Axis Bank net banking: Know features, services and registration

Net banking has eliminated the need to visit banks to conduct simple financial transactions, which can now be completed from the comfort of your home, office, or anywhere in the world. You can avoid having to visit utility service provider offices to make bill payments by using bill payment services of Axis Bank net banking facility. These are just a few benefits Axis Bank net banking provides its customers. NEFT – This allows you to transfer funds from your Axis Bank account to any other bank account participating in this scheme.

 

Axis Bank net banking features 

Axis Bank net banking has several features that allow users to access the bank’s full range of banking services:

• Account details: With Axis Bank net banking, access all of your accounts with your login, examine account balances, download statements, and more.
• Transfer of funds: Another useful feature of Axis Bank net nanking is the ability to transfer funds between accounts, to other Axis Bank accounts, or to accounts in other banks. Allows you to ‘Pay Now’ or ‘Schedule Later.’
• Request services: This mostly includes non-financial transactions such as Cheque Book requests, Demand Drafts, Stop Cheque payments, PAN, communication address, mobile number, and so on.
• Investment services: Invest in the bank’s investment products, create FDs, invest in IPOs, and so on.
• Bill payments, cell phone recharges, Visa Bill Pay, and other value-added services are examples of value-added services.

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Axis Bank net banking: Services available

• You can keep an eye on your account information and balance.
• Downloading the account statement is simple.
• Access information on your credit card, Demat account, and loans.
• Add money to your account.
• Transfer money from a different Axis Bank account.
• Transfer money from a different bank account.
• Demand a chequebook and a demand draft.
• Stop the check from being paid.

 

Axis Bank net banking: Registration

Axis Bank net banking signup takes only a few minutes. You must first register for Net Banking to utilise it.

 

Axis net banking: Who is eligible?

All current and savings account holders have access to the Axis Bank net banking service. The customer or mandate holder must always be able to use the account with full permission. The daily transaction default limit is Rs 5 lakh. There is no upper restriction on the transmission of money. The daily limit can be increased by the account user to Rs 10 lakh using Axisnetbanking. To increase the limit above Rs 10 lakh, one will need permission from the base branch (where the account holder keeps the account).

 

Axis net banking: Signing up

For individuals who do not have customer ID/password

• Fill out the Axis bank internet banking application form. This form can be found on the bank’s website or in your local branch.
• Fill in all the details.
• It must be signed in full by all account holders.
• Remember to include your cell phone number to link it to your Internet Banking account.
• Please submit it to the branch.
• The password will be mailed to you by the bank.
• Your login ID is your customer ID. 
• The customer ID can be found on the welcome letter and cheque book mailed to you when you open an account.
• You can access your net banking account after receiving your password.

For retail customers

• Go to the Axis Bank website and select “Login” from the menu on the right side of the page.
• Under the “Personal” page, select the “Register” button.
• On the following page, in the space designated for a “Login ID,” enter the Axis Bank customer ID. (For Axis Bank login, the customer ID serves as the Axis Bank login ID.)
• Click “Proceed,” enter your user information, details, and a new password to access your Axis Bank online account.
• Do your Axis Bank login using your customer ID and password and use your Axis Bank internet Banking services.

Axis Bank net banking: How to login?

• Customer ID and password (sent by mail) – If you enrolled for Axis Bank Net Banking through the branch and received the password by mail, go to the Axis Bank Net Banking page and log in with your Customer ID and Password. If you have not yet received your Axis Bank netbanking password, simply select ‘First Time User’ to construct a login password using your debit card’s 4-digit ATM pin and your registered mobile number.
• Debit Card number and Password (Generated via OTP technique) – You can also use the Debit Card login option and log in with your Debit Card number and PIN.

Axis Bank net banking: How can I register my cellphone number at an ATM?

• Visit an Axis Bank ATM near you.
• Choose Registrations
• Choose Netsecure.
• Enter and validate your mobile number
• Your registration will be confirmed by SMS.
• You can also go to your nearest bank and register your cell phone number for Internet Banking (Net secure)

 

Axis Bank customerid: How to get?

The welcome letter and cheque book both include the Axis Bank customerID, which is necessary for quicker Axis Bank internet banking login. To obtain the AxisBank customer ID, account users may SMS CUSTID account number> to 5676782 from the registered cellphone number.

For example, the user ID is 826XXXXXXXXXX.

SMS requests from the account holder will incur the operator’s standard SMS fees.

 

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Axis Bank netbanking: What is Netsecure?

Netsecure is a two-factor authentication method that provides enhanced account protection when using net banking. Every time you log in with your User ID and password, you must go through Netsecure’s second tier of authentication.

 

Netsecure fees and changes

The charges applicable for Axis Bank NetSecure with 1-touch device are Rs 1000/- (plus service tax) for the first device and for replacements, Rs 800/- plus service tax per device.

 

Types of Netsecure

Touch Point Netsecure

Here, the user must create a Netsecure with the aid of an Axis Bank 1-Touch device

SMS-based Netsecure

About this choice, the candidate’s registered cellphone number would receive the Netsecure Code. At the moment, Axis Bank only provides this service to domestic clients.

The Web Pin option

The consumer must note one or more of their frequently used computers to access a web pin. To obtain the Netsecure code, they must use the Web pin.

Mobi-Token

To generate an OTP, the consumer must install an Axis Net secure app from the Play Store or App Store. Only NRI customers are currently eligible for this feature from Axis Bank.

 

How do I sign up with Netsecure?

• Complete the online application for internet banking and submit it to the nearby Axis Bank location.
• To choose the Netsecure feature, register your mobile number with the bank account.
• The passwords will be emailed to you by the bank.
• Enter your net banking account after receiving the password.
• You will see a message asking you to sign up for Netsecure.
• Choose the mode.
• For the registration procedure to be complete, enter your cell phone number.

 

Axis Bank netbanking Netsecure with a mobile app

Customers can sign up for Netsecure via the mobile app as well. The procedures listed below must be completed to register for Netsecure using the mobile app:

• To start Netsecure with the mobile app, ensure you have an Android or iOS phone.
• Customers who reside in the country should confirm that Axis Bank has their phone number on file. The phone number you usually use should be updated. All notifications will be delivered to the phone number you have on file.
• NRI clients should confirm that Axis Bank has their email address on file. Since all future updates will be sent to the registered email ID, enter your most frequently used email address.
• To access the registration page, resident and NRI customers must log in to Axis Bank Internet Banking.
• Customers must select the “Netsecure with mobile App” option on the registration page.
• Current customers can visit Axis Bank to switch to the “Netsecure with mobile app” option utilising internet banking. This selection can be made under the services tab.
• Install the “Axis Netsecure” app on your phone by going to the app store.
• To finish the registration process, adhere to the internet banking instructions.

 

Axis Bank netbanking: How to reset the password?

After four erroneous password entry attempts, your internet banking access will be disabled. By 24:00 IST, this access will be automatically unlocked or enabled (midnight). Once the internet banking access is unlocked, you can log in using your usual device or visit an Axis Bank ATM to reset your questions instantly. 

 

Why should you reset the password?

The Axis Bank netbanking system may ask the customer to change their password at regular intervals. Moreover, one may have to reset their password if they have repeatedly entered an incorrect password. Further, a user should change their netbanking password at regular intervals when accessing the net banking account using a public Wi-Fi network, to keep the account secure.

 

Axis net banking: Types of transfer of funds supported

Net Banking is the most often used feature. Axis Bank Net Banking supports the following financial transfers:

• NEFT – This allows you to transfer funds from your Axis Bank account to any other bank account participating in this scheme.
• RTGS – Real-time gross settlement systems (RTGS) allow money to be transferred from one bank to another in “real-time” and “in gross.”
• Immediate Payment Service (IMPS) enables funds to be transferred and received via a registered mobile phone and Mobile Money Identifier (MMID) or through Internet Banking.
• Instant Money Transfer (Cash transfer, cardless withdrawal) – Axis Bank’s novel domestic service allows you to send cash to a recipient by mentioning the recipient’s mobile number and issuing an IMT. The receiver does not need a bank account to make a cardless withdrawal from any ATM of the banks that have been authorised.
• Visa Money Transfer – Using the Visa Debit Card number, you can pay bills on a Visa Credit Card issued by any bank or transfer money to a beneficiary’s bank account.
• ECS – Electronic Clearing Service – This allows for paperless credit/debit transactions directly linked to your account and a speedier method of processing recurring and repetitive payments.

 

How to transfer funds through Axis Bank internet banking login?

Go to the Axis Bank internet banking login page to use the fund transfer service. 

Beneficiary: Axis Bank

• Select “Payments” and then “Transfer Funds.”
• Choose “Other Axis Bank Account” from the menu.
• Go to “Register New Beneficiary” and click.
• Enter the account number or mobile number and the beneficiary’s nickname. Simply select Get Account Details. The beneficiary’s name will appear on the screen. Verify to make sure the right beneficiary is listed.
• To finish the registration process, enter the Netsecure code. The beneficiary is now registered.

Beneficiary: Other  bank

• Select “Payments” and then “Transfer Funds.”
• Choose “Other Bank Account” from the menu.
• Go to “Register New Beneficiary” and click.
• Enter the account number and beneficiary’s nickname. Simply select Get Account Details. The beneficiary’s name will appear on the screen. Verify to make sure the right beneficiary is listed.
• To finish the registration process, enter the Netsecure code.
• Now registered is Beneficiary.
• For the account’s security, one should be aware that money transfers to any additional beneficiaries will not be possible until 30 minutes following activation.

 

Axis Bank net banking and Netsecure: Detailed list of services you can access

You can submit several different banking- and account-related requests via online banking in addition to transactions. These include requesting a stop payment on a check, getting a new chequebook or demand draft, starting a fixed deposit, signing up to get an e-statement of your account, and signing up for SMS banking.

The services you can use with simply your password and the Netsecure code are listed below:

Name of the service	Service offered – internet banking with password only	Service offered – internet banking with password and Netsecure
Apply for IPO Online	Yes	Yes
Download account statement	Yes	Yes
Mail facility	Yes	Yes
Open a fixed deposit	Yes	Yes
Pay credit card bill	Yes	Yes
Pay utility bills	No	Yes
Place a request to stop cheque payment	Yes	Yes
Recharge mobile	No	Yes
Redeem debit card points	Yes	Yes
Register for SMS banking	Yes	Yes
Register to receive e-statements	Yes	Yes
Request for a cheque book	Yes	Yes
Request for Demand Draft	No	Yes
Shop online and pay using Axis Bank Internet Banking	No	Yes
Transfer fund to other Axis Bank account	No	Yes
Transfer fund to other bank account	No	Yes
Transfer fund to own Axis Bank account	Yes	Yes
Transfer Fund to Visa Credit Card	No	Yes
Update your personal profile details	Yes	Yes
View account balance	Yes	Yes
View account details	Yes	Yes
View credit card information	Yes	Yes
View your demat account details	Yes	Yes
View your loan details	Yes	Yes
View your portfolio summary	Yes	Yes

 

Axis net banking: Benefits

• Account holders have access from home, work, and even while on vacation, so they do not need to go to a bank counter to conduct transactions.
• Using Axis Bank Internet Banking Login, a transaction can be completed at any time; one is not required to adhere to the bank’s operating hours. Due to the account being accessible around-the-clock, the account holder must not bother about Sundays or other holidays.
• Any internet-connected device, including smartphones, laptops, desktop computers, and tablets, can be used for banking activities.
• Bill payment, money transfers, and checking account operations over the internet are just a few of banks’ many services.
• Since every transaction is automatically updated immediately, the account holder can always view the information without providing any receipts or supporting documentation. As a result, the account is always accurate and free of discrepancies because the procedure is fully automated.
• The ability to simultaneously track the various accounts is the best feature of Axis Bank’s internet banking login. If a person has many accounts, they do not need to visit various bank branches.

 

FAQs

How can I get my Axis Bank net banking password back?

Customers can quickly recover their forgotten net banking passwords for Axis Bank. The customer ID and password can be created online by contacting the Axis bank customer care support centre. You should verify the ATM Pin and the 16-digit ATM card numbers.

What fees and charges apply to net secure?

The consumer requesting Net secure must make a one-time payment of Rs. 1000. The payment is not returnable.

Is signing up for a Netsecure required?

It becomes necessary for a consumer to register for Netsecure when they are prepared to permit financial operations like cell phone recharge, fund transfers, bill payment, etc. Aside from viewing your account information, the aforementioned net banking features are not accessible if you do not register for net secure.

How do I deactivate my NetSecure account?

You should email [email protected] asking the bank to stop providing the Netsecure service. You cannot conduct any online financial transaction after cancelling the Net Secure service.