Where to find the HDFC PAN number for home loan?
You can find the PAN number of your bank or financial institution in the home loan interest certificate.
HDFC home loan PAN number
An individual does not need to provide the PAN number of the institution or bank that issued the home loan to claim an exemption for house loans. The PAN number of HDFC is:
| HDFC | AAACH0997E |
HDFC Bank PAN Number for home loan: Importance
You must supply the specifics of your bank’s PAN number if you wish to claim your tax exemption on your house loan. It should be the PAN number of the individual financial institution that loaned you money.
The loan providers have made certain adjustments to their house loan payment certificate in order to simplify the income tax process. You are exempt from entering the bank’s PAN number in accordance with the requirements of the new system.
See also: HDFC home loan
What other information is needed to claim a tax deduction for a home loan?
As per Rule 26C of the Income Tax Act, employees must provide specific information to their employers in order to claim tax benefits on their salary income from June 1, 2016. To do so, employees must complete Form 12BB and submit it to their company.
Form 12BB is a statement of claims made by employees for tax deductions on expenses such as leave travel expenses (LTE), housing rent expenses (HRE), deductions under chapter VIA (Section 80C, 80D, etc.) and interest on home loans. The form requires employees to provide information about their home loan, such as:
- Interest paid or payable to the lender during the financial year
- Name and address of the lender
- Lender’s Permanent Account Number (PAN)
FAQs
What is the PAN Number of HDFC Bank?
The PAN number of HDFC Bank is AAACH997E.
What is the required credit score for HDFC Bank?
A credit score of 620 or higher is often required for HDFC Bank.