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  • Aadharcard Loan

Personal Loan For Aadharcard Loan

Aadhaar cards are now the primary identification proofs that most people in India use nowadays. An Aadhaar card is a 12-digit identification number provided for each individual that serves as their proof of identity and address for Indian residents.

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Features & Benifits

Instant Loan offer in 3 mins
24-hour disbursal
No collateral required
Loan upto 10 Lakhs
Paperless process
Attractive interest rates

Personal Loan with Aadhaar Card

Applying for and getting an Aadhaar card loan is a simple and easy process. You only need to upload your Aadhaar card as your identity and address proof along with other documents, to get approved for a personal loan. The entire process is smooth and allows you to get your loan amount quickly for your financial needs.

Features & Benefits of our Personal Loan

There are many benefits you can get from using an Aadhaar card for a personal loan application. Some of them are listed below.

  • Get flexible loan amounts from Rs. 5,000 to Rs. 10 lakhs and use it to accommodate various personal needs.
  • Get personal loans for an attractive interest rate between 12% and 33.75%. A high credit score can lower your interest rate. So, increase your credit score before applying.
  • Since the entire process is digital, you can get instant approval (within 3 minutes) and quick loan disbursal (within 24 hours of approval).
  • Since personal loans are unsecured, you don’t need to provide collateral to get one. You only need to submit some documents for verification.
  • The tenure for an Aadhaar card personal loan is 9 to 42 months (for salaried) and 3 to 42 months (for self-employed). This allows you to choose a tenure that suits your financial needs.
  • There are no end restrictions on how you can use your personal loan amount.This is one of the main benefits of personal loans. You can use it to accommodate any kind of expenses like weddings, education, home renovation, medical emergencies, travel, etc.
  • As the entire process is digital, it makes it more transparent for you to know the status of your loan application.

Eligibility Criteria

At, we have some eligibility requirements that an applicant should meet to get their loan approval. Below are those eligibility requirements.

  • You should be between 21 and 60 years of age.
  • You should have a stable income source with a monthly income of a minimum of Rs. 15,000/-
  • You should be a salaried or self-employed applicant.
  • You should have a minimum credit score of 700
  • You should be an Indian citizen
  • You should meet the minimum income requirement of your city of residence.

Documents Required

In addition to your Aadhaar card, you must also submit the following documents while applying for your personal loan.

Proof Document required (any one in each category)

Photo Identity Proof

1. PAN Card

2. Driving License

3. Voter’s ID

4. Passport

Address Proof

1. Ration Card

2. Utility Bill(electricity, telephone, gas, water, etc.) - the bill must be within 2 months

3. Passport

4. Driving License

Income Proof

1. Salary slips with Form 16 (from the last 3 months)

2. Bank statements with salary credit (within 3–6 months)


Colored passport-size photo

Proof of investment (if any)

1. Fixed assets

2. Fixed deposit

3. Shares, etc.

Proof of existing loans (if any)

Payment track record & sanction letter


PL Tips & Guide

Things to consider before using a personal loan for home loan down paymentThings to consider before using a personal loan for home loan down payment
Banks issue only up to 90% of the property value as home loan and the remaining 10%, plus additional expenses, has to be borne by the buyer. Will a personal loan help to bridge this gap?
Sunita Mishra13 Mar '23
Using a personal loan to clear overdue payments: All you need to knowUsing a personal loan to clear overdue payments: All you need to know
If you are applying for a personal loan, it is important to understand overdue payments and how a personal loan can be used to clear overdue payments.
Housing News Desk07 Jun '22
Home loan vs personal loan: Which one should you choose?Home loan vs personal loan: Which one should you choose?
Consumers are shifting to personal loans increasingly, because banks are becoming more generous with them. What works best for you in the long run? Let us find out
Housing News Desk18 Oct '21


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A good CIBIL score allows the borrower to get advantages in terms of interest rates and other benefits.
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Loans for pensioners act as a safety net for people on pension.
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SOA for borrowers helps them manage their repayments effectively.
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One may be subjected to certain extra conditions to receive a personal loan without bank statements.
Geethapriya Srinivasan17 Mar '24
What is the maximum personal loan amount I can get on my salary?What is the maximum personal loan amount I can get on my salary?
Understanding eligibility for personal loans helps borrowers to increase the amount to be borrowed.
Geethapriya Srinivasan13 Mar '24
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Payday loans allow easy access to funds.
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Down Payment

I had been saving up for years to buy my dream home, but I fell short on the down payment.'s personal loan was a lifesaver, providing the extra cash I needed to close the deal and move into my forever home.

Amit S

from Hyderabad

Home Renovation

I needed to make some major updates to my rental property.'s personal loan gave me the funds I needed to make the necessary repairs and increase the value of my property.

Kavita M

from New Delhi

Medical Loan

I needed a personal loan to cover unexpected medical expenses, and came through with competitive rates and fast approval. I'm so grateful for their support during a tough time.

Vaibhav N

from Gurgaon

Wedding Loan

My wedding was just around the corner, and I needed some extra cash to cover the expenses. gave me the flexibility I needed to make my dream wedding a reality.

Rohit S

from Bangalore

Help & Support

Still have questions? Reach us now.

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