Homebuyers in Chhattisgarh have to pay a certain portion of their property value as stamp duty and registration charge to get the sale deed registered in their names in government records. This article throws light on the numbers i.e. how much money a homebuyer in Chhattisgarh should keep aside to register his property in the state?
What is stamp duty?
The stamp duty is a state-determined tax a homebuyer is responsible for paying in order to get the property title converted in his favour. Land being a state subject under the Indian Constitution, stamp duty charges on property vary from state to state since they have the authority to decide the extent of this levy.
Stamp duty on property registration in Chhattisgarh in 2025
| Property registration in the name of | Stamp duty as percentage of property cost | Registration charge as percentage of property cost |
| Man | 5% | 4% |
| Woman | 4% | 4% |
| Joint (Man and woman) | 4% | 4% |
If you are buying a property in state capital Raipur or any other city in Chhattisgarh, you will have to pay 5% of the property cost as stamp duty. You will also have to pay an additional 1% of the transaction value as property registration charge in Chhattisgarh. However, this is true only in case the property is being registered in the name of a man.
Note: Stamp duty in Chhattisgarh is calculated based on the higher of the property’s sale price (as stated in the sale agreement) and its guideline value, as determined by the local sub-registrar office.
Stamp duty for women in Raipur, Chhattisgarh in 2025
| Buyer | Stamp duty | Registration fee |
| Female | 4% | 4% |
| Male + female | 4% | 4% |
| Female + female | 4% | 4% |
Like most states in India, Chhattisgarh also offers a certain advantage to women homebuyers in India. They are hence offered a one percentage point waiver in stamp duty on property. As a result of this, properties that are registered in the name of a woman attract only 4% stamp duty.
See also: All about gift deed stamp duty
Stamp duty on agreement to sale in Chhattisgarh
In Chhattisgarh, an agreement to sell a property—executed before the full sale deed—is legally recognized and subject to stamp duty. The applicable rate depends on whether possession of the property is handed over as part of the agreement.
- If no possession is given, a nominal stamp duty of ₹20 is applicable.
- If possession is transferred at the time of the agreement, stamp duty is charged at 1% of the total sale consideration or the amount advanced, whichever is higher.
Registering the agreement with appropriate stamp duty helps establish the legality of the transaction and protects both buyer and seller in the event of future disputes.
How to pay stamp duty online in Chhattisgarh?
Step 1: Visit the official website of the SHCIL at https://www.stockholding.com/. Click on ‘products and services’, choose ‘e-Stamp services’ and finally select ‘e-Stamping’.
In case your state allows the e-stamping facility, it will show on the website.
Step 2: Select the state from the dropdown list. In the example, we have selected NCT of Delhi.
Step 3: You will need to fill an application. On the homepage, go to the ‘Downloads’ tab and select the application that you require. Suppose, the relevant application is the one where the stamp duty payment is less than Rs 501. Simply download the form and fill it.
Step 4: You will need to submit this form along with the payment, for the stamp certificate.
Step 5: Citizens are required to carry a print out of the Online Reference Acknowledgement No. and visit the nearest Stock Holding Branch to take a final print out of the e-stamp certificate.
How to pay Chhattisgarh stamp duty offline?
Buy stamp papers from authorised stamps vendor
In this mode of stamp duty payment, you have to purchase stamp paper of the required value from a licenced stamp vendor for his sale instrument, if the value of stamps does not exceed Rs 50,000.
Franking
Through franking, authorised banks in India stamp property purchase document or affix a denomination on it. This acts as a proof that the stamp duty for the transaction has been paid.
Property/land registration fee in Chhattisgarh in 2025
| Buyer | Registration fee |
| Male | 5% |
| Female | 4% |
| Male + female | 4% |
| Male + male | 4% |
| Female + female | 4% |
Unlike many states where buyers have to pay either a standard fee or 1% of the transaction value as the fee to register property, rates of property registration are higher in Chhattisgarh. Consequently, buyers have to pay 4% as the property registration charge in all cities of Chhattisgarh, provided the value of the asset is more than Rs 50,000. Note that the 4% registration charge will be applicable on the amount exceeding Rs 50,000 in this case. Suppose, you bought a property for Rs 10 lakh in Raipur. For this you will pay 4% of Rs 9.50 lakh as the registration charge which works out to be Rs 38,000.
Be advised that registration charges in Chhattisgarh vary if the stated value of the transaction is less than Rs 50,000. Click here to check the detailed registration charge list.
See also: All about WB registration
List of property documents where registration is compulsory in Chhattisgarh
- Agreement to sale with possession
- Agreement to sale without possession
- Award deed
- Bond
- Cancellation deed
- Conveyance (sale) deed
- Counterpart or Duplicate deed
- Exchange deed
- Gift deed
- Lease (For a period of one year or
- more)
- Mortgage deed
- Partition deed
- Power of attorney
- Reconveyance of mortgaged property
- Release deed
- Security bond
- Settlement deed
- Surrender of lease
- Transfer deed
- Transfer of lease- By way of assignment and not by way of under lease
See also: All about laws of property registration in India
Documents needed for property registration in Chhattisgarh
To register a property in the state of Chhattisgarh, the appropriate reports must be submitted with the application form:
- Registry copy of the land or structure
- Copy of the lease
- Hrin Pustika / Khasra clone
- Copy of any government department’s allotment/registry relating to the land/building.
- Cost of electricity (in case of encroachment.)
- Agreement to sale
- Sale deed
- Encumbrance certificate
- Property tax receipts
- No-objection certificate
- Power of Attorney, if applicable
- Stamp duty and registration fees payment proof
- Occupancy certificate for new buildings
- Completion certificate for under-construction buildings
- TDS deduction certificate (applicable on properties worth over Rs 50 lakh))
- PAN Card of buyer
- PAN Card of seller
- Aadhaar card of seller
- Aadhaar card of buyer
- Passport size photos of buyer and seller
- ID proof of buyer
- ID proof of seller
- ID proof of witnesses
- Address proof of buyer
- Address proof of seller
- Address proof of witnesses
See also: All about rectification deed
How to calculate stamp duty in Chhattisgarh?
Property registry in the name of woman
Suppose Meena Shahi is buying a property in Raipur in 2024. Here is how much money she would pay as stamp duty and registry fee to the Chhattisgarh government for property worth Rs 50 lakh:
Property worth: Rs 50 lakh
Stamp duty applicable: 4% of Rs 50 lakh= Rs 2 lakh
Registration fee applicable: 4% of Rs 50 lakh= Rs 2 lakh
Total outgo: Rs 4 lakh
Property registry in the name of man
Now, suppose ratan Shahi is buying a property in Raipur in 2024. Here is how much money he would pay as stamp duty and registry fee to the Chhattisgarh government for property worth Rs 50 lakh:
Property worth: Rs 50 lakh
Stamp duty applicable: 5% of Rs 50 lakh= Rs 2.5 lakh
Registration fee applicable: 4% of Rs 50 lakh= Rs 2.5 lakh
Total outgo: Rs 4.5 lakh
Property registry in the name of man and woman
Now, suppose Meena and Ratan Shahi are both buying a joint property in Raipur in 2024. Here is how much money they would pay as stamp duty and registry fee to the Chhattisgarh government for property worth Rs 50 lakh:
Property worth: Rs 50 lakh
Stamp duty applicable: 4% of Rs 50 lakh= Rs 2 lakh
Registration fee applicable: 4% of Rs 50 lakh= Rs 2 lakh
Total outgo: Rs 4 lakh
How to check guideline value of property in Chhattisgarh?
In Chhattisgarh, stamp duty and registration charges are calculated based on the higher of the property’s agreement value or its government-assessed guideline value, also known locally as Panji Patrak or Nirdharit Mulya. This ensures the government collects revenue based on realistic property valuations and prevents undervaluation during transactions.
Currently, there is no unified online portal to directly check the guideline value of a property in all districts. However, buyers can:
- Visit the nearest sub-registrar office (SRO) to get the street-wise or area-wise guideline rate applicable to their property
- Use the ePanjeeyan portal (www.epanjeeyan.cg.gov.in) to initiate online property registration, where the system often auto-fills the applicable value based on selected location details
It is advisable to cross-check the applicable guideline value with the registrar’s office before making the payment to avoid shortfall in stamp duty, which can lead to penalties or delays in registration.
How to calculate the property registration charges in Chattisgarh?
Calculating property registration charges in Chhattisgarh involves determining both stamp duty and registration fees, which are essential components of the property registration process.
As, we have already discussed how to calculate the stamp duty in Chattisgarh, let’s move on to the calculation of property registration charges in Chattisgarh.
Registration charges calculation
In Chhattisgarh, the registration fee is 4% of the property’s market value, applicable to all buyers regardless of gender.
Example: For a property valued at ₹10,00,000, the registration charge would be:
- Registration Charge: 4% of ₹10,00,000 = ₹40,000
Total Charges:
- For men: Stamp Duty (₹50,000) + Registration Charge (₹40,000) = ₹90,000
- For women: Stamp Duty (₹40,000) + Registration Charge (₹40,000) = ₹80,000
Additional Considerations:
- Exemption Threshold: Registration charges apply only to properties valued above ₹50,000. For properties valued at ₹50,000 or below, the registration charge is ₹500.
Refund Policy: Under Rule 120 of the Chhattisgarh Registration Rules, 1939, refunds for registration charges are claimable if the amount paid exceeds the authorised scale. The refund claim must be lodged within three months from the date the party realises the refund is claimable.
Chhattisgarh property registration act, Section 25
Section 25 of the Registration Act, 1908 mandates that all documents required for registering a property deed must be presented to the competent registrar officer within four months from the date of execution. Failure to comply with this timeframe results in a penalty of up to ten times the amount of the property registration fee.
In Chhattisgarh, this provision is enforced under the Chhattisgarh Registration Rules, 1939. According to Rule 16 of these rules, if a document is presented for registration after the prescribed period, the registering officer advises the presenter to apply for an extension of time under Section 25 of the Act. Such an application is forwarded to the Registrar, and proceedings are suspended pending receipt of an order. If the document is presented after the extreme period of limitation (eight months) has expired, registration is refused immediately.
Stamp duty refund in Chhattisgarh
Refunds on stamp duty in Chhattisgarh apply exclusively to e-stamps. To initiate the refund process, an individual must submit a form to the Collector, detailing all relevant information from the e-stamp certificate, such as the name, certificate number, ID and application date. Once reviewed, the Collector will arrange for the refund, deducting ten percent as a service charge.
Registration fee refund in Chattisgarh
Refund of registration fees in Chhattisgarh is governed by Rule 120 of the Chhattisgarh Registration Rules, 1939. According to this rule, refunds can be claimed under the following conditions:
- If the registration fee paid exceeds the authorized scale.
- The refund claim must be submitted within three months from the date the party becomes aware that a refund is applicable.
How to register property in Chhattisgarh?
Step 1: To register property online, login to the department’s website www.epanjeeyan.cg.gov.in. After logging into the website, click on the registration menu.
Step 2: After clicking on the self-registration menu, the login page will open. Click on the New User option on the menu. Create your user ID and password.
Step 3: Provide your name, mobile number, email ID, password to register.
Step 4: After registering, click on Home and log in by entering your mobile number and password.
Step 5:After logging in, you will find new property registration. Click on it and fill all the details as shown in the image below.
Step 6: After verifying all the details hit the submit button.
Registration fees refund in Chhattisgarh
Under Rule 120 of the Chhattisgarh Registration Rules, 1939, refunds for registration charges are claimable under the following conditions:
- If the registration amount paid exceeds the authorised scale.
- The refund claim is lodged within three months from the date the party realises the refund is claimable.
Registration and stamp duty in Chhattisgarh: Contact details
For queries regarding the payment of house stamp duty in Chhattisgarh, you can connect with representatives through the SHCIL website’s state-wise contact directory. Here are the details for Chhattisgarh:
Vikash Singh
- Email: shcil.raipur@stockholding.com
- Phone: 8871362000
Sandeep Kumar Sharma
- Email: shcil.raipur@stockholding.com
- Phone: 9571166668
Indian Stamps (Chhattisgarh Amendment) Bill, 2023
The Indian Stamps (Chhattisgarh Amendment) Bill, 2023, notified in July 2023, introduces significant changes to the state’s stamp duty framework, particularly concerning electronic stamping (e-stamping). This amendment adds new definitions to Section 2 of the Indian Stamp Act, 1899, specifically:
- Clause (11-A): Defines “e-stamp” or “electronic stamp,” establishing the legal basis for digital stamp certificates.
- Clause (12-A): Elaborates on the term “impound,” detailing the process of taking an instrument into the custody of a public officer with an endorsement made thereon in this behalf.
These amendments aim to modernise the stamp duty system by facilitating the use of electronic stamps, thereby streamlining property transactions and reducing reliance on physical stamp papers. E-stamping is expected to enhance transparency, efficiency, and compliance in property dealings.
For detailed information on e-stamping services in Chhattisgarh, including authorized collection centers and procedures, you can visit the official website of the StockHolding Corporation of India Limited (SHCIL).
Recent trends in Chattisgarh’s property market and their implication on stamp duty and registration fee
Chhattisgarh’s real estate market has experienced notable growth in recent years, influenced by urbanization, infrastructure development, and policy reforms. As of 2024, the average property price in Raipur, the state capital, is approximately ₹3,679 per square foot, with prices ranging from ₹350 to ₹1 lakh per square foot
. Similarly, in Durg, property prices average around ₹3,026 per square foot, with a range between ₹1,000 and ₹5,625 per square foot.
Several factors influence these price trends:
- Urban Development and Infrastructure: New and planned infrastructure projects, such as improved road networks, metro lines, and airports, are contributing to urban development in Chhattisgarh. Once completed, these improvements will significantly increase property values through enhanced connectivity across the state, making it a lucrative investment option.
. - Rise of Smart Cities: Smart cities like Raipur have transformed real estate in Chhattisgarh. They focus on green architecture, technological integration, and an improved lifestyle, attracting more residents and investors thereby increasing property demand and value.s
. - Demand for Affordable Housing: Urbanization and population growth in Chhattisgarh drive an increasing demand for affordable housing. Developers are responding to this need by providing luxury homes at affordable prices, aiming to enhance accessibility and contribute to overall growth in the Chhattisgarh real estate sector.
- Commercial Real Estate Boom: There is a commercial real estate boom in both Raipur and Bilaspur, characterised by rapid growth in office spaces, retail complexes, and industrial parks. This is due to increasing business activities and economic development, making these areas key commercial investment locations.
.
The surge in property values has implications for stamp duty and registration fees, which are calculated based on the property’s market value. In Chhattisgarh, the stamp duty rates are 5% for men and 4% for women, with a registration fee of 4% applicable to all.
As property prices rise, the absolute amount payable for stamp duty and registration fees also increases, impacting the overall cost of property transactions.
Housing.com POV
Chhattisgarh is among those states in India that charge a comparatively higher rate of registration fee when compared to other states. Most states in the country charge only 1% of the transaction value as the registration fee on property purchases. Some others charge only a standard fee for property registration. These higher rates of property registration might act as a deterrent for property registration. The state might consider lowering the rates to encourage investment in property here.
FAQs
What is stamp duty?
Stamp duty is the tax paid to state governments in India for registration of transaction related instruments.
What is e-stamping?
An e-stamp is an electronic copy of a stamp paper. This digital copy of the stamp paper has the same value and legal status as a traditional stamp paper.
When was e-stamping introduced in India?
e-stamping was introduced in India in July 2013.
How will I get an e-stamp paper?
You can buy e-stamp papers from any ACC approved by SHCIL.
How can I download the application form for e-stamp certificate?
You can download the application form for e-stamp certificate on SHCIL official website.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |