What is Pradhan Mantri Awas Yojana Gramin (PMAYG)?
PMAY Gramin (PMAY rural) aims at providing a pucca house with basic amenities to all homeless people and people living in kutcha and dilapidated houses.
| Official website | pmayg.nic.in / iay.nic.in |
| Toll free number | 1800116446 / 1800118111 |
| Complaints | support-pmayg@gov.in / helpdesk-pfms@gov.in |
| PMAY-G app | Android and iOS |
Find out how to fill Pradhan Mantri Awas Yojana Online Form
What is PMAYG 2025 subsidy amount?
- The PMAY Gramin beneficiaries can get loans upto Rs 70,000 from financial organisations.
- The PMAY Gramin subsidy interest for beneficiaries is 3%.
- The maximum principal amount is Rs 2 lakh and the maximum PMAY Gramin subsidy one can avail is Rs 38,359 on the EMI.
PMAY 2025 rural scheme details
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As per PMAY scheme details, the size of the units under the PMAY Gramin is 25 sqm(269.098 sqft). Previously, the housing units that were granted was 20sqm.
- When it comes to Pradhan Mantri Awas Yojana Gramin price, the centre and the state share the cost of PMAY Gramin units in a 60:40 ratio.
- In plain areas, the Pradhan Mantri Awas Yojana Gramin price assistance is Rs 1.20 lakh for a unit.
- In the Himalayan states, north-eastern states and in Jammu and Kashmir, the ratio is 90:10 with Rs 1.30 lakh as Pradhan Mantri Awas Yojana Gramin price assistance for each unit.
- The centre finances all union territories and the entire Pradhan Mantri Awas Yojana Gramin price cost is incurred by it.
- As per Pradhan Mantri Awas Yojana Gramin, identification of beneficiaries of PMAY rural is done through an economic and caste census, thereafter verified by the gram sabhas.
- In collaboration with MGNREGA and Swachh Bharat Mission assistance is also provided for construction of toilets. Also, beneficiaries in the PMAY list will get employment for 95 days under MGNREGA.
- PMAY-G is also implemented in collaboration with the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) to make sure that the rural areas have a comprehensive development.
- Beneficiaries in the awas Yojana list will be paid Rs 90.95 per day for unskilled labour.
- Under PMAY Gramin HFA rural scheme, beneficiaries will get Rs 12,000 financial support for construction of toilets under Swachh Bharat Mission –Gramin.
- Under PM Awas Yojana Gramin, all payments meant to assist PMAY Gramin/ PMAY HFA rural beneficiaries are transferred to their bank or post office accounts directly. These PMAY HFA rural beneficiaries accounts are Aadhaar-linked.
PMAY Gramin unit
Who are eligible for PMAYG 2025 housing units?
- The Pradhan Mantri Awas Yojana rural eligibility is valid if beneficiary or his/her family must not be owners of any pucca house across the country.
- Families dwelling in kutcha homes with one, two or no rooms are eligible for Pradhan Mantri Awas Yojana.
- Families where there are no male members in the age range of 16-59 years fall under eligibility for Pradhan Mantri Awas Yojana.
- Families that have specially-abled members or have no other able-bodied member are also eligible for Pradhan Mantri Awas Yojana
- Families that have no land or property and depend on casual labour for livelihood fall under eligibility for PMAY Gramin and know the PMAY scheme details.
- SC, ST, minorities and tribals who cannot afford a unit are also eligible for the Pradhan Mantri Awas Yojana (PMAY Gramin) and take benefit of the PMAY Gramin scheme details.
No application from households is required under PMAY-G as the beneficiaries are identified from the Permanent Wait List (PWL) of PMAY-G based on SECC 2011 and finalized Awaas+ list.
See also: Also read our guide on how to check PMAY status
Who are not eligible for PMAY Gramin 2025?
- If the family has an adult member above 25 years of age who is literate, the family will not be eligible for PMAYG housing units provided under Pradhan Mantri Awas Yojana .
- People paying income tax/professional tax.
- Those who own refrigerators or landline phone connections are not eligible for PMAY-HFA (Rural).
- Family member who has a government job and earns over Rs 10,000 per month is not eligible for Pradhan Mantri Awas Yojana.
- Those with a Kisan Credit Card (KCC) with a limit greater or equal to Rs 50,000 are not eligible for PMAY-HFA (Rural).
- Those with a motorised two-wheeler, three-wheeler, four-wheeler and agriculture equipment or fishing boat are not eligible for Pradhan Mantri Awas Yojana.
See also: All about Rajiv Gandhi housing corporation
Beneficiaries of Pradhan Mantri Awas Yojana (Rural) 2025
To achieve the target of “Housing for All” in rural areas, the Ministry of Rural Development is implementing Pradhan Mantri Awaas Yojana- Gramin (PMAY-G). The Union Cabinet has approved the proposal for “Implementation of the Pradhan Mantri Awaas Yojana- Gramin (PMAY-G) during FY 2024-25 to 2028-29 for construction of additional 2 crore rural houses. As on March 17, 2025, a cumulative target of 3.79 crore houses have been allotted to States/UTs out of which 3.56 crore houses have been sanctioned and 2.72 crore houses have been completed. The State/UT-wise details of houses constructed under the scheme since inception till March 17, 2024.
The PMAY-G is monitored very closely at all levels. There is a special emphasis on quality and timely completion of construction. The details of the monitoring mechanism adopted under PMAY-G are as follows:-
- The physical progress of construction of a PMAY-G house is monitored through the geo-tagged, time and date-stamped photographs to be uploaded at every stage of construction and upon completion.
- National-level Monitors and Area Officers of the Ministry also visit PMAY-G houses during the field visits to assess the progress, the procedure followed for the selection of beneficiaries, etc.
- Any serious complaints of irregularities are investigated through independent National Level Monitors on the panel of the Ministry.
- The Project Management Unit (PMU) at the State level undertakes the tasks of implementation, monitoring, and quality supervision. Officers at the Block level are to inspect, as far as possible, 10% of the houses at each stage of construction; district-level officers are to inspect 2% of the houses at each stage of construction. Every house sanctioned under PMAY-G is to be tagged a village-level functionary whose task is to follow-up with the beneficiary and facilitate construction.
- A community-based participatory monitoring system is also in place utilizing the services of the Self Help Group (SHG) network under National Rural Livelihood Mission (NRLM). The services of NGOs and Civil Society Organisations (CSOs) may also be utilized for creating awareness about the programme and to monitor the progress and quality of the construction of the house.
- Formal Social Audit is conducted in every Gram Panchayat at least once a year, involving a mandatory review of all aspects.
- Payment of assistance to the beneficiaries, who have been sanctioned houses, is made directly into their bank/ post office accounts through the AwaasSoft- PFMS platform electronically. This ensures increased transparency by enabling real-time monitoring of funds disbursed to beneficiaries.
- The progress of different parameters for implementing the scheme is monitored through the Performance Index Dashboard which is helping in planning appropriate intervention in required areas.
Houses completed under PMAYG ( as on June 16, 2025
| #SNo | State Name | MoRD Target | Completed | Percentage of Completion against MoRD Target |
| Total | 41209890 | 27835480 | 67.55 | |
| 1 | ARUNACHAL PRADESH | 35937 | 35591 | 99.04 |
| 2 | ASSAM | 2987868 | 2046747 | 67.99 |
| 3 | BIHAR | 5012752 | 3812775 | 75.88 |
| 4 | CHHATTISGARH | 2627224 | 1412062 | 53.7 |
| 5 | GOA | 257 | 242 | 94.16 |
| 6 | GUJARAT | 902354 | 578311 | 63.16 |
| 7 | HARYANA | 106460 | 31469 | 25.58 |
| 8 | HIMACHAL PRADESH | 121502 | 32850 | 27 |
| 9 | JAMMU AND KASHMIR | 336498 | 311847 | 91.5 |
| 10 | JHARKHAND | 2012107 | 1569042 | 77.77 |
| 11 | KERALA | 232916 | 34280 | 14.72 |
| 12 | MADHYA PRADESH | 5774572 | 3807635 | 65.24 |
| 13 | MAHARASHTRA | 4370829 | 1342744 | 30.36 |
| 14 | MANIPUR | 101550 | 37866 | 25.25 |
| 15 | MEGHALAYA | 188034 | 147342 | 68.55 |
| 16 | MIZORAM | 29967 | 25033 | 52.26 |
| 17 | NAGALAND | 48830 | 36046 | 73.71 |
| 18 | ODISHA | 2849889 | 2405763 | 84.26 |
| 19 | PUNJAB | 103674 | 40477 | 37.31 |
| 20 | RAJASTHAN | 2497121 | 1739274 | 68.58 |
| 21 | SIKKIM | 1399 | 1393 | 99.57 |
| 22 | TAMIL NADU | 957825 | 642007 | 66.39 |
| 23 | TRIPURA | 376913 | 370688 | 97.43 |
| 24 | UTTAR PRADESH | 3685704 | 3635651 | 98.51 |
| 25 | UTTARAKHAND | 69194 | 68215 | 98.55 |
| 26 | WEST BENGAL | 4569423 | 3419351 | 74.83 |
| 27 | ANDAMAN AND NICOBAR | 3424 | 1298 | 37.88 |
| 28 | DADRA AND NAGAR HAVELI | 11206 | 4235 | 37.79 |
| 29 | DAMAN AND DIU | 158 | 40 | 25.32 |
| 30 | LAKSHADWEEP | 45 | 45 | 100 |
| 31 | PUDUCHERRY | 0 | 0 | 0 |
| 32 | ANDHRA PRADESH | 247114 | 87670 | 34.19 |
| 33 | KARNATAKA | 944140 | 154487 | 16.36 |
| 34 | TELANGANA | 0 | 0 | 0 |
| 35 | LADAKH | 3004 | 3004 | 97.07 |
| Total | 41209890 | 27835480 | 67.55 |
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Documents required to apply for PMAY Gramin 2025
- Aadhaar card number
- Bank details
- Consent to use Aadhaar (if taking help from a third-party)
- Swachh Bharat Mission number
- MGNREGA-registered job card number.
How to apply PMAYG housing unit online?
- An individual can get in touch with the concerned ward member at the gram panchayat.
- An application form, available at the gram panchayat, needs to be filled and submitted.
- In case, the PM Awas Yojana Gramin prospective beneficiary is unable to fill the form and is looking for help from a third-party, a consent form should be signed.
You can also apply online.
- Log on to official website for login PMAYG.
- Fill your Aadhaar details and ‘select to register’. The rest of the details will be filled automatically.
- Give your bank details online and if you wish to avail of a loan, enter the loan amount. You can also edit these details at a later stage.
PMAY Gramin beneficiary registration form
PMAY Gramin Personal details
PMAY Gramin beneficiary bank account details
PMAY Gramin beneficiary convergence details
Also read our article on the progress of the PMAY Urban scheme in India.
PMAY Gramin 2025: Rhreporting application tracking website
Once you have registered with PMAY Gramin, applicants can check their application status on rh reporting website. The rhreporting.nic.in new list gives all the information about the beneficiaries included in the urban and rural areas in the new list. To download the rhreporting.nic.in 2023-24 new list or the PM Awas Yojana list 2023 go to the reporting.nic.in website and click on ‘Reports’ under Awaassoft.
Now click on Beneficiary details for verification under Social audit reports to proceed to access the data. You will reach the housing report page where you can check the details.
How to check PMAYG beneficiary status?
To find the current beneficiary status you can search by registration number or use advanced search.
- Search by registration number: If you have your registration number, enter it to find your status directly.
- Advanced search: In case you don’t have a registration number, you can search using details like state, district, block, etc.
How to apply for a housing unit under PMAYG offline?
- An individual can get in touch with the concerned ward member at the gram panchayat.
- An application form, available at the gram panchayat, needs to be filled and submitted.
- In case, the PM Awas Yojana Gramin prospective beneficiary is unable to fill the form and is looking for help from a third-party, a consent form should be signed.
PMAY G: Mobile app
Download the PMAY G mobile app to participate in PMAY G Survey under PM-Janman.
PMAYG 2025: Awaas plus list survey
The survey to update PMAYG Awaas plus list is going on. Interested participants have to download the PMAYG Awaas Plus app and update details on the self survey feature. You can also scan on the below shown QR cods to download the app.
PMAY Gramin: Grievance redressal
According to the PMAY-G guidelines the states/UTs should utilise the services of ombudsperson under MGNREGA to dispose of grievances under PMAY-G. These Ombudspersons are to be assigned the additional responsibility of action as Ombudsperson for PMAY-G with the same geographical jurisdiction as under MGNREGS. After considering the complaints pertaining to PMAY-G beneficiaries such as discrepancy in records regarding identity, location of house, denial of benefits, etc., orders should be passed within 30 days from the receipt of the complaint.
Housing.com POV
PMAY Gramin (PMAY G) is a government provided affordable housing scheme that fulfils the want to own a pucca home by many Indians in the rural areas. With the goal of constructing 2 crore houses by 2029 under PMAY–G, more people will be covered under this subsidised scheme. People who avail this scheme should ensure that all documents submitted are accurate. On verification, if any document is found to be not right, the beneficiary will not be able to avail the housing subsidy.
FAQs
Can I avail a loan for the PMAY Gramin unit?
Yes, loans from Rs 10,000 to Rs 70,000 are available for PMAY Gramin beneficiaries.
Where can I send across complaints regarding the PMAY Gramin scheme?
You can write to support-pmayg@gov.in / helpdesk-pfms@gov.in for complaints, as well as suggestions regarding PMAY Gramin scheme.
What is the minimum size of units under PMAY Gramin scheme?
The minimum size of the houses built under the PMAY Gramin scheme has been increased to 25 sq metres from 20 sq metres.
How can I check the beneficiary list in UP?
You can check the beneficiary list using PMAYG.nic.in UP.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |