Axis Bank home loan borrowers can view all the details about their Bank home loan statement. In this specific statement, the principle borrowed, the interest the bank is charging, the length of the mortgage loan, the remaining principal balance, the breakdown of payments, etc., are all clearly stated. This document is also known as the Axis Bank home loan provisional certificate.
Who can apply for a home loan?
- People with salaries (working in government and private sector)
- Professionals (i.e. doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants, etc.)
- Operating a company on my own and filing Revenue Tax Returns
- people who are at least 21 years old and, ideally, aren’t older than 60 or 65.
What documentation is required to obtain a mortgage?
The following are some of the documents needed to apply for a mortgage:
- Income statements
- Salary slips and Form 16
- Bank statements
- Latest Income-Tax Returns
- Credit report
- Age proof (Aadhaar, Passport, PAN card, Driving Licence, etc.)
- Address proof (Aadhaar, Passport, Driving Licence, electricity bill, telephone bill, ration card, etc.)
- Photo identification proof (Aadhaar, Passport, PAN card, Voter id, Driving licence, etc.)
- Property documents
How to apply for an Axis Bank home loan?
Applications for home loans often adhere to a method like:
- You must apply for a house loan, you may do this online or in bank branches or loan centres.
- Loan Sanction: The bank will sanction your loan amount after receiving your application and reviewing the appropriate KYC and financial stability documentation.
- Once the loan has been approved, you must submit the paperwork for the asset that will serve as the collateral for your loan for technical and legal approval.
- The bank will authorise and release your loan after the loan amount and the requested property have been verified.
- You might be able to have your Axis Bank home loan approved in 15 days with the appropriate paperwork.
Ways to get your home loan statement
- Making an inquiry by contacting customer support. Both 1860-419-5555 and 1860-500-5555 are toll-free numbers.
- Through online chat: Click on online chatting at Axis Bank Customer Support. Request your loan statement by entering your registered email address and cellphone number.
- Sending an email to loans@axisbank.com using the registered email address.
- Visiting a home loan centre for Axis Bank.
How to view Axis Bank home loan statements online?
- Visit the official website or the net banking platform of Axis Bank first.
- In order to use the net banking services, you must first click on the login page for net banking and then enter your registered user ID and password.
- You need to select the “Enquiries” option after logging in.
- You must choose the option for “Home loan provisional certificate” under the “Enquiries” tab.
- Then input the information about your mortgage loan for which you need it.
- The statement of house loan from Axis Bank eventually appears after inputting the details. You would be able to download the home loan statement and then access, examine, save, or print it.
How to view Axis Bank home loan statements offline?
- You can go to the Axis Bank locations that are closest to you.
- When you arrive at the branch, you can ask for the home loan statement form. Include all relevant information, including the applicant’s name, PAN number, DOB, residence address, home loan details, applicant’s email address, and contact information.
- You must provide the necessary supporting documentation after completing the form, such as a PAN card, an Aadhaar card, or a copy of your passport, in order to get the Axis Bank home loan statement offline from the bank’s branch.
Also read about : Axis bank login
Components of Axis Bank loan statement
- The loan statement shows the loan’s time frame during which the transactions are summarised.
- A list of transactions, including any fees or penalties that may have been assessed throughout the loan’s term, is also shown.
- Unpaid Principal Balance of the remaining loan balance. The home loan statement also includes information about any outstanding debts.
- Detail of earlier payments.
- Calculating fees.
- Interest and principal are considered.
- Axis Bank’s home loan statement also includes loan information such as client ID, PAN number, date of birth, and loan account number, among other things.
See also: Read about Axis bank IFSC code