The EPF e-passbook is an online version of the Employee’s Provident Fund Account passbook. The passbook carries all the information about your EPF and EPS accounts. By using the UAN login, members of the Employees Provident Fund Organisation (EPFO) can access their EPF passbook online on the EPF member portal and on the UMANG app.
Prerequisites to view EPF passbook online
Registration: The online facility to view and download EPF passbook is available to EPF members registered on the Unified Member Portal: https://passbook.epfindia.gov.in/MemberPassBook/Login.
UAN activation: To view the E-passbook, your UAN must be activated.
EPF password: You must also remember your EPF password to proceed.
How to view EPF passbook online?
Step 1: Visit the following page:
https://www.epfindia.gov.in/site_en/index.php
Step 2: You will be asked to entre your UAN, password and captcha. After this, click on the ‘Login‘ button.
Step 3: On the home page, you will be able to see the balance in your PF account, and the share made by you and your employer.
Step 4: On top of the screen, you will have the option Passbook. Click on it.
How to download EPF passbook online?
Step 5: If you have more than one Member IDs, all of them would be displayed on the page. Select the Member ID for which you want to download the passbook.
Step 6: You will now be able to see the history of your PF contribution.
Details in EPF e-passbook
- Total balance
- Adjustments
- Employee contribution
- Employer contribution
- Earned interest
- Transfer ins/VDR
- Total PF withdrawal
- Date of which the last contribution was made
Step 7: Scroll down the page to see month-wise breakup of your PF contributions along with other details.
Step 8: Click on the ‘Download as PDF’ to download your EPF e-passbook.
Step 9: On the pop-up window, click on the ‘Download PDF’ option.
Step 10: A PDF version of your EPF e-passbook will get downloaded in the selected location on your computer.
Step 10: In case you want to view the taxable data on your EPF passbook. Click on the View Taxable Data option at Step 8.
Step 11: You will be able to see all the details about the taxable PF component.
How to view your employment history with UAN?
Log in using your credentials. On the home page, click on Service History the know your employment history.
How to view your EPF claims with UAN?
Log in using your credentials. On the home page, click on the Claims option.
How to view your personal details on the EPF portal?
On the home page, the Profile option will show your UAN, mobile number, email ID, date of birth, gender, father’s name, KYC details, nominee details, etc.
How to view use online calculators at EPF website?
You also have the Online Calculators on the home page.
See also: Employees’ Provident Fund housing scheme and Rules for PF withdrawal for house purchase
How to check EPF balance in passbook online?
Step 1: Visit the following page:
https://www.epfindia.gov.in/site_en/index.php
Step 2: You will be asked to entre your UAN, password and captcha. After this, click on the ‘Login‘ button.
Step 3: On the home page, you will be able to see the balance in your PF account, and the respective share made by you and your employer.
EPF balance check on UMANG app
The most popular service availed by members through the UMANG app is View Member Passbook. During the period from August 2019 to July 2020, this service attracted 27.55 crore viewership’s by the EPF members through the EPFO member portal while the same facility through UMANG App attracted 244.77 crore API hits. The ease of access with a click of a button on their mobile app has seen more members preferring UMANG app to the portal.
- Download the UMANG app from Google Play Store or App Store.
- Go to ‘EPFO’ option on the home screen.
- Click on ‘Employee Centric Service’.
- Input your UAN after which you will receive an OTP on your mobile number.
- Fill in the OTP.
- Now, click on ‘View Passbook’.
Also read about : PF login
EPF account balance offline
At times when the EPF website is not functional or you don’t have access to the internet, you can check your EPF passbook by offline methods too. These include:
EPF passbook account balance via SMS
Provided your UAN is registered with the EPFO and your mobile number is registered with the body, you can check your PF balance, by sending a text message to the EPFO. PF account holders have to send the message EPFOHO UAN ENG to the number 7738299899. The abbreviation ENG here means that the user wants the information in English. In case you would prefer the information to reach you in, say, Hindi, just replace ENG with HIN.
Also note that your UAN must be seeded with a bank account, your Aadhaar number and your PAN, for you to be able to check your PF balance through the SMS facility.
EPFO member passbook balance check via missed call
Again, as long as your UAN and mobile numbers are registered on the EPFO website, you can also give a missed call on the toll-free number, 011-22901406, to know your PF balance using your mobile number. After getting a ringing tone, the call will get connected and then, disconnected on its own. Shortly afterwards, you will receive an SMS about your PF account along with the account balance.
In this case, too, the UAN must be seeded with your bank account number, your Aadhaar number and your PAN.
See also: How to use your provident fund to finance a home purchase
Must-know facts
What is UAN?
Universal Account Number (UAN) is a 12-digit identification number that is issued by the EPFO to all its subscribers. In case you do not have a UAN, you can go to the Member e-Sewa portal and click on the ‘Know your UAN’ option. The app for Member e-Sewa can also be downloaded from the Google Play Store. You can activate your UAN by following the ‘Activate UAN’ link.
See also: All about PF balance check with UAN number
What is member passbook?
Member passbook is another term used for EPF passbook or UAN passbook issued to members of the Employees Provident Fund Organisation. Member passbook contains all the information about your provident fund. These include your and your employer’s contribution to the PF account, the interest earned on the provident fund amount, status of claims, etc.
Difference between PF Member ID and UAN
A member ID or PF number is given to an employee of a company. This member ID is an alphanumeric code. The UAN, on the other hand, is a unique number assigned to each employee. One member can have multiple member IDs but they have only one UAN.
Can EPF passbook be viewed online without the UAN?
No, EPF passbook cannot be viewed online without the Universal Account Number.
How long does it take for EFP passbook to be generated online after UAN registration?
It takes six hours after the UAN registration for the EPF passbook to be generated.
In what format can I download the EPF passbook?
The EPF passbook is provided in PDF format.
Do employers send EPF passbook details to PF subscribers?
Under Para 73(1) of the EPF Scheme, 1952, a statement of account to each EPF member through his last employer is sent after the close of each year. The details include opening balance, contribution during the year, credited interest, debited amount and closing balance of the year, etc.
Important points for EPFO UAN login
Registration
Members need to be registered on the unified member portal to view the EPF passbook online.
UAN activation
For EPFO UAN login, you should first activate your UAN by visiting the website https://unifiedportal.epfindia.gov.in.
Time
You should be able to download EPF passbook after three working days from the day of authentication. After six hours of registration, members can view their UAN passbook online.
Non-availability of facility
The EPFO member passbook facility is not available for exempted establishments members, settled members and inoperative members.
EPF app
UAN member portal and EPFO services are also available on apps that can be downloaded from the UMANG website or from the Playstore or App Store. UMANG refers to the Unified Mobile App for New Governance.
What happens to PF money after a subscriber retires?
While a member is free to keep his pension amount in the PF account, the account will not accrue any interest after three months of not receiving any contributions.
When can I withdraw my PF money after resigning from a company?
You can withdraw money from your PF account after two months of resigning from your employment.
How do I submit the application for PF withdrawal? What if my company is not attesting the PF claim form?
The employer is mandated to attest the PF withdrawal application form after you have resigned. In case of any dispute, you may obtain attestation from the bank in which the company has maintained the account and submit it to the regional PF commissioner. You have to explain the reasons for not obtaining the signature of the employer. The regional PF commissioner will pursue the matter with the employer wherever necessary. If the member has activated his Universal Account Number, bank account and Aadhaar, he can submit a composite claim which only requires the signature of the member.
Does delay in interest update in EPF passbook result in money loss?
Updating the member passbook with interest is an entry process, says the EPFO. “The date on which the interest is entered in the passbook of the member has no actual financial bearing as the interest earned for the year on his monthly running balances is always added to the closing balance of that year and it becomes the opening balance for the next year,” it said in a tweet in May, 2023.
Read full coverage here.
News update
EPFO launches calculator for higher EPS pension additional contribution
June 28, 2023: The EPFO has released the Excel utility-based calculator to estimate dues that one has to pay either from their EPF balance or their own savings if required to receive a higher pension from the Employees’ Pension Scheme (EPS). The pension fund body has also released a set of FAQs for those who are eligible to apply for higher pension.
EPFO extends last date to opt for higher pension till July 11
June 26, 2023: The Employees Provident Fund Organisation (EPFO) today extended the last date to opt for pension on higher wages by 15 days to July 11, 2023. Tending to the requests made by employers to extend the time limit for uploading wage details of pensioners/members, the EPFO has also given three more months to employers to submit wage details online by September 30, 2023.
Read full coverage here.
EPF e-passbook facility down due to network failure
April 25, 2023: EPFO’s e-passbook facility has remained inoperative for several days, resulting in members sharing their concerns over social media. On micro-blogging site twitter, several PF members said they were not able to access their EPF passbooks from the EPFO website or the Umang app. However, the EPFO said that the member passbook service was accessible through the UMANG App in a statement.
Read full coverage here.
Allow contribution towards higher pension without proof: Kerala HC to EPFO
The Kerala High Court on April 12, 2023, ordered the EPFO to allow employees to contribute towards higher pension without insisting on the proof of having chosen for the same earlier. “The Employees Provident Fund Organization and the authorities under the same are directed to make adequate provisions in their online facility to enable the employees/pensioners to furnish the options in tune with the directions of the Honourable Supreme Court, without the production of the copies of option under paragraph 26(6) of the Scheme, 1952, and the details thereof, for the time being,” it said.
FAQs
What is the EPF Passbook?
EPF passbook is a document that carries every detail of your EPF account.
What are the benefits of the EPF passbook?
The EPF passbook offers you the following details: UAN PF ID numbers PF account contribution PF account balance Employer contribution to PF account, etc.
What are the other ways through which you can view your EPFO account balance
Online, you can access your EPF passbook using the EPF web portal and the Umang app. Offline, you can give a missed call to the EPFO or send an SMS to get key details from your member passbook.
Can I view/download my EPF passbook?
You need to login to the UAN Member Portal with your UAN and password. Then go to the menu ‘Download’ and select ‘Download Passbook’. There is a link given to download PDF of this passbook also.
How to check EPF passbook?
You can check the EPF passbook balance online, via SMS or via missed call facility.
Is it possible to view the online EPF passbook without activating UAN?
It is mandatory to activate the UAN for viewing the EPF passbook online.
Who is the EPF passbook download facility accessible to?
The EPF passbook download facility is only available to members who have registered themselves on the EPFO website.
Can EPF passbook be viewed online without the Universal Account Number?
No, the EPF passbook cannot be viewed online without the Universal Account Number.
How long does it take for EPP passbook to be generated online after UAN registration?
It takes 6 hours after the UAN registration, for the EPF passbook to be generated.
In what format can I download the EPF passbook?
The EPF passbook is provided in PDF format.
What is the difference between PF member ID and UAN?
A member ID or PF number is given to an employee of a company. This member ID is an alphanumeric code. The UAN on the other hand is a unique number assigned to each employee. One member can have multiple member IDs but only one UAN.
What if I am not able to see the EPF passbook or EPF passbook is not available online?
In case you are working in an exempted establishment (PF managed by company itself and pension fund by the EPF Organisation), your passbook will not be available in the UAN portal. You may contact your company to get the PF statement.
Who can view and download EPF passbook online?
EPF subscribers can view and download their e-passbook each month if they are active members and their employer is updating electronic challan cum return.
Can I view and download EPF passbook online if I have left services?
In case of members who have left work but have not settled their account and the account has not become inoperative, the facility to view and download the e-passbook will be available.
What is the number for EPFO's free-of-cost missed call service?
PF subscribers can give a missed call on 9966044425 from their registered mobile numbers to use the service. The call automatically gets disconnected after two rings. Using the missed call facility, EPF members can get details like the last contribution to their PF account, the total balance of their PF account, etc.
An alumna of the Indian Institute of Mass Communication, Dhenkanal, Sunita Mishra brings over 16 years of expertise to the fields of legal matters, financial insights, and property market trends. Recognised for her ability to elucidate complex topics, her articles serve as a go-to resource for home buyers navigating intricate subjects. Through her extensive career, she has been associated with esteemed organisations like the Financial Express, Hindustan Times, Network18, All India Radio, and Business Standard.
In addition to her professional accomplishments, Sunita holds an MA degree in Sanskrit, with a specialisation in Indian Philosophy, from Delhi University. Outside of her work schedule, she likes to unwind by practising Yoga, and pursues her passion for travel.
sunita.mishra@proptiger.com
