The Pradhan Mantri Awas Yojana (PMAY) is a government scheme that provides housing for all. To manage this, the government set up the CLSS Awas Portal (CLAP). In this guide, we will look into details of how you can track status of your PMAY unit on the CLAP portal.
What is Pradhan Mantri Awas Yojana (PMAY)?
The Pradhan Mantri Awas Yojana (PMAY) is a credit-linked subsidy scheme through which the centre along with the state governments provide affordable housing for people belonging to the economically weaker section (EWS), low income group (LIG) and middle income group (MIG). PMAY houses are given as part of prominent state lotteries such as Cidco lottery, Mhada lottery etc.
What is the CLSS Awas Portal (CLAP)?
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Credit Linked Subsidy is central sector scheme under PMAY-U 2.0 wherein interest subsidy on home loan is provided through CNAs and PLIs to the EWS/LIG/ MIG beneficiaries for purchase, construction or enhancement of house.
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Previously, there was no provision for PLIs and beneficiaries to track the application status for interest subsidy. Aadhaar validation and de-duplication was being done only after release of subsidy. Due to processing of applications in bunches, subsidy release was delayed which resulted in public grievances.
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This issue was addressed with the help of real time monitoring system CLSS Awas Portal (CLAP). CLAP is a common platform where all stakeholders such as MoHUA, CNAs, PLIs, beneficiaries and citizens are integrated.
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Using the CLAP tracking system, beneficiaries can track their application status through unique ID starting from submission of application till subsidy release. Beneficiaries will also be able to receive application status through SMS alert at different stages.
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Through CLAP, Aadhaar verification and de-duplication of beneficiaries will be done at the time of submission of application at PLI.
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It will enable individual application, verification at initial stage, timely release of subsidy, transparency and minimising grievances.
Read also: Pradhan Mantri Awas Yojana (PMAY): All you want to know
Eligibility to apply for PMAY 2025
Income group: Following should be the annual income
| Category | Annual income upto |
| EWS | Upto Rs 3 lakh |
| LIG | Rs 3 lakh to Rs 6 lakh |
| MIG I | Rs 6 lakh to Rs 12 lakh |
| MIG II | Rs 12 lakh to Rs 18 lakh |
First time home-buyer: Person applying and his family should not have a pucca home anywhere in India
Location: The property that the person is applying should be in anyone of the location that has been covered under PMAY.
How to calculate subsidy at CLAP portal?
- Log on to the PMAY CLAP portal.
- Next, you will be directed to a page where you can calculate subsidy.
- On the page enter following details:
- Annual Family Income
- Loan Amount
- Tenure (in Months)
- You will be able to see the subsidy amount.
How to apply for PMAY housing unit 2025?
- Log on to PMAY official website.
- Identify the PMAY category in which you fit by clicking on citizen assessment.
- Complete PMAY application by filling such as personal information, income, address and bank account details.
- Enter captcha and submit form.
How to get PMAY CLSS subsidy 2025?
From the submission of the application till the release of subsidy, PMAY applications pass through the following 5 stages:
CLSS tracker stage 1: Application ID generation
You will receive an SMS on your mobile, informing you about the generation of application ID, when it is done. It would be an 11-digit alphanumeric ID.
CLSS tracker stage 2: Due diligence by primary lending institutions (PLI)
When this stage appears green on the CLSS Awas Portal, it means your bank is in the process of creating your file that will be sent either to the National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO).
CLSS tracker stage 3: Claim uploaded on Central Nodal Agency (CNA) portal
At this stage, NHB or HUDCO will be scanning your file.
CLSS tracker stage 4: Subsidy claim approved
At this stage, your application for PMAY Credit-Linked Subsidy Scheme (CLSS) is approved.
Also read our guide on how to check PMAY status.
CLSS Tracker stage 5: Subsidy transferred to PLI
At this stage, either NHB or HUDCO would release your subsidy into the bank.
While it is your bank (PLIs) that acts as an intermediary through which you apply for the PMAY subsidy under CLSS and through which you ultimately receive the subsidy in your home loan, you don’t have to visit the bank every time to track the PMAY subsidy application status. CLAP, https://pmayuclap.gov.in/, will show you the exact stage where your application is pending.
See also: How does the PMAY interest subsidy scheme for EWS and LIG work?
How to check PMAY subsidy 2025 on CLAP?
Step 1: To check the status of your application under CLSS, visit the official website, https://pmayuclap.gov.in/.
Step 2: On the page, displayed will be the CLSS tracker. Enter your 11-digit alphanumeric application ID and click on get status.
Step 3: Enter one time password (OTP) sent to your registered mobile number and click on verify to proceed with your query.
Step 4: You will receive an SMS on your registered mobile number that would provide you with an OTP. Enter the OTP number and click on “Verify”.
Step 5: The screen will now show the status of your CLSS subsidy application. The stages that your application has crossed successfully will be shown in green colour. As the subsidy has already been released for this application ID, all the stages are shown in green.
Find out how to fill Pradhan Mantri Awas Yojana Online Form
What is the fee to apply for CLSS?
Under the PMAY, the demand survey is conducted by the urban-local bodies offline as well as online without charging any fee. Online registration can also be made by eligible beneficiaries through the ministry’s website as explained in this guide. The government has not authorised any private entity or person to collect money as a consideration for availing of any benefit under the PMAY mission. Citizens are advised to verify with the ministry officials in case of any doubt in this regard.
How to login on PMAY Clap portal?
- Visit official website and click on login.
- Enter username, password, captcha and click on login.
Is PMAY subsidy 2025 taxable?
No, the Pradhan Mantri Awas Yojana is not taxable. Any beneficiary who avails this subsidy will be fully exempted from tax.
How to file grievances on PMAY Clap portal?
- Visit the official website and click on grievance.
- Select “lodge public grievance”.
- Log in to the PMAY CLAP portal with your login id and password. If you are not registered, register with all required details.
- Fill the grievance form and press the save button.
PMAY 2025: Helpline numbers to inquire about CLSS
For doubts about PMAY-U, write an email or call at the following numbers:
Director (HFA-5),
Ministry of Housing and Urban Affairs
Room number 118,G Wing, NBO Building,
Nirman Bhawan, New Delhi-110011
011-23060484, 011-23063285
pmaymis-mhupa@gov.in, grievance-pmay@gov.in
Toll free number of NHB and HUDCO:
NHB: 1800-11-3377, 1800-11-3388,
HUDCO: 1800-11-6163
Housing.com POV
The PMAY offers affordable housing to all kutcha home owners in subsidised rates. One can track the status of the affordable house on the PMAY CLAP portal easily. This is a transparent and user-friendly way that the government has introduced for the common man.
FAQs
What is the timeline for the generation of application ID in CLAP software?
Once your bank enters your data in the CLAP software, your CLAP application ID will be generated within 24 hours.
What is the unique ID to identify PMAY CLSS application status?
Your application ID is the unique ID to track your CLSS application.
What are the stages when CLAP software will send an SMS to borrower or co-borrower?
CLAP software will send an SMS at below mentioned stages: • After generation of application ID • After PLI lodging the claim on CNA's portal • After generation of beneficiary ID • For uploading photos, selfies, and videos of success stories of CLSS beneficiaries • After subsidy refund by PLI to CNA, if any • At the time of OTP generation
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |