CIDCO Lottery 2025 to offer 22,000 houses in Navi Mumbai. How to apply for the lottery online?

Anuradha Ramamirtham

2 weeks ago

Established in 1970, the City and Industrial Development Corporation (Cidco) is responsible for developing Navi Mumbai. One of the richest government bodies in India, Cidco owns plots and land parcels in Navi Mumbai where it constructs affordable housing.

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What is the Cidco flat lottery 2025?

The Cidco flat lottery 2025 is a government initiative that offers affordable houses to the people belonging to various income categories. Conducted by the Cidco, the lottery aims to bring structured and low cost housing options to the various nodes in Navi Mumbai. Applicants can participate to buy these housing units at subsidised prices through a transparent computerised Cidco lottery.

Cidco lottery 2025 offers housing units under the Mass Housing Scheme from a total of 67,000 units at regular intervals thereby addressing housing needs in the city. Presently 43,000 Cidco homes are MahaRERA approved.

Cidco lottery 2025 to give 22,000 housing units in Navi Mumbai

Cidco Lottery 2025 will soon offer around 22,000 houses for sale. This will include 16,000 houses carried from the previous Cidco Lottery that offered 26,000 housing units for sale in Navi Mumbai. The remaining 6,000 houses will be constructed by Cidco.

While initially the lottery was to be announced in June 2025, there has not been any official communication till now. Reports mention that Cidco will announce the dates and registration process once the board of directors approve of the lottery.

Areas where Cidco Lottery 2025 will offer houses

Dronagiri: This is an emerging residential area in an industrial region.

Juinagar: This is one of the earliest developed in Navi Mumbai and is centrally located.

Kharghar: Education hub of Navi Mumbai, this is a well-planned node with state of art amenities like Central Park, Golf Course etc.

Taloja: This area has developed to become one of the most sought after residential areas in Navi Mumbai. The Navi Mumbai Metro Line 1 connects Taloja from Pendhar to Belapur CBD.

Vashi: One of the first nodes of Navi Mumbai, this enjoys excellent connectivity with Mumbai and Navi Mumbai.

What is a Cidco approved property?

A Cidco approved property is a property that has received official sanction and planning approval from the Cidco planning authority. The Cidco properties:

are a part of authorised urban development plans
follow structural, environmental and legal guidelines approved by Cidco
properties that have clear land titles
are legally safe and make up for a good investment for long term use.

Cidco Lottery 2025: Quick facts

Established by	Maharashtra state government
Objective	Providing housing solutions in Navi Mumbai
Lottery beneficiaries	Citizens of Maharashtra
Nodes under Cidco Lottery	27
Total number of Cidco constructed homes	67,000
MahaRERA approved Cidco homes	43,000
Cidco official website	https://cidco.maharashtra.gov.in https://cidcohomes.com https://booking.cidcohomes.com/

Cidco Lottery 2025: Documents required

Aadhaar number and Aadhaar card
PAN Card.
Mobile number (linked with Aadhaar number)
Email ID.
Co-applicant details – if applicable (Aadhaar and PAN)
Photograph (not older than 90 days from the registration date)
House Possession:

EWS category – Applicant or his/her spouse and unmarried children should not have a Pucca House in India
LIG category – Applicant or his/her spouse and unmarried children should not have a House in Navi Mumbai
Income proof
Domicile certificate-excluding ex-servicemen (Applicant must have resided for at least 15 years in any part of Maharashtra State.)
PMAY certificate (Applicants must be registered on the website of the Central Government https://pmaymis.gov.inor with a local self-government body.
LIG (Form B)
Statutory reservation category: caste certificate and caste validity certificate)

Divyang (physically handicapped)certificate
- Non statutory reservation category
  - State government– Form C certificate with sign and stamp of an authorized officer on the letterhead of the Government department in which he/ she is employed.
  - CIDCO employees– Form C certificate with sign and stamp of an authorized officer on the letterhead of the CIDCO.
    Note: CIDCO employees can only apply under LIG/ LIG-A/ LIG-B category
  - Journalist– certificate issued by CIDCO PRO and Form D: Declaration for Journalists.
  - Religious minority– School leaving certificate and Form E: Notarised affidavit of being under a religious minority
  - Project affected person from Maharashtra only– PAP certificate issued by Metro center/ concerned department, award copy & 7/12 extract and affidavit of PAP family tree (vanshaval)
  - Ex-servicemen including serving staff from Service and paramilitary forces(Army, Navy, Air Force, BSF, CISF, ITBP, NSG, Assam Rifles, PMF & SSB) & their dependents – ID card of ex -servicemen / service document book / certificate issued from district military board/ concerned defense authorities. (Army, Navy, Air Force, BSF, CISF, ITBP, NSG, Assam Rifles, PMF & SSB) & their dependents.
  - Mathadi kamgar– Mathadi board certificate (MMR region only)

Cidco lottery 2025: Timeline

Lottery application and registration	Around one month (extends to more than two months if lottery is popular)
Draft list	Provisional list uploaded and can be objected within seven days.
Final list	Confirmed list that is uploaded five days after objection window is closed.
Lucky draw results	Computerised lucky draw is held and results published
EMD refund	EMD is refunded to people who have not been successful in the lottery
Letter of intent	Letter of intent is given to winners.
Payment schedule	Winners pay the amount required for the house as per the LoI
Document verification	All documents are verified and allotment letter is issued. Payment plan handed over.
Sale agreement execution	Once all payment is done, the sale agreement is executed.
Possession	Once the process is complete, possession and the keys are given

How to register and apply for Cidco Lottery 2025?

One can apply for Cidco Lottery only through the online medium by logging on to https://booking.cidcohomes.com/.

Mentioned are the steps to follow:

Enter mobile number and login
Verify Aadhar and PAN card and upload all the documents
Make registration fee payment of Rs 236 and click on submit.
Pay the EMD and submit.

Note that registration fee is non refundable. Once the booking amount is paid, the preferences cannot be changed.

Create your account

Click on Register Here and enter

Name
Aadhaar number
PAN
Email ID
Mobile number

OTP will be sent to your registered mobile number using which verify your account.

Fill application form

Personal details
Details about the family
Preferred location for Cidco property

Upload documents

Upload all supporting documents asked such as

Aadhaar card
PAN card
Income proof
Domicile certificate
Passport-size photo
No-house certificate

Make application fee payment

The application fee ranges between Rs 500 and Rs 1,000 based on the category chosen. You can pay the application fee online using UPI, Net Banking or Credit/Debit card.

Save acknowledgment receipt

Once all the steps are followed and the money is paid, you will get a confirmation slip. It is recommended to download this slip for future references.

Cidco lottery 2025 EMD for the different categories

Category	EMD
EWS	Rs 75,000 + GST
LIG (1 BHK)	Rs 1,50,000 + GST
LIG (2 BHK)	Rs 2,00,000+ GST

CIDCO lottery 2025: Eligibility based on income

CIDCO lottery 2025 Category	Annual Income
EWS	Monthly income should be less than Rs 25,000 and are also eligible for PMAY subsidy upto Rs 2.5 lakh
LIG	Monthly income should be between Rs 25,000 and Rs 50,000

When will be the lucky draw for CIDCO Lottery 2025 held?

The draw will be held a few weeks after registration closes. Winners will be selected through a computerised, transparent lottery, and the results will be published on CIDCO’s website.

What are the steps to follow after applying for Cidco lottery?

Once the Cidco homes lottery is closed, a draft list will be published. Applicants who are not listed in the published draft list or have any mismatch of data etc., can raise an objection within 7 days from the date of the list published.
Objection resolution will be done within 7 days after raising an objection.
The final list of the eligible customers will be published after 5 days from the day of addressing all the objections received.
Lottery lucky draw will take place.
After the execution of the lottery, a list of successful applicants will be displayed on CIDCO website and Letter of Intent (LOI) will be issued to successful winners.
The booking amount will be refunded to the customers within 30 days who are unsuccessful in the lottery process.
Winners will be asked to pay the remaining amount as per the schedule given in LOI.
Documentation verification for the winners will be announced and successfully verified customers will be issued Allotment Letter with payment plan on registration applicant portal.
After successful completion of all installments, the agreement will be done.
Once the agreement process is completed, possession of home will be given.
On possession date the key is handed over to the home buyers.

Cidco Lottery 2025 possession date: When will you get your Cidco flat?

The Cidco lottery flat’s possession depends on the construction status. For ready-to-move-in flats, it will take around 12-18 months and for under-construction flats it will take around 24-36 months. The exact dates will be made available through allotment letters.

Why can your Cidco lottery 2025 application be rejected?

Domicile certificate: One of the common reasons for rejection of a Cidco lottery 2025 even if you have won the lottery is absence of domicile certificate. Cidco rejects a winning lottery if the domicile certificate is not valid.

For this, you can opt for two methods

Apply online on Aaple Sarkar: This will take time and so you may have to apply for the domicile certificate well in advance or as one the preparatory steps while deciding to participate in the lottery. This is available for almost free of cost.
Lawyer’s help: Visit a lawyer with your birth certificate or LC of Maharashtra School. A payment of around Rs 3,000 has to be made and you will get the domicile certificate within 2-3 days.
Once you get the certificate, upload it online before the verification date passes.

Income category: In case of any mismatch between the income mentioned in Cidco lottery application form and your original income category, Cidco lottery will immediately reject allotment. Before submitting the form, ensure that you have selected the correct income category. If in doubt, confirm with the Cidco Lottery helpdesk before submitting the form.

How to check Cidco lottery 2025 lucky draw results?

After applying for Cidco lottery 2025, check for the draft list and final list that will be published on the Cidco Lottery 2025 website.
Then Cidco holds a computerised lucky draw where the lucky winners are announced.
You can check the Cidco lottery 2025 result on the website by logging on to the Cidco lottery website and clicking on the search lottery result. Enter details and check the results. You can check the result by entering the scheme code and category.

Cidco lottery 2025: Documents required by winners to avail PMAY subsidy

Once an applicant has won the Cidco lottery 2025 under the PMAY, he can avail of the PMAY subsidy provided by submitting following documents. –

Unmarried applicant: An affidavit (format available on “cidco.nivarakendra.in” portal, in the lottery documents section should be produced.
Married applicant: Co-applicant is mandatory.
Agreement and registration charges: Stamp duty Rs 1000+ 1% sale price (railway tax) and registration charges of 1% of sale price.

Previous lottery offered by Cidco Lottery

Mentioned below are details about the My Preferred Cidco Home where the Cidco Lottery results 2025 was announced on February 19, 2025.

My Preferred Cidco Home amount payment

Document re-submission and confirmation amount payment window is open. All lottery winners have to submit their documents by June 23, 2025. One can go to the Cidco Home website to know status check once you have submitted the documents. Alternatively, you can download the Cidco Homes Mobile App from Google Play Store and upload documents and keep yourself updated about the steps to follow.

Homebuyers cry foul over Cidco providing flats smaller than what was promised: Report

The ‘My Preferred Cidco Home’ lucky draw winners have alleged that Cidco has provided them with smaller flats than what promised in terms of area – also mentioned in the advertisement booklet, mention media reports. Many home buyers have complained to Cidco that they opted for the housing unit even when the property prices were higher only because of the area available. With the letter of intent (LoI) showing lower RERA carpet area of the housing unit, the house owners are angry with the authority. For example, a housing unit advertised as 321.91 sqft has been listed as 291.91 sqft in the LoI, almost 30 sqft less. To their defence, Cidco officials mentioned that the housing area is the same as advertised. However as per MahaRERA regulations, carpet area without balcony should be recorded as has been done in the LoI, bringing the figure down. Note that as per MahaRERA, carpet area is the net usable floor area of an apartment that includes area covered by the internal partition walls of the apartment and excludes area covered by external walls, areas under services shafts, exclusive balcony or verandah area and exclusive open terrace area.

