design ideas for you to consider

Source: Pinterest

 

2. Low-cost small house design with multiple sections

If you have the luxury of a large plot, erecting the house in pieces across the plot makes sense instead of creating multiple stories. For instance, take a look at this affordable one-storey home. The owner built a garage/storage area close to the main house, which is single-story, and connected the two with a covered passageway. By doing this, you can save money by getting additional carpets without creating a new floor.

 

Source: Pinterest

 

3. Low-budget house design with an open deck

Most people don’t have enough room for a complete outside garden. In these circumstances, you can create a floor plan with an open deck that serves as a small garden space. Take this floor plan as an example. The house features an open and spacious patio in the backyard that offers more privacy. The open layout allows for natural light and fresh air throughout the year. In your low-cost home with an open deck, you can arrange for informal gatherings and parties.

 

Source: Pinterest

 

4. L-shaped low-budget simple house design

The most popular option on the list of affordable house designs is the L-shaped one. A small, simple L-shaped dwelling maximises the use of a rectangular site by creating an L-shaped, one-story house at one end and a garden area in the front. If you desire an open garden in a limited space, you can consider this design.

 

Source: Pinterest

 

5. Elevated low-budget house designs

Consider the scenario where your plot is situated in an area that experiences flooding during the rainy season. In that circumstance, elevating your residence is essential. Instead of the other way around, the water will flow in the direction of the road from the home. Another advantage of the height is having a great view of the surroundings. Look at this charming, modestly-priced house plan.

 

Source: Pinterest

 

6. Simple house design with open patios

There may not be enough space for open gardening. But don’t forget to incorporate open patios into your low-cost house plan. An open patio can be utilised in several ways. Set up some furniture so you can take advantage of the evenings outside. Additionally, the space can store bicycles, vertical shoe racks, and dry objects during inclement weather.

 

Source: Pinterest

 

7. Low-budget house design with exposed bricks

Exposed bricks are often used while building homes. In an exposed brick design, the bricks are left unpainted or unplastered and visible. Look at the modest, quaint house below, which has an exterior composed of exposed bricks. The benefit is that you may save money on materials and labour costs by using these bricks because they never go out of fashion. A single-level home with such a low cost can be built quickly, allowing you to move in sooner.

 

Source: Pinterest

 

8. Low-budget house design with a lawn

Wouldn’t it be lovely to have a garden at home that blends beauty with greenery? Mainly to save money and have a large outdoor garden area, many people choose a single-floor house design. You may gasp in awe at the stunning landscaping. The single-floor house design feels more expansive because of the use of trees and tiny plants in the garden.

 

Source: Pinterest

 

9. Wooden and concrete simple house design

A low-cost house design of wood and concrete exudes elegance like none other. It has a straightforward design and a connected garage. The little house appears opulent due to the use of long windows. The homeowner has adequate garden space because it doesn’t take up much room.

 

Source: Pinterest

 

10. Luxurious touch to low-budget house design

An open-air swimming pool can add opulence to a basic, low-cost housing design.  It’s a feature that distinguishes your home from others with similar floor designs. Add a lot of greenery on the outside of the house. Use the glass railings for a more luxurious touch.

 

Source: Pinterest

 

11. Low-cost small house design with an attic

An attic is the area located between the roof and the ceiling of a home. Some homeowners cleverly transform this often-unused space into a storage area or even an extra bedroom. By adding a window and reinforcing the ceiling, you can create a cosy spot for a guest bed or use it as a discreet storage space. While attics are more common in Western homes, designers are increasingly incorporating them into Indian house plans. This approach allows you to gain extra space in a cost-effective manner. 

Source: LK&Project (Pinterest)

 

12. Box and strip low-cost small house design

If you’re short on time or money for a traditional house build, consider the box and strip method for your budget-friendly house design. This construction style uses standard-sized wooden blocks instead of traditional frames, cement, and other materials. The wooden blocks are assembled by nailing them together to form the structure, with a roof added on top. One of the key benefits of this method is that these houses can be dismantled and reassembled elsewhere in just a few days, offering great flexibility.

Source: Pinterest

 

13. A-frame low-cost small house design

The A-Frame house design is a cost-effective and straightforward architectural style typically featuring two bedrooms. This classic design has stood the test of time, recognized for its sharply sloped sides that extend from the foundation to a peak resembling the letter “A.” Its popularity is particularly evident in snowy climates, where the steep roof design effectively prevents heavy snow accumulation. Inside, the high ceilings foster a sense of spaciousness and accommodate a loft area that overlooks the living space below. While the A-Frame may appear simple, it can easily incorporate modern amenities, ensuring it offers the same comforts as a traditional home.

Source: Build Green (Pinterest)

 

14. Low-cost duplex simple house design

A duplex is a residential structure that consists of two separate homes, either placed side-by-side or one above the other. Each unit has its own private entrance, and they are often designed as mirror images of each other. Duplexes are favoured by homeowners who want to make the most of their land or generate rental income from the second unit. Though it contains two homes, each unit in a duplex offers all the amenities of a single-family house, such as a living room, bedrooms, kitchen, and bathrooms.

Source: Civil Engineering Discoveries (Pinterest)

 

15. Low-cost small house design with a flat roof

Flat roof houses are a contemporary and sleek option with several unique benefits. The flat roof can serve as additional outdoor space, ideal for rooftop gardens or outdoor lounges. This design typically falls under single-floor house designs and is especially popular in arid regions where heavy rainfall is not a concern. Flat roofs allow for high ceilings and large windows, creating an airy atmosphere filled with natural light. The interior layout is highly flexible, with room for open-concept living spaces. Despite the simplicity, flat roof houses can be equipped with modern amenities, making them a top choice for budget-friendly, stylish homes in India.

Source: Build Green (Pinterest)

 

16. Simple house design with skylights

Skylights are a brilliant addition to small house designs, bringing in natural light to brighten interiors and reduce energy costs. They create an illusion of larger spaces, making compact homes feel more open and airy. Skylights also improve ventilation, offering a sustainable solution for low-cost homes. Positioned in living areas, kitchens, or even bathrooms, these features enhance aesthetics while connecting you to the outdoors. Skylight designs are budget-friendly, practical, and perfect for a modern yet simple home.

Source: Pinterest

17. Low-cost small house design with vertical gardens

Vertical gardens are an excellent choice for low-cost homes with limited space. These lush green walls enhance aesthetic appeal, improve air quality, and create a serene ambiance. They can be installed on balconies, exterior walls, or even indoor spaces. Low-maintenance and eco-friendly, vertical gardens are perfect for cultivating herbs, flowers, or small plants. This sustainable design element adds vibrancy to your home while staying affordable, making it a practical solution for compact living.

Source: Decor Facil (Pinterest)

 

18. Low-budget house design with a store

Incorporating a store into a low-budget house design is a smart way to merge business and living spaces. The store can be seamlessly integrated into the ground floor or a separate section, optimizing available space. Thoughtful planning ensures privacy and functionality, with distinct entrances or partitions. This setup is ideal for entrepreneurs, offering convenience and saving rental costs. It’s a practical, affordable solution for those seeking a functional home with added income potential.

Source: Pinterest

 

19. Low-cost small house design with parking

Designing a low-cost home with parking ensures practicality and convenience for homeowners with vehicles. This can include a compact garage or a covered carport to protect your vehicle from the elements. Efficient use of space allows parking to blend seamlessly with the house layout, without compromising aesthetics or functionality. With careful planning, it’s possible to incorporate this feature within a budget, catering to modern needs while maintaining a clean and organized exterior.

Source: Pinterest

 

20. Vintage-style low-cost simple house design

Vintage-style homes combine timeless charm with affordability, offering an aesthetic appeal that never goes out of style. Features like sloping roofs, wooden accents, and rustic finishes create a cozy and nostalgic atmosphere. Use reclaimed materials and classic designs like arched windows or antique doors to keep costs low. This style emphasizes simplicity and elegance, making it a perfect choice for budget-conscious homeowners looking for a home that exudes warmth and character.

Source: Pinterest

 

21. Low-budget simple house design with a rooftop garden

A rooftop garden is a cost-effective way to enhance your home’s aesthetics and functionality. It provides additional green space, improves insulation, and helps regulate indoor temperatures, reducing energy costs. This eco-friendly design also creates a relaxing retreat for homeowners while maximizing limited land space, making it an excellent option for budget-conscious individuals who want a touch of nature in their living space.

Source: Pinterest

 

22. Low-budget simple house design with full-length windows

Full-length windows bring in ample natural light, creating an airy and spacious feel without increasing construction costs. They enhance ventilation, reduce reliance on artificial lighting, and provide stunning outdoor views. This design is perfect for budget-friendly homes looking to achieve a modern, elegant aesthetic while maintaining energy efficiency. Proper window placement ensures privacy and comfort, making it a practical yet stylish choice for any home.

Source: Pinterest

 

Low-budget simple house design: Elevation ideas

The elevation of a house defines its external appearance, making it the first impression for visitors. A well-planned elevation not only enhances visual appeal but also adds character to the home. If you are looking for cost-effective yet stylish single-floor house elevation ideas, here are some inspirations:

 

How to design a small house on a budget?

Designing a house on a low budget requires careful planning and creative solutions. Here are some steps to consider when designing a house with limited financial resources:

 

 

 

 

 

 

 

 

Small house design: Challenges

Decorating a small space poses several challenges that require creative solutions:

 

Tips to maximise space while designing a low-budget small house

Designing a small house on a limited budget requires smart strategies to make the most of the available space. Here are some tips to help you maximise space while designing your low-budget small house:

 

 

 

 

 

 

 

 

Common mistakes to avoid in low-budget house design

When designing a low-cost small house, avoiding common mistakes can ensure the project stays within budget while delivering a functional and aesthetic home. Here are some pitfalls to steer clear of:

 

Housing.com POV

Low-cost small house designs offer an excellent way to achieve financial savings and environmental benefits. These designs prioritise efficient space utilisation, making even compact homes feel larger and more functional. From open floor plans to multi-section layouts, and from exposed brick aesthetics to open patios, these creative solutions cater to various needs and preferences. By adopting such innovative design ideas, you can create a beautiful, cost-effective, and sustainable living space that perfectly suits a simpler, more efficient lifestyle. 

 

FAQs

What are the general features of a low-budget house design?

A front patio or balcony, a living space, a kitchen, a dining room (optional), one or more bedrooms, and bathrooms are all essential characteristics of such a low-cost single-floor house design. Depending on the size of the plot, there might be extra features.

What will be the cost of building a low-budget house design?

A low-cost house can be built within any financial range. You can choose from a few house plans with a budget of Rs 7 lakh to Rs 10 lakh.

Can I design my own house?

Designing your own house is an achievable goal, and you can create house plans using floor plan software, even if you're not a professional. Drawing your own plans allows for customization and a personal touch to your home.

What is the cheapest shape to build?

The cheapest shape to build a home is often a simple floor plan. Opting for a square or rectangular layout makes the construction and design process more straightforward. Building upward, such as having multiple floors, is generally more cost-effective than constructing a sprawling one-story home.

What is a floor plan?

A floor plan is a scale drawing that illustrates the relationships between rooms, spaces, and physical features when viewed from above. These plans serve as a visual representation, allowing you to understand how people will navigate and move through the space.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com
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