When a buyer buys a property in a state, he has to register it legally in government records and this is possible by paying the one -time stamp duty and registration charges.
This tax also saves people from any kind of legal trouble. Most state governments encourage people invest in properties by giving rebates in stamp duty and registration charges. Also, many Indian states promote women investing in properties by charging a lower stamp duty rate for them. For instance, in Maharashtra women homebuyers have to pay a lesser stamp duty than other states. In this guide, let us check about dastavej stamp duty in Gujarat 2025 and how to pay it online and offline.
Stamp duty and registration charges in Gujarat 2025
| Basic stamp duty rate | 3.50% |
| Surcharge at 40% basic rate | 1.4% |
| Total stamp duty | 4.9% |
Stamp duty reduction in mortgage deeds Gujarat 2025
| Type of deed | Stamp duty reduction |
| Mortgage deed | From Rs 25,000 to Rs 5,000 at 0.25%
|
| Stamp duty on annual rent of lease deeds of residential properties of less than one year | From 1% to Rs 500
|
| Stamp duty on annual rent of lease deeds of residential properties of less than one year | From 1% to Rs 500
|
| Inheritance of property by daughter | From 4.90% of property value reduced to Rs 200 |
In the Gujarat State Budget, the government had reduced stamp duty on some of the above mentioned deeds. Additionally, the government of Gujarat will be rolling out soon e-registration facilities of mortgage deeds, lease deeds, reconveyance of mortgage deeds etc. helping people register documents online and save time.
What are Affidavit and Dastavej Stamp Duty in Gujarat?
- The stamp duty for Affidavits in Gujarat is Rs 50.
- The stamp duty for Dastavej in Gujarat is the standard stamp duty applicable for property registration that is 4.9% of the property value.
Property registration charges in Gujarat 2025
| Gender | Registration charge |
| For men | 1% |
| For women | No registration charges |
| For joint buyers (male and female)
For joint buyers (male and male) |
1%
1% |
| For joint buyers (female and female) | No registration charges |
The registration fee in Gujarat is 1% for women, men and joint ownership – men and men, women and women and men and women. This move is to empower women and have people to register properties in the name of female family member in Gujarat.
A home buyer also has to pay additional charges in Gujarat for property registration. These are:
- Advocate fees
- Folio fees of Rs 10 per page or at the rate as per revisions by the government from time to time
- Index fees of Rs 50 per copy
See also: How E-Dhara has changed Gujarat land records system
Stamp duty in Gujarat vs other neighbouring states 2025
As compared to other neighbouring states, the stamp duty and registration charges in Gujarat are much competitive thus encouraging buyers to invest here.
| Maharashtra | 6% for men and 5% for women | 1 % if property value greater than Rs 30 lakh.
Rs 30,000 if property value less than Rs 30 lakh |
| Karnataka | 3-5% depending on property value | 1 % of the property’s market value |
| Delhi | 6% for men and 4% for women | 1 % of the property’s market value |
| Tamil Nadu | 7% | 1 % of the property’s market value capped at Rs 4 lakh |
The difference in the stamp duty can be attributed to the real estate demand in the state. For instance, Maharashtra and Tamil Nadu have greater demand and therefore command more stamp duty charges. Also, there are some states that have policies that have an impact on the stamp duty charged. For instance, Delhi and Maharashtra have lesser stamp duty for women to encourage more women buyers.
Stamp duty Gujarat 2025 on various property types
Residential property
People investing in residential property has to pay a stamp duty of 4.9% on the market value of the property.
Commercial property
People investing in commercial property has to pay a stamp duty of 5% on the market value of the property. This is generally higher than stamp duty of residential property.
Agricultural land
Since farmers buy agricultural land, the stamp duty on these are less comparatively. People investing in agricultural land have to pay a stamp duty of 3%.
A property located in urban areas with amenities will attract more stamp duty than a property located in rural areas with fewer amenities. So, stamp duty is based on the location of the property.
What are the factors based on which stamp duty in Gujarat is calculated?
Property type: The stamp duty and registration charges may vary based on the type of property. For instance, residential properties attract lesser stamp duty rates than commercial stamp duty rates.
Property location: The location of the property plays a significant role in determining stamp duty and registration charges. Different regions within Gujarat may have distinct stamp duty rates and regulations.
Property value: The charges for stamp duty and registration may be calculated based on the property’s value. Typically, the stamp duty on a property sale is a percentage of the property’s selling price. The value of a standalone building may be less than a property that is present in a gated community and has amenities.
Ownership type: The type of ownership can also impact the stamp duty and registration charges. For example, properties owned by companies may incur higher stamp duty as compared to those properties which are owned by individuals.
How to calculate stamp duty in Gujarat in 2025?
You can use the online stamp duty calculator on the Gujarat online portal to calculate the stamp duty in Gujarat. Logon to https://garvi.gujarat.gov.in/.
Select the article for which stamp duty in Gujarat has to be calculated and click on calculate stamp duty.
Illustrated below an example
Suppose that Anand Patel bought a property for Rs 86.75 lakh in Gujarat. The stamp duty in Gujarat for residential property he needs to pay comes to Rs 4,25,075.
Calculation: 86,75,000 x 4.9/100 = Rs 4,25,075.
See also: Ahmedabad’s most popular property locations
What is the rebate in Gujarat stamp duty 2025 for women homebuyers?
Stamp duty on property in Gujarat for female and male are the same. There is no rebate for female on stamp duty but they are exempted from paying registration charges.
Now, let us see how to calculate the overall cost of the property. Suppose, Anand Patel and Vidushiben Parikh are buying similar properties at the same price (i.e., Rs 86.75 lakh). Let us see how much stamp duty in Gujarat for residential property each of them has to pay.
Both Patel and Parikh will pay Rs 4,25,075 as stamp duty. However, at the registration stage, Patel will need to pay 1%, that is Rs 86,750.
Rs 86,75,000 x 1/100 = Rs 86,750
Hence, the overall cost for Patel is:
Rs 86,75,000 + 4,25,075 + 86,750 = Rs 91,86,825
In the case of Parikh, only stamp duty charges will apply, since women are exempt from registration charges and therefore, her overall cost comes to Rs 91,00,075.
Stamp duty and registration charges in Gujarat 2025: Documents required
- Title deed
- Proof of identity of bures and sellers
- Address proofs
- If document is under Sector 32A of Gujarat Stamps Act, 1958-application from no 1
- Power of attorney
How to pay stamp duty and registration charges in Gujarat 2025 online?
- Visit the official Gujarat Revenue Department‘s website
- Register or log in using your credentials
- Select stamp duty and registration charges payment
- Enter details such as property specifics and transaction value
- Attach all required supporting documents
- Proceed to pay through netbanking, debit / credit cards, or UPI
- Once payment done, download the payment receipt and acknowledgement
E-stamping in Gujarat
The government has made it possible for everyone to use the e-stamping facility through the Stock Holding Corporation of India Ltd. E-stamping certificates are available immediately, once a person visits the taluka headquarters in any of the districts. Remember that e-stamping is legal.
For a comprehensive list of stamp-selling vendors in Gujarat, click here.
Check out properties for sale in Ahmedabad.
How to pay stamp duty and registration charges in Gujarat 2025 offline?
- Stamp duty in Gujarat can be paid through franking centres or through stamp papers.
Franking centre
- Visit the nearest franking center or bank
- Fill the form with all required details
- Submit supporting documents and pay the stamp duty and registration charges using cash, cheque or demand draft etc.
- Collect the payment receipt
Stamp papers
- Authorised stamp sellers can be contacted from whom stamp papers can be purchased to pay stamp duty and registration charges.
Know about: Anand (Gujarat)
Time taken for stamp duty, registration charges Gujarat payment 2o25
It takes a week for the process to complete.
- Submit the sale deed for registration of the property – Day 1
- Documents are verified and payment is processed- Day 2-3
- Payment receipt is issued – Day 4-5
- Registered sale deed is returned to the owner. Day 6-7
Mistakes to avoid during payment of stamp duty in Gujarat 2025
- Filling in incorrect property details, transaction value or any other information.
- Not uploading supporting documents
- Delay in payment of the charges
Stamp duty on different deeds in Gujarat in 2025
| Property deeds | Stamp duty on total property |
| On sale deed or gift deed | 6% |
| Transfer of lease right deed | 3% |
| On deed of exchange on property value | 3% |
| On lease deed (1 – 5 years) | 1.5% |
| On lease deed (1- 10 years) | 3% |
| On lease deed (1 – 15 years) | 6% |
| On lease deed (1- 20 years) | 6% |
| On lease deed (above 20 years) | 6% |
| Maximum stamp duty on mortgage deed in Gujarat (with possession) | 3% |
| Maximum stamp duty on mortgage deed in Gujarat (without possession) | 1.5% |
| On amendment deed | Rs 5 |
| On GPA | Rs15 |
| On SPA | Rs 5 |
Tips to remember before paying Gujarat stamp duty 2025
- The stamp paper should only include name of the person involved in property transaction.
- All assets on which stamp duty is applicable should be stamped before registration date or next working day from the date of execution of the deed.
- Stamping can be done within three months if the deed is executed outside the specific territory.
- Date mentioned on stamp duty should not be more than six months from the date of transaction.
How to apply for stamp duty refund in Gujarat?
For getting a refund for a spoiled or erroneously used stamp from the Superintendent of Stamp Office, Gandhinagar/Ahmedabad, an application must be made in the specified form. The specimen application form can be found on the Gujarat Stamp Duty and Registration website. Along with the application, the spoiled or erroneously used stamp must be submitted.
To obtain a refund, the description of the stamp, the number of stamps, the rate of the stamp, the date of purchase of the stamp, the date of spoiling of the stamp, and the reasons for its spoiling must be provided. As per Section 52-C of the Gujarat Stamps Act, 1958, a time limit is specified. Accordingly, the application for a stamp refund must be made within six months from the date of purchase.
What happens if you don’t pay stamp duty and registration charges Gujarat 2025?
Under Indian Stamp Act 1899 and Registration Act 1908, it is mandatory to pay stamp duty and registration charges. Failure to pay them will result in 2% month penalties and up to 200% of the deficit amount.
Gujarat stamp duty and registration charges 2025: Contact details
IGRS Gujarat
Phone number: 07923256342, 07923256343, 07929688960
Email: edpcell-dat@gujarat.gov.in, helpdesk-igr@gujarat.gov.in
Housing.com POV
Payment of stamp duty in Gujarat is imperative to legalize the property that you are buying. This is a one-time tax that you have to pay. Additionally, to empower women homebuyers, the Gujarat state government has waived the registration fee of 1% of the property value for females. Not paying the stamp duty is not an option at all, as without this, the property will not have legal standing and may become a victim of disputes. Also, one cannot sell the property without paying stamp duty and registering it, and at that time, the IGRS Gujarat will impose a penalty. Paying the stamp duty in Gujarat is simple and user-friendly and is exactly mentioned in this guide above.
FAQs
What is the difference between stamp duty and registration charges?
Stamp duty is calculated on the market value of a property while registration charges go towards the cost of documenting your ownership of the property and is usually lesser than the stamp duty.
Is e-stamping valid in Gujarat?
Yes, e-stamping is allowed in Gujarat and nationalised and private banks, co-operative banks, stamp vendors, stamp secretaries, chartered accountants, notaries, non-banking finance companies and CSC centres, now facilitate it.
Can I avail of home loan to pay stamp duty?
Stamp duty and registration charges are normally excluded from the home loan sanction.
| Got any questions or point of view on our article? We would love to hear from you.Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |