Under its Pradhan Manti Awas Yojana (PMAY), the Centre plans to eliminate India’s housing shortage by focusing on urban and rural areas under its housing-for-all mission. Launched on June 1, 2015, the scheme follows a demand-driven approach under which states identify eligible beneficiaries through a demand survey, based on specific criteria.
The scheme is divided in two components. While the PMAY-Urban component of the scheme is valid till December 31, 2024, the PMAY-Gramin component is valid till March 31, 2024.
The Pradhan Mantri Awas Yojana Online Form is for those who want to apply for a housing unit under the Pradhan Mantri Awas Yojana. For this they have to first the Pradhan Mantri Awas Yojana Form.
PMAY online form: Key facts
| PMAY online form available at | https://pmaymis.gov.in/ |
| Beneficiary categories | EWS, LIG, MIG-I, MIG-2 |
| Last date to fill PMAY online form for EWS and LIG | December 31, 2024 |
| Last date to fill PMAY online form for MIG | December 31, 2024 |
| Types of PMAY online form | Economically Weaker Section (EWS)
Lower Income Group (LIG)
Middle Income Group-I
Middle Income Group-II |
PMAY duration
The duration of the mission was initially seven years from FY 2015-16 to FY 2021-22. The PMAY scheme has now been extended up to 31 December, 2024 with all verticals except Credit Linked Subsidy Scheme (CLSS) vertical to complete houses sanctioned up to 31 March 2022. The housing ministry has also stated that during the extended period, no additional houses will be
sanctioned. The Mission period has been extended solely with the purpose of completion of sanctioned houses and no additional houses will now be sanctioned under the PMAY(U).
Who is not eligible for PMAY?
- Those with an annual income of more than Rs 18 lakh.
- Those who own a pucca house anywhere in the country.
- Those who have previously taken any government grant to buy a home.
Documents needed to apply for PMAY
For salaried
- Identity Proof: PAN Card/Aadhaar Card/Voter’s Card/Driving Licence
- Nationality Identification Proof (Voter’s Card/Aadhaar Card) – Original and a Copy
- Proof of category: SC/ST/OBC/Minority certificate
- Address Proof: Aadhaar Card/Driving Licence
- Income Proof: Salary slip/Appointment Letter/Salary Certificate
- LIG/EWS Income certificate
- Form 16/Income Tax Assessment Order/Latest Income Tax Return, if applicable
- Certificate of valuation for the property
- Bank statement of last six months
- Plan of Construction
- NOC from housing society/competent authority
- Certificate for the cost of construction
- Construction agreement
- Advance payment receipts
- Allotment letter of property/agreement, or other relevant property documents
- Affidavit stating that the applicant or any of their family members do not own a pucca house anywhere in the country.
For self-employed/business professional
- Identity Proof: PAN Card/Aadhaar Card/Voter’s Card/Driving Licence
- Nationality Identification Proof: Voter’s Card/Aadhaar Card
- Proof of category: SC/ST/OBC/Minority certificate
- Address Proof: Aadhar Card/Driving Licence
- Income Proof
- Form 16/Income Tax Assessment Order/Latest Income Tax Return, if applicable
- Attested financial statements of the business to check the nature and activity of the business
- Bank statement of the last six months
- Plan of Construction
- NOC from housing society/competent authority
- Certificate for the cost of construction
- Construction agreement with details of developer and builder
- Advance payment receipts
- Allotment Letter of property/agreement, or other relevant property documents
- Affidavit stating that the applicant or any of their family members do not own a pucca house anywhere in the country.
Documents need for offline PMAY application
Listed below are the documents that you will have to attach with your PMAY 2024 application at the time of submission:
- Copy of ID proof
- Copy of address proof
- Copy of Aadhaar card
- Copy of income proof
- Certificate of valuation for the property
- NOC from competent authority
- Affidavit stating that you or your family does not own any house in India.
See also: How to use PMAY CLSS tracker portal to track application status
PMAY online form types
You can apply for PMAY 2024 under two broad categories:
Slum dwellers
Slum dwellers are people living in informal settlements within cities in poor living conditions.
Others
Under this category, PMAY applicants are divided into four sub categories:
| Beneficiary | Annual income of the household |
| Economically Weaker Section (EWS) | Up to Rs 3 lakh |
| Lower Income Group (LIG) | Rs 3 – 6 lakh |
| Middle Income Group-1 (MIG-1) | Rs 6 – 12 lakh |
| Middle Income Group-2 (MIG-2) | Rs 12 – 18 lakh |
Source: Housing Ministry
PMAY Online Form
PMAY online form for slum dweller applicants
Click here to download the pdf
PMAY online form for home loan application
How to fill PMAY Form online?
Step 1: Visit the official website of PMAY https://pmaymis.gov.in/
Step 2: On the main page, click on ‘Citizen Assessment’ option, and select ‘Apply Online’ from the drop-down menu. You will see four options. Select the one that is applicable to you.
Step 3: To make an online application for PMAY 2022, select ‘In Situ Slum Redevelopment (ISSR)’ option. The next page will ask for your Aadhaar number and name. Fill in the details and click on ‘Check’ to verify your Aadhaar details.
Step 4: A detailed from – Format A – will appear. This form requires all your details. Fill each column carefully.
Step 5: After filling all the details for PMAY, enter the captcha and click on the ‘Submit’ button. Your PMAY online application is complete.
See also: How to track your PMAY subsidy status?
How to download PMAY online form?
Step 1: Visit the official PMAY website, pmay mis.gov.in
Step 2: You will get the option to access your PMAY online form either by providing your father’s name and mobile number or by assessment ID. Select your option, and fill the relevant details.
Step 3: You will now be able to view and download your PMAY online form.
PMAY application verification
Once the PMAY application is submitted, the authorities concerned do the following checks to arrive at a final decision on whether the candidate is eligible for the PMAY subsidy:
PMAY document verification
The first step involves verifying the documents submitted by the beneficiary along with the PMAY application. These includes checking the authenticity of documents such as the Aadhaar card, the address proof, the income proof, etc.
PMAY field verification
In some cases, officials may conduct field visits to verify the details provided in the application. This may include verifying the applicant’s current residential address and other relevant information.
PMAY income verification
Authorities may verify the income details provided by the applicant to determine their eligibility for the scheme. This verification ensures that the benefits reach those who genuinely qualify based on income criteria.
PMAY candidate criminal background check
In certain cases, authorities may conduct background checks to ensure that applicants do not have any criminal records that might disqualify them from availing of the PMAY benefits.
Beneficiary identification
Once the verification process is complete, eligible applicants are identified as beneficiaries of the PMAY scheme.
PMAY approval and allotment
After successful verification, eligible beneficiaries are approved for housing benefits under PMAY. The allotment process commences based on availability and other criteria.
Communication with applicants
Throughout the verification process, applicants may be contacted for additional information or clarification if needed. It’s essential to respond promptly to any communication from the authorities to expedite the verification process.
Status check
Applicants can check the status of their PMAY application online through the official PMAY website using their application reference number. This allows them to track the progress of their application through the verification process.
Final decision
Based on the verification results, a final decision is made regarding the eligibility of applicants for PMAY benefits. Approved beneficiaries are then provided with housing assistance as per the scheme guidelines.
How to check PMAY application status?
Step 1: Copy and paste the follow link in your browser:
https://pmaymis.gov.in/default.aspx
Step 2: Select the ‘Citizen Assessment’ option on the top of the home page.
Step 3: From the various options that appear on the screen, select ‘Track Your Assessment Status’ option at the bottom of the menu.
*You can check your PMAY application status in 2 ways:
Option 1: With assessment ID
Option 2: Using your registered mobile number
PMAY application status check with Assessment ID
Step 1: Enter assessment ID and registered mobile number to track the PMAY application status.
PMAY application status online using name and mobile number
Step 1: Select the ‘By name, father’s name and ID type’ option.
Step 2: Provide details like your state, city, district, father’s name, ID type (Aadhaar or driving license, passport, etc.). You will now have to enter the details of the ID type you have selected along with your registered mobile number.
How to know about the amount released to PMAY beneficiary?
Step 1: First go to the official website https://pmaymis.gov.in/.
Step 2: On the home page, when you hover the cursor over the ‘Find Beneficiary’ option, you will see the option ‘Beneficiary wise funds released’. Click on it.
Step 3: Now a new page will open in front of you. Enter your mobile number in it and click on ‘Send OTP’ option.
Step 4: Now an OTP will come on your mobile number. Enter it at the appropriate place and know the details of how much money has been released to you under the Pradhan Mantri Awas Yojana.
PMAY application form 2024 (Offline)
Applicants can also fill PMAY online form offline at state-run Common Service Centres (CSCs) or banks listed under the PMAY. You will have to pay a nominal fee of Rs 25 to fill the PMAY 2024 registration form.
How to apply for PMAY-G in 2024?
Under the PMAY-G, beneficiaries are not required to register to get the subsidy but they are identified on the basis of housing deprivation parameters and exclusion criteria prescribed under the Socio Economic Caste Census (SECC)-2011. The government has also conducted an Awaas+ survey to identify those beneficiaries which claimed to have been left out under the 2011 SECC and thus prepared an additional list of potential beneficiaries. The responsibility to register beneficiaries on the official website- https://pmayg.nic.in/netiayHome/home.aspx- lies with the state officials.
During the PMAY-G beneficiary registration, the official must enter details like bank account, name of the nominee, MGNREGS job card number. In addition, the mobile numbers wherever available, and Aadhar number, with the consent of the beneficiary, should also be seeded on AwaasSoft. The details of the field functionary and trained mason mapped to the beneficiary should also be entered on AwaasSoft. The willingness of the beneficiary to avail the housing loan facilitated should also be recorded.
After the registration of the beneficiary details and validation of the bank account details, a sanction order is generated in AwaasSoft for each beneficiary with a distinct PMAY-G ID and Quick Response (QR) code.
Allotment of house is made in the name of the woman or jointly in the name of the husband and wife, except in the case of a widower/unmarried /separated person/ transgender. In case of landless households, the state facilitates registration of land in the name of the woman or jointly in the name of husband and wife except in the case of a widower/unmarried /separated person/transgender.
Caution: Apply for PMAY only at authorised govt centres
Under the Pradhan Mantri Awas Yojana, a demand survey is conducted by ULBs offline and online without any cost. Online registration can also be made by eligible beneficiaries themselves through the ministry’s website. Registration is also being facilitated by state/UT governments at their Common Service Centres (CSCs) at a nominal charge of Rs 25 plus GST. The ministry has not authorised any private entity or person to collect money as a consideration for availing of any benefit under the PMAY (U) mission. Any person or entity unauthorisedly using the name or logo of the ministry will be liable for legal action. Citizens are advised to verify with the ministry officials in case of any doubt in this regard at the following contact number/ email ID:
Raj Kumar Gautam,
Director (HFA-5),
Ministry of Housing and Urban Affairs
Room No. 118, G Wing, NBO Building, Nirman Bhawan,
New Delhi-110011
Tel: 011-23060484, 011-23063285
E-mail: pmaymis-mhupa@gov.in, public.grievance2022@gmail.com
PMAY assistance contact details
For any further assistance, you may also get in touch with the offices of the housing ministry in New Delhi.
Raj Kumar Gautam
Director (HFA – 5)
Ministry of Housing and Urban Affairs (MOHUA)
Room Number 118, G Wing
NBO Building
Nirman Bhawan
New Delhi – 110011
You can also call and email at the following numbers and mail IDS.
Phone: 011-23060484/ 011-23063285
E-mail: public.grievance2022@gmail.com/ pmaymis-mhupa@gov.in
PMAY complaint numbers
You can call, email or personally visit the offices of the housing ministry in case you have an issue with the PMAY form.
Phone numbers: 011-23060484
011-23063285
Email ID: public.grievance2022@gmail.com/pmaymis-mhupa@gov.in
Address: MOHUA, Room Number 118, G Wing
NBO Building
Nirman Bhawan
New Delhi – 110011
Latest news
82.36 lakh houses completed under PMAY-U till April: Govt data
April 29, 2024: Construction of 82.36 lakh houses has been completed till April 22, 2024, under the government’s flagship Pradhan Mantri Awas Yojana Urban (PMAY-U) component, official data show.
The Centre has sanctioned 118.64 lakh units under the PMAY-U as against the demand for 112.24 lakh units. Of the 118.64 lakh sanctioned units, ground for construction has been laid for 114.17 lakh houses till April.
In terms of finances, Rs 1,99,653 crore was committed for the PMAY-U. Of this, Rs 1,63,926 crore has been sanctioned while Rs 1,50,562 crore has been spend on house construction. Utilisation certificate has been issued for Rs 1,50,340 crore so far, data show.
Over 2.55 cr houses completed under PMAY-G till Jan 2024
February 8, 2024: Under the Pradhan Mantri Awaas Yojana- Gramin (PMAY-G), over 2.55 crore houses have been completed as on February 1, 2024, the housing ministry has said. The ministry of rural development is implementing with effect from April 1, 2016, to provide assistance to eligible rural households with an overall target to construct 2.95 crore pucca houses with basic amenities by March 2024. Out of the overall mandated target of 2.95 crore houses allocated to states/UTs under the PMAY-G, more than 2.94 crore houses have already been sanctioned to the eligible beneficiaries, the ministry said in its official statement.
2 cr homes to be built under PMAY-Rural in next 5 years: FM in Interim Budget
Finance mininister Nirmala Sitharaman has said that 2 crore more houses will be built under the PM Awas Yojana-Grameen in the next 5 years. Implementation of the scheme continued despite the obstructions caused by the pandemic, and the government was close to achieving the target of three crore houses under the rural component of the Central scheme, Sitharaman said in her Interim Budget 2024-25 Speech.
FAQs
What is the last date to apply for PMAY?
The last date to apply for PMAY scheme has been extended till December 31, 2024.
What is the deadline for PMAY 2024 applications?
The Pradhan Mantri Awas Yojana applications can be submitted by December 31,
2024.
How can I download PMAY application form?
Once your application is submitted, go to https://pmaymis.gov.in/, select the ‘Citizen Assessment’ option, and select ‘Print Assessment’ from the drop-down menu.
You can check the application form by selecting one of the following options: By name, father's name and phone number, or By assessment ID. Select your option and click on ‘Print’ button to download the PMAY application form.
Can I apply for PMAY on my own?
Absolutely, eligible beneficiaries have the option to complete their online registration autonomously through the Ministry's official website.
Who is eligible for PMAY benefits?
PMAY 2023 is applicable to individuals who own kutcha houses and do not possess pucca houses anywhere in India. Furthermore, the applicant's annual income should not exceed Rs 18 lakh. Lastly, it's important that family members have not previously availed of any other government housing scheme.
Which documents are required for PMAY?
The list of essential address proof documents for PMAY includes the Passport, Voter Card, a document from a public servant verifying your identity and residence, a rental agreement on stamp paper, Residence Address Certificate, Aadhar card, Bank Statements reflecting the address and/or a Life Insurance Policy.
Can I get a home loan for PMAY from any bank?
Certainly, you have the flexibility to obtain a PMAY home loan from any bank.
Can I apply for PMAY twice?
No, PMAY does not permit multiple housing applications from the same individual.
Can I apply for home under Pradhan Mantri Awas Yojana in 2024?
Yes! Although the last date for applying under the Pradhan Mantri Awas Yojana was March 31, 2022, the deadline for both rural and urban categories of the Pradhan Mantri Awas Yojana has now been extended till December 2024. Therefore, you can apply to get a house under PMAY (Pradhan Mantri Awas Yojana) scheme in 2024 also. However, the deadline to apply for the Credit Linked Subsidy Scheme has ended in March 2021.
How is PMAY subsidy released to beneficiaries?
The PMAY subsidy is released by the Central Nodal Agencies (CNAs) based on the disbursements made by primary lending institutes (PLIs) to the beneficiaries. Subsidy, so disbursed by the CNA to the PLI is credited by the PLI to the borrower’s account upfront by deducting it from the principal loan amount. As a result, the borrower will pay EMI on the remainder of the principal loan amount. For instance, suppose a borrower takes a loan for Rs 6 lakh. The subsidy thereon works out to Rs. 2.20 lakh. The amount of Rs 2.20 lakh would be reduced upfront from the loan (i.e., the loan would reduce to Rs 3.80 lakh) and the borrower would pay EMIs on the reduced amount of Rs 3.80 lakh.
Can I edit my PMAY online form after submission?
No, one cannot edit their PMAY application once it is submitted. This is why all details must be checked before form submission to ensure accuracy. If there's a genuine need for correction, contact the authorities for guidance.
What is the process after submitting the PMAY online form?
After submitting the form, your application will be verified by officials concerned. If you meet the eligibility criterion, you will be selected for PMAY benefit.
How can I check the status of my PMAY application after filling out the online form?
You can check the status of your PMAY application online through the official PMAY website using your application reference number.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
An alumna of the Indian Institute of Mass Communication, Dhenkanal, Sunita Mishra brings over 16 years of expertise to the fields of legal matters, financial insights, and property market trends. Recognised for her ability to elucidate complex topics, her articles serve as a go-to resource for home buyers navigating intricate subjects. Through her extensive career, she has been associated with esteemed organisations like the Financial Express, Hindustan Times, Network18, All India Radio, and Business Standard.
In addition to her professional accomplishments, Sunita holds an MA degree in Sanskrit, with a specialisation in Indian Philosophy, from Delhi University. Outside of her work schedule, she likes to unwind by practising Yoga, and pursues her passion for travel.
sunita.mishra@proptiger.com
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