Cidco Lottery 2025: My Preferred Cidco Home location details

The announced Cidco Lottery has units in:

Vashi
Taloja
Kharghar

Manasarovar

Locality	Unit size	Number of flats	Possession date	Category
Taloja Sector 28	1 BHK 322 sqft	2,185	June 30, 2025	EWS
Taloja Sector 37	1 BHK 398 sqft	816	June 30, 2025	EWS
Taloja Sector 39	1 BHK 322 sqft	7,509	Dec 31, 2025	EWS
Vashi Truck Terminus Sector 19	1 BHK 322 sqft	3,131	Dec 31, 2025	EWS
Panvel Bus Terminus Sector 8	1 BHK 322 sqft	172	June 30, 2025	EWS
Mansarovar Station Terminus, Sector 39	1 BHK 322 sqft	840	Dec 31, 2025	EWS
Kalamboli Bus Depot Sector 17	1 BHK 322 sqft	1360	June 30, 2025	EWS
Kharghar Railway Station Sector 1A	2 BHK 540 sqft	1803	Dec 31, 2026	LIG
Kharghar Bus Terminus Sector 14	1 BHK 322 sqft	340	June 30, 2025	EWS
Kharghar Bus Depot Sector 14	1 BHK 322 sqft	1,700	June 30, 2025	EWS
Khandeshwar Railway Station Sector 28	1 BHK 322 sqft	1,470	June 30, 2025	EWS
Ulwe Bamandongri, Sector 6	1 BHK 322 sqft	1,700	To be announced	EWS
Kharkopar 2A Sector 16	1 BHK 322 sqft	288	Dec 31, 2025	EWS
Kharkopar 2B Sector 8	1 BHK 322 sqft	288	Dec 31, 2025	EWS
Kharkopar Railway Station East P3	1 BHK 322 sqft	2,113	Dec 31, 2026	EWS

The units are located very close to the railway stations thereby making commuting for people very easy. Out of these four locations, the most sought after place is Kharghar, mentioned news reports. ‘My Preferred Cidco Home’ lottery offers units in Kharghar near the railway station, in Sector 14 (Near D Mart) and near Kharghar Gaon Metro Station.

Cidco lottery 2025: My Preferred Cidco Home lottery unit prices

Category	Price of housing unit
EWS	Rs 25 lakh to Rs 48 lakh
LIG	Rs 34 lakh to Rs 97 lakh

Cidco on January 8, 2025, announced the prices of housing units that are given away as part of the My Preferred Cidco Home Lottery.

EWS

Location	Price of housing unit
Taloja Sector 28	Rs 25.1 lakh
Taloja Sector 39	Rs 26. 1 lakh
Kharghar Bus Depot	Rs 48. 3 lakh
Bamandongri	Rs 31.9 lakh
Kharkopar 2A, 2B	Rs 38.6 lakh
Kalamboli Bus Depot	Rs 41.9 lakh

LIG

Location	Price of housing unit
Panvel Bus Terminus	Rs 45.1 lakh
Kharghar Bus Terminus	Rs 48.3 lakh
Taloja Sector 37	Rs 34.2 lakh , 46.4 lakh
Mansarovar Railway Station	Rs 41.9 lakh
Khandeshwar Railway Station	Rs 46.7 lakh Kharkopar East – 40.3 lakh
Kalamboli Bus Depot	Rs 41.9 lakh
Vashi Truck Terminal	Rs 74.1 lakh
Kharghar Station Sector One A	Rs 97.2 lakh

Benefits of home loan from Cidco banking partner

Faster approval: The loan will be approved quickly and there will be less paperwork to be done. Also, Cidco allottees who are not in formal banking system and have proper credit records can make use of the minimal documentation approach.

Flexible repayment options: The financer provides tailored loan solutions to fit each person’s financial needs.

Competitive interest rates: The interest rates provided are affordable.

Home loans at reasonable rates: The home loans offered for Cidco lottery projects are tailor made for first-time homebuyers, especially for the unorganised segment. Irrespective of being salaried or self-employed, financing of up to 90% of the cost of the flat is covered on the basis of your home loan eligibility.

End-to-end assistance: The home loan lender will provide support at every step. Post-lottery, once the approval of home loan is obtained, the booking of the house is confirmed through payment of the first installment. Cidco makes a grant of allotment letter, and payment milestones are construction or time-based. The housing loan company pays Cidco directly, enabling the timely delivery of ready flats.

Cidco post Lottery portal 2025: Cidco Nivara Kendra

Once you win the Cidco lottery Navi Mumbai, you have to login to the Cidco Nivara Kendra portal that is also known as the post lottery portal where details including documents required for verification, appointment for verification, allotment letter etc. can be accessed. You can reach the Cidco Nivara Kendra website on https://cidco.nivarakendra.in/App/applicantLandingPage.

What are the rules a Cidco property owner should follow?

Residents must pay the maintenance charges set by the Cidco housing society
No structural changes can be made to a Cidco property without approval from Cidco
Cidco flats do not permit any kind of encroachments or illegal extensions.
If you want to rent your Cidco property, you may need to give prior notification to the society
Cidco flats cannot be resold before five years

Can you sell Cidco flats?

The state government is planning to legalise the transfer of flats allotted in CIDCO projects in Navi Mumbai. At present, the beneficiaries who are allotted CIDCO flats, cannot sell it for at least five years. Now, with the amnesty scheme, those buyers who have been given power of attorney to transfer their CIDCO flat before the five-year term, can get the transaction legalised.

Cidco service charges

To pay the Cidco service charges, go to https://cidco.maharashtra.gov.in/citizenbillpayment/servicebill#gsc.tab=0

Enter your consumer no/UID and captcha code and press submit to proceed with payment.

If you don’t know consumer no/UID, click on ‘ Click here to search your customer No./UID’ and you will be led to http://www.cidcoindia.com/estatescbill/page/searchconsumer.aspx

Enter the details like node, sector no. property UID or name and press on submit and you will get your consumer number/UID number.

Note that e-payment facility of service charges and water charges bills are free presently for Cidco consumers for all types of transactions. However, Cidco reserves the right to charge fees from users for availing the service.

Cidco allows to convert leasehold plots to freehold plots

The City and Industrial Development Corporation (CIDCO) has announced that residential plots that are allotted on a leasehold basis can now to be converted to freehold.

The scheme will cover residential plots allotted through the tender process, CIDCO-constructed housing projects, as well as plots allotted under the 12.5% and 22.5% schemes, mentioned the official Cidco statement.

Cidco will not be levying any transfer charges for future property transfers, once the land is converted to freehold. These records will be maintained and the records of rights will be updated by the IGR Maharashtra. This scheme is applicable only to those plots where lease deeds have already been executed. However, this is an optional scheme.

Steps to convert leasehold plot to freehold plot

Fill the application form from Cidco website and attach supporting documents
Make payment of the conversion fee that is calculated on the basis of the ready reckoner rate (RRR) of that land. Note that only a percentage of the RRR is charges for conversion.
In case the lease agreement has mention of any unearned income, then in that case, that will also be added to the conversion fees.
Other applicable charges will be levied in addition to conversion fees for all plots that were granted at subsidised rates.

To help with the conversion process, the Cidco has formed a committee which will verify all the applications.

How to use Cidco Citizen Portal- Estate services?

Also known as the town services department, it manages the leases that have been granted by CIDCO – both, plots and CIDCO-built premises. It is responsible for all the post-agreement functions for the entire lease period. Once you win a CIDCO lottery, this may be of use to you.

To use these services, click on ‘citizen/business services’ on the homepage and select Estate CFC from the drop-down box. You will reach http://utkarsh.cidcoindia.com:7083/sap(bD1lbiZjPTkwMA==)/bc/bsp/sap/zcrm_bot_portal/index.htm

Click on ‘Submit online CFC application’. In the ‘Know Your Scheme and Apply for Service’ form, fill in details including node, sector, block, plot number and your scheme, select the service and click on apply for service.

You will have to fill in details for getting that particular service. For example, if you choose amalgamation of plots/flats as the service, then, you will get a form for the same that has to be duly filled and submitted.

After filling the details, check the service request status. Finally, enter the document/challan or reference number and make an online payment for the service.

How to file Cidco Lottery 2025 grievance online and offline?

Online

To file a grievance in Cidco Lottery online, visit the Cidco Portal and click on citizen login.
Log in with your username and password.
Lodge the complaint and submit the form. Keep a note of the complaint reference number that you can use for tracking.

Offline

To file a grievance in Cidco Lottery offline, visit the chief grievance redressal officer at Cidco Bhavan and lodge the complaint. You can visit him between 2 and 5 PM.

Cidco Lottery 2025: Scam by agents

When the Cidco Lottery 2025 is announced, there are several agents in the market who follow up with people showing interest. Some people pay these agents in the assurance of getting a unit in the Cidco lottery, but they don’t end up getting. It is best to avoid these people as they are frauds and Cidco also discourages using their services.

Cidco Lottery 2025: Contact information

If you have any issue regarding the online payments, you may contact the helpdesk during office hours, at:

Citizen Facilitation Center, Ground Floor, CIDCO Bhavan, CBD Belapur.

Phone: 022 67918174

Housing.com POV

Cidco lottery 2025 offers affordable housing in Navi Mumbai in a transparent manner. To participate in the lottery one has to pay the EMD that is refundable for all unsuccessful applicants and people who surrender the unit that they have won. Cidco lottery 2025 gives opportunity to people in Maharashtra to own pucca houses with amenities at affordable prices. In addition to offering subsidies in housing, those winning the Cidco lottery 2025 also have additional benefits of availing home loans for Cidco Lottery financial partners at an interest rate that is lesser than the market rate. This gives double the financial benefit to the homebuyer. Reports also suggest that with families expanding, Cidco is exploring options to revise home buying options in which multiple family members will have the eligibility to purchase a Cidco property by participating in Cidco lottery 2025.

FAQs

What is the last date of CIDCO lottery?

The last date for submission of online application of Cidco lottery 2025 was January 31, 2025

When was the lucky draw of Cidco lottery?

Cidco lottery 2025 lucky draw was held on February 19, 2025.

How many units are given under CIDCO lottery 2024?

26,502 units will be sold under CIDCO lottery 2024.

What is 22.5% scheme of CIDCO?

Cidco’s 22.5% scheme includes allotment of 22.5% developed plots in the rehabilitation and resettlement area located at Pushpak Nagar near Ulwe.

Can we sell CIDCO flat?

People allotted with houses in CIDCO projects cannot sell their units for at least five years.

Which cities comes under CIDCO?

In addition to Navi Mumbai, CIDCO is present in Aurangabad, Nashik, Latur and Nanded.

What is the lease period for CIDCO?

According to CIDCO, all land parcels in Navi Mumbai is given on lease of 60 years. Only in exceptional cases with prior approval of CIDCO board or the Maharashtra State Government, the land is allotted on 99 years lease. Rs 1001- per year for 60 years is collected upfront while executing the agreement to sale.

Got any questions or point of view on our article? We would love to hear from you.

Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com

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