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  • Medical Loan

Personal Loan For Medical Loan

You never know when you will have a financial emergency. Instead of stumbling over what to do, choose our emergency loan to cover your expenses and stay worry-free about your situation. With instant approval and 24-hour cash disbursal, we at Housing.com ensure you overcome your emergency situation without stress and panic.

By clicking above, you agree to the Terms and Conditions.

Features & Benifits

Instant Loan offer in 3 mins
24-hour disbursal
No collateral required
Loan upto 10 Lakhs
Paperless process
Attractive interest rates

Personal Loan for Medical Expenses

Medical expenses can be pre-planned or sudden. Either way, not having the necessary amount should not be a reason for not getting the best treatment available.

Most times, you will use insurance to cover the expenses of a treatment. However, insurance coverage is limited and does not cover all the expenses you might get at that time.

On the contrary, a medical loan can help you with whatever expenses you get during the course of your treatment. Starting from diagnostic procedures to surgical expenses, our medical loan will cover all the aspects.

Features of Our Medical Loan

  • Get an instant medical loan up to Rs. 20 lakhs

You never know how much money you need during a medical emergency. At Housing.com, you can get medical loans of up to 20 lakhs to accommodate any expenses you might encounter.

  • No restriction on what comes under a medical loan

There are no restrictions on what comes under your medical loan. Whether it is for diagnostics, medicines, or surgeries, you can use our medical loan for any purpose necessary.

  • Entirely digital application process

You don’t need to run to the bank during a medical emergency. With our completely digital application process, you can stay at your place and apply for a medical loan instantly.

  • Get instant loan approval

As long as you fit the eligibility criteria and submit all the necessary documents, you can get your application verified and approved in under 3 minutes. You will also have your cash credited to your bank account within 24 hours of loan approval.

  • Get attractive interest rates for your loan

At Housing.com, you can get a medical loan for attractive interest rates of 12% to 33.75%.

Note: The higher your credit score, the lower your interest rate. So, ensure your credit score is high (preferably 700 or more) before applying for the loan.

Eligibility Criteria for Medical Loan

Before applying for an emergency loan at Housing.com, ensure you fit our eligibility criteria.

Age: 21 to 60 years

Income: A stable income source with a monthly income of a minimum of Rs. 15,000/-

Credit score: Minimum 700

Nationality: Indian

Documents Required for Medical Loan

Once you have checked whether you are eligible for a loan application, the next step is to verify if you have the necessary documents required during the process.

You need to submit these documents if you want your loan approved. Below are the documents you need to have during your medical loan application.

Proof Document required (any one in each category)

Photo Identity Proof

1. Aadhar Card

2. PAN Card

3. Voter’s ID

4. Driving License

5. Passport

Address Proof

1. Aadhar Card

2. Ration Card

3. Utility Bill(electricity, telephone, gas, water, etc.) - the bill must be within 2 months

4. Passport

5. Driving License

Income Proof

1. Salary slips with Form 16 (from the last 3 months)

2. Bank statements with salary credit (within 3–6 months)

Photograph

Colored passport-size photo

Proof of investment (if any)

1. Fixed assets

2. Fixed deposit

3. Shares, etc.

Proof of existing loans (if any)

Payment track record & sanction letter

FAQ's

PL Tips & Guide

Things to consider before using a personal loan for home loan down paymentThings to consider before using a personal loan for home loan down payment
Banks issue only up to 90% of the property value as home loan and the remaining 10%, plus additional expenses, has to be borne by the buyer. Will a personal loan help to bridge this gap?
Sunita Mishra13 Mar '23
Using a personal loan to clear overdue payments: All you need to knowUsing a personal loan to clear overdue payments: All you need to know
If you are applying for a personal loan, it is important to understand overdue payments and how a personal loan can be used to clear overdue payments.
Housing News Desk07 Jun '22
Home loan vs personal loan: Which one should you choose?Home loan vs personal loan: Which one should you choose?
Consumers are shifting to personal loans increasingly, because banks are becoming more generous with them. What works best for you in the long run? Let us find out
Housing News Desk18 Oct '21

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What is the minimum CIBIL score required for personal loan?What is the minimum CIBIL score required for personal loan?
A good CIBIL score allows the borrower to get advantages in terms of interest rates and other benefits.
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Loans for pensioners act as a safety net for people on pension.
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SOA for borrowers helps them manage their repayments effectively.
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How to get a personal loan without bank statements?How to get a personal loan without bank statements?
One may be subjected to certain extra conditions to receive a personal loan without bank statements.
Geethapriya Srinivasan17 Mar '24
What is the maximum personal loan amount I can get on my salary?What is the maximum personal loan amount I can get on my salary?
Understanding eligibility for personal loans helps borrowers to increase the amount to be borrowed.
Geethapriya Srinivasan13 Mar '24
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Payday loans allow easy access to funds.
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Reviews

Down Payment

I had been saving up for years to buy my dream home, but I fell short on the down payment. Housing.com's personal loan was a lifesaver, providing the extra cash I needed to close the deal and move into my forever home.

Amit S

from Hyderabad

Home Renovation

I needed to make some major updates to my rental property. Housing.com's personal loan gave me the funds I needed to make the necessary repairs and increase the value of my property.

Kavita M

from New Delhi

Medical Loan

I needed a personal loan to cover unexpected medical expenses, and Housing.com came through with competitive rates and fast approval. I'm so grateful for their support during a tough time.

Vaibhav N

from Gurgaon

Wedding Loan

My wedding was just around the corner, and I needed some extra cash to cover the expenses. Housing.com gave me the flexibility I needed to make my dream wedding a reality.

Rohit S

from Bangalore

Help & Support

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