By Anuradha Ramamirtham

PMAY Gramin: All about Pradhan Mantri Awas Yojana Gramin 2024

Here’s a look at the components, scope and progress of Pradhan Mantri Gramin Awas Yojana.

The Pradhan Mantri Awas Yojana (PMAY) is a government initiative that works towards providing ‘Housing for All by 2024’. Under the PMAY, affordable houses are provided in rural and urban areas. In this article, we will know everything about PMAY Gramin or PMAY rural including knowing about the PMAY rural scheme.

What is PMAY Gramin?

PMAY Gramin / PMAY rural aims at providing a pucca house with basic amenities to all homeless people and people living in kutcha and dilapidated houses by 2024. This scheme has been created for people who don’t own a house and live in kutcha houses or houses that are severely damaged. Presently, PMAY-G will provide houses of 25 sqm to be built under the PMAY-G scheme. The PMAY rural scheme beneficiaries are identified using the Socio-Economic and Caste Census (SECC) and verified by the Gram Sabhas.

PMAY Gramin: Key details

Official website pmayg.nic.in / iay.nic.in
Toll free number 1800116446 / 1800118111
Complaints  [email protected] / [email protected]
PMAY-G app Android and iOS

Find out how to fill Pradhan Mantri Awas Yojana Online Form 

PMAY Gramin subsidy

  • The PMAY Gramin subsidy interest for beneficiaries is 3%.
  • The maximum principal amount is Rs 2 lakh and the maximum PMAY Gramin subsidy one can avail is Rs 38,359 on the EMI.
  • The PMAY Gramin beneficiaries can get loans upto Rs 70,000 from financial organisations.

See also: All about GPRA full form and E sampada

PMAY Gramin: Eligibility

  • The Pradhan Mantri Awas Yojana rural eligibility is valid if beneficiary or his/her family must not be owners of any pucca house across the country.
  • Families dwelling in kutcha homes with one, two or no rooms are eligible for Pradhan Mantri Awas Yojana.
  • Families where there are no male members in the age range of 16-59 years fall under eligibility for Pradhan Mantri Awas Yojana.
  • Families that have specially-abled members or have no other able-bodied member are also eligible for Pradhan Mantri Awas Yojana
  • Families that have no land or property and depend on casual labour for livelihood fall under eligibility for PMAY Gramin and know the PMAY scheme details.
  • SC, ST, minorities and tribals who cannot afford a unit are also eligible for the Pradhan Mantri Awas Yojana (PMAY Gramin) and take benefit of the PMAY Gramin scheme details.

Also read our guide on how to check PMAY status

PMAY rural scheme: Conditions that make you ineligible for a housing unit 

  • If the family has an adult member above 25 years of age who is literate, the family will not be eligible for Pradhan Mantri Awas Yojana.
  • People paying tax/professional tax.
  • Those who own refrigerators or landline phone connections are not eligible for PMAY-HFA( Rural).
  • Family member who has a government job and earns over Rs 10,000 per month is not eligible for Pradhan Mantri Awas Yojana.
  • Those with a Kisan Credit Card (KCC) with a limit greater or equal to Rs 50,000 are not eligible for PMAY-HFA( Rural).
  • Those with a motorised two-wheeler, three-wheeler, four-wheeler and agriculture equipment or fishing boat are not eligible for Pradhan Mantri Awas Yojana.

See also: All about Rajiv Gandhi housing corporation

Applications under new phase of Pradhan Mantri Awas Yojana- Gramin

The State/Union Territory -wise details of details of houses sanctioned to eligible beneficiaries under Pradhan Mantri Awas Yojana- Gramin (PMAY-G) during each of the last three years i.e. financial year 2020-21, 2021-22 and 2022-23 is given as below. This information was shared by union minister of State for Rural Development, Sadhvi Niranjan Jyoti in a written reply in Lok Sabha on Auhui.

S.No. Name of the State/UT (units in nos.)

2020-21

 (units in nos.)

2021-22

 (units in nos.)

2022-23
1 ARUNACHAL PRADESH 19,038 11,044 2,707
2 ASSAM 1,50,039 2,16,359 10,55,005
3 BIHAR 6,25,357 8,99,367 1,33,110
4 CHHATTISGARH 1,57,534 371 81,375
5 GOA 32 47 18
6 GUJARAT 21,347 1,07,420 1,48,714
7 HARYANA 61 3,317 5,114
8 HIMACHAL PRADESH 4,001 2,729 794
9 JAMMU AND KASHMIR 64,045 55,862 7,818
10 JHARKHAND 3,61,648 3,90,226 11,590
11 KERALA 3,330 12,615 1,633
12 MADHYA PRADESH 7,56,726 4,90,326 7,54,552
13 MAHARASHTRA 2,92,105 1,17,601 3,16,475
14 MANIPUR 17,822 1,725 13,849
15 MEGHALAYA 26,487 3,353 8,871
16 MIZORAM 7,017 0 6,951
17 NAGALAND 4,706 9,806 4,203
18 ODISHA 2,90,488 3,421 9,08,916
19 PUNJAB 1,887 11,333 4,959
20 RAJASTHAN 2,64,720 3,87,150 7,467
21 SIKKIM 0 282 48
22 TAMIL NADU 1,13,138 2,30,839 41,101
23 TRIPURA 991 1,57,234 51,915
24 UTTAR PRADESH 7,28,507 4,34,963 8,62,231
25 UTTARAKHAND 47 15,390 18,816
26 WEST BENGAL 9,41,759 1,66,795 11,06,888
27 ANDAMAN AND NICOBAR 397 0 6
28 DADRA AND NAGAR HAVELI & DAMAN DIU 99 49 967
29 LAKSHADWEEP 0 0 0
30 PUDUCHERRY* – – –
31 ANDHRA PRADESH 1,816 0 1,78,899
32 KARNATAKA 36,730 3,972 38,412
33 TELANGANA* – – –
34 LADAKH 200 461 1
Total 48,92,074 37,34,057 57,73,405

* Telangana & Puducherry are not implementing PMAY-G.

Note that no application from households is required under PMAY-G as the beneficiaries are identified from the Permanent Wait List (PWL) of PMAY-G based on SECC 2011 and finalized Awaas+ list. At present there is no proposal under consideration of the Ministry for starting the next phase of PMAY-G beyond March, 2024, mentioned the PIB statement.

PMAY rural scheme details

  • As per PMAY scheme details, the size of the units under the PMAY Gramin is 25 sqm(269.098 sqft).
  • When it comes to Pradhan Mantri Awas Yojana Gramin price, the centre and the state share the cost of PMAY Gramin units in a 60:40 ratio.
  • In plain areas, the Pradhan Mantri Awas Yojana Gramin price assistance is Rs 1.20 lakh for a unit.
  • In the Himalayan states, north-eastern states and in Jammu and Kashmir, the ratio is 90:10 with Rs 1.30 lakh as Pradhan Mantri Awas Yojana Gramin price assistance for each unit.
  • The centre finances all union territories and the entire Pradhan Mantri Awas Yojana Gramin price cost is incurred by it.
  • As per Pradhan Mantri Awas Yojana Gramin, identification of beneficiaries of PMAY rural is done through an economic and caste census, thereafter verified by the gram sabhas.
  • In collaboration with MGNREGA and Swachh Bharat Mission assistance is also provided for construction of toilets. Also, beneficiaries in the PMAY list will get employment for 95 days under MGNREGA.
  • Beneficiaries in the awas Yojana list will be paid Rs 90.95 per day for unskilled labour.
  • Under PMAY Gramin HFA rural scheme, beneficiaries will get Rs 12,000 financial support for construction of toilets under Swachh Bharat Mission –Gramin.
  • Under PM Awas Yojana Gramin, all payments meant to assist PMAY Gramin/ PMAY HFA rural beneficiaries are transferred to their bank or post office accounts directly. These PMAY HFA rural beneficiaries accounts are Aadhaar-linked.

All you need to know about PMAY-Gramin

PMAY Gramin unit 

See also: All about MHADA lottery Pune

Documents required to apply for PMAY Gramin

  • Aadhaar card number
  • Bank details
  • Consent to use Aadhaar (if taking help from a third-party)
  • Swachh Bharat Mission number
  • MGNREGA-registered job card number.

PMAY Gramin: How to apply for a housing unit?

  • An individual can get in touch with the concerned ward member at the gram panchayat.
  • An application form, available at the gram panchayat, needs to be filled and submitted.
  • In case, the PM Awas Yojana Gramin prospective beneficiary is unable to fill the form and is looking for help from a third-party, a consent form should be signed.

Also read about the PM Uday Scheme

You can also apply online.

  • Log on to official website for login PMAYG.
  • Fill your Aadhaar details and ‘select to register’. The rest of the details will be filled automatically.
  • Give your bank details online and if you wish to avail of a loan, enter the loan amount. You can also edit these details at a later stage.
    All you need to know about PMAY-Gramin

    PMAY Gramin beneficiary registration form

All you need to know about PMAY-Gramin

PMAY Gramin Personal details 

 

All you need to know about PMAY-Gramin

 

All you need to know about PMAY-Gramin

 

All you need to know about PMAY-Gramin

PMAY Gramin beneficiary bank account details

 

All you need to know about PMAY-Gramin

PMAY Gramin beneficiary convergence details 

Also read our article on the progress of the PMAY Urban scheme in India.

PMAY Gramin: Rhreporting application tracking website

Once you have registered with PMAY Gramin, applicants can check their application status on rh reporting website. The rhreporting.nic.in new list gives all the information about the beneficiaries included in the urban and rural areas in the new list. To download the rhreporting.nic.in 2023-24 new list or the PM Awas Yojana list 2023 go to the reporting.nic.in website and click on ‘Reports’ under Awaassoft.

 

RH reporting

Read about : PM Kisan 

Now click on Beneficiary details for verification under Social audit reports to proceed to access the rhreporting.nic.in 2020-21 data. You will reach the housing report page where you can check the details.

 

RH reporting

 

For instance, for checking rhreporting.nic.in 2020-21 new list Odisha or the awas yojana gramin Odisha list, use the filters and proceed and you will get the details like shown below.

see also about: up gramin

Odisha RH reporting

Also read about YEIDA Jewar Airport Plot Scheme 2021 and 2022

 

PMAY Gramin completed units: State wise list as on January 1, 2024

#SNo State Name MoRD Target Completed Percentage of Completion against MoRD Target
Total 29500000 25517812 86.5
1 ARUNACHAL PRADESH 36210 28420 78.49
2 ASSAM 2041807 1773299 84.56
3 BIHAR 3701576 3645255 98.1
4 CHHATTISGARH 1176142 963936 81.9
5 GOA 257 226 87.94
6 GUJARAT 603922 511547 81.31
7 HARYANA 29404 28278 87.94
8 HIMACHAL PRADESH 25471 15021 58.83
9 JAMMU AND KASHMIR 337129 203640 54.25
10 JHARKHAND 1592171 1558228 97.55
11 KERALA 35167 32830 93.34
12 MADHYA PRADESH 3800415 3639617 94.13
13 MAHARASHTRA 1377817 1212732 85.43
14 MANIPUR 101558 30486 22.8
15 MEGHALAYA 188297 46121 23.29
16 MIZORAM 29967 9267 28.09
17 NAGALAND 48830 9518 18.72
18 ODISHA 2726133 2023355 74.05
19 PUNJAB 39729 35986 85.9
20 RAJASTHAN 1717996 1682177 96.45
21 SIKKIM 1400 1275 91.07
22 TAMIL NADU 751421 594787 77.74
23 TRIPURA 377057 327647 82.52
24 UTTAR PRADESH 3615041 3487645 95.74
25 UTTARAKHAND 69303 48179 69.5
26 WEST BENGAL 4569532 3410965 74.64
27 ANDAMAN AND NICOBAR 3424 1225 35.78
28 DADRA AND NAGAR HAVELI 11278 3807 33.76
29 DAMAN AND DIU 158 16 10.13
30 LAKSHADWEEP 45 45 100
31 PUDUCHERRY 0 0 0
32 ANDHRA PRADESH 246430 67479 27.38
33 KARNATAKA 241908 121940 50.41
34 TELANGANA 0 0 0
35 LADAKH 3005 2863 95.27
Total 29500000 25517812 86.5

 

See also : know all about E-gram swaraj 

Pradhan Mantri Awaas Yojana- Gramin status from FY2018-19 to FY2022-23

The amount of Central Share of funds released to the States/UTs for construction of houses under PMAY-G during the last five years i.e., from the financial year 2018-19 to 2022-23 was around Rs 1,60,853.38 crore. The corresponding utilization of funds by the States/UTs was Rs 2, 39,334.02 crore including State/UT Share.

Mentioned is the year-wise and state-wise details of houses sanctioned to eligible beneficiaries under Pradhan Mantri Awaas Yojana- Gramin (PMAY-G) during in last five years i.e. from the financial year 2018-19 to 2022-23.

(Units in nos.)

S.No. State Name Houses Sanctioned in FY 2018-19 Houses Sanctioned in FY 2019-20 Houses Sanctioned in FY 2020-21 Houses Sanctioned in FY 2021-22 Houses Sanctioned in FY 2022-23
1 ARUNACHAL PRADESH 1,063 2,135 19,028 11,042 2,706
2 ASSAM 40,378 1,79,831 1,50,038 2,16,318 10,52,922
3 BIHAR 4,25,602 10,43,808 6,25,245 8,98,820 1,32,699
4 CHHATTISGARH 2,89,909 1,50,952 1,57,531 371 81,374
5 GOA 107 53 32 47 18
6 GUJARAT 26,308 1,01,288 21,321 1,07,184 1,47,958
7 HARYANA 2,485 113 60 3,316 5,092
8 HIMACHAL PRADESH 817 1,037 3,996 2,729 792
9 JAMMU AND KASHMIR 17,672 38,612 64,036 55,844 7,810
10 JHARKHAND 1,37,291 3,01,972 3,61,540 3,90,135 11,583
11 KERALA 926 738 3,329 12,608 1,626
12 MADHYA PRADESH 3,04,707 3,78,325 7,56,530 4,90,045 7,53,869
13 MAHARASHTRA 78,766 2,47,512 2,90,972 1,16,781 3,03,589
14 MANIPUR 15 167 17,822 1,725 13,845
15 MEGHALAYA 3,816 10,968 26,480 3,353 8,866
16 MIZORAM 1,708 2,430 7,017 0 6,951
17 NAGALAND 3,504 615 4,706 9,750 4,187
18 ODISHA 2,31,207 5,48,248 2,90,475 3,418 8,94,376
19 PUNJAB 6,794 8,126 1,885 11,047 4,765
20 RAJASTHAN 1,82,462 3,75,282 2,64,426 3,86,854 7,451
21 SIKKIM 0 0 0 280 48
22 TAMIL NADU 93,152 90,679 1,04,296 2,22,791 37,763
23 TRIPURA 387 22,533 991 1,57,217 51,872
24 UTTAR PRADESH 3,83,861 1,78,176 7,28,477 4,34,903 8,60,868
25 UTTARAKHAND 2,326 32 47 15,390 18,752
26 WEST BENGAL 1,00,118 9,62,507 9,41,651 1,66,724 11,06,832
27 ANDAMAN AND NICOBAR 0 929 397 0 6
28 DADRA AND NAGAR HAVELI & DAMAN AND DIU 4,589 0 110 49 941
29 LAKSHADWEEP 0 0 0 0 0
30 PUDUCHERRY* 11 0 0 0 0
31 ANDHRA PRADESH 16,251 2,304 1,816 0 1,78,899
32 KARNATAKA 15,007 1,000 35,577 3,864 37,923
33 TELANGANA* 0 0 0 0 0
34 LADAKH 0 379 200 451 1
Total 23,71,239 46,50,751 48,80,031 37,23,056 57,36,384

 

PMAY Gramin: Grievance redressal

According to the PMAY-G guidelines the states/UTs should utilise the services of ombudsperson under MGNREGA to dispose of grievances under PMAY-G. These Ombudspersons are to be assigned the additional responsibility of action as Ombudsperson for PMAY-G with the same geographical jurisdiction as under MGNREGS. After considering the complaints pertaining to PMAY-G beneficiaries such as discrepancy in records regarding identity, location of house, denial of benefits, etc., orders should be passed within 30 days from the receipt of the complaint.

Since inception of PMAY-G – April 1, 2016 to July 28,2023 , a total of 13,673 grievances have been received under the PMAYG in the ministry of rural development on CPGRAMS. These complaints have been forwarded to the state for taking necessary action as the state government implements PMAY-G. Out of 13,673 grievances, 13,509 have been disposed of as July 28, 2023, mentioned Sadhvi Niranjan Jyoti.


See also : know all about E-gram swaraj 

See also: PMAY-U: All about affordable rental housing in India

PMAY Gramin: Latest news

February 8, 2024:

UP allocates Rs 2,441 crore for PMAY-G 

According a ToI report, the Uttar Pradesh government has allocated Rs 2,441 crore for implementation of the Pradhan Mantri Awas Yojana –Gramin.  In 2022-23, more than 28 lakh housing units in the rural areas was constructed in Uttar Pradesh. This totaled  to almost 96% of the target set for the fiscal. UP is one of the key states where maximum number of housing units is expected to be constructed in 2o24-25.

February 1, 2024:

Two crore houses to be built in 5 years: FM

In the interim Budget 2024, finance minister Nirmala Sitharaman said that the government under PMAY-G will construct over two crore affordable houses in the next five years– 2029.  This is in a bid to increase housing for growing families in India.

The finance minister pointed inspite of the covid-19 pandemic, the government achieved its target of 3 crore houses.

January 16, 2024:

PM releases first instalment of PM-JANMAN on January 15

Prime Minister Narendra Modi released the first instalment of the Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN) on January 15, 2024 to 1 lakh beneficiaries of Pradhan Mantri Awas Yojana-Gramin (PMAY-G).

With a budget of Rs 24,000 crore, the PM-JANMAN, focuses on 11 critical interventions through 9 ministries. It is aimed to improve socio-economic conditions of the the PVTGs by providing households with basic facilities such as safe housing, clean drinking water and sanitation, improved access to education, health and nutrition, electricity, road and telecom connectivity and sustainable livelihood opportunities.

Know about: PM Awas Yojana

FAQs

Can I avail a loan for the PMAY Gramin unit?

Yes, loans from Rs 10,000 to Rs 70,000 are available for PMAY Gramin beneficiaries.

Where can I send across complaints regarding the PMAY Gramin scheme?

You can write to [email protected] / [email protected] for complaints, as well as suggestions regarding PMAY Gramin scheme.

What is the minimum size of units under PMAY Gramin scheme?

The minimum size of the houses built under the PMAY Gramin scheme has been increased to 25 sq metres from 20 sq metres.

How can I check the beneficiary list in UP?

You can check the beneficiary list using PMAYG.nic.in UP.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at [email protected]

 

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