Under the Pradhan Mantri Awas Yojana’s credit-linked subsidy scheme (PMAY CLSS), the government provides monetary assistance on home loans. Borrowers availing of loans between Rs 6 lakh and Rs 12 lakh are offered low interest rates for the construction of new houses or renovation of existing ones. Those who are eligible to receive the government subsidy under the Pradhan Mantri Awas Yojana’s Credit-Linked Subsidy Scheme can track the status of their applications online using the CLSS Awas Portal or CLAP.
What is CLAP or CLSS Awas Portal ?
The CLSS Awas Portal (CLAP), https://pmayuclap.gov.in/, is a platform to help the beneficiaries of the PMAY scheme. Using this portal, applicants can track the application status with their unique ID. With the help of CLAP, PMAY beneficiaries can track various stages through which their applications passes before getting the final approval and the release of interest subsidy.
Read also: Pradhan Mantri Awas Yojana (PMAY): All you want to know
CLSS Tracker: Stages
From the submission of the application till the release of subsidy, PMAY applications pass through the following 5 stages:
CLSS Tracker: Stage 1
Application ID generation
You will receive an SMS on your mobile, informing you about the generation of application ID, when it is done. It would be an 11-digit alphanumeric ID.
CLSS Tracker: Stage 2
Due diligence by primary lending institutions (PLI)
When this stage appears green on the CLSS Awas Portal, it means your bank is in the process of creating your file that will be sent either to the National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO).
CLSS Tracker: Stage 3
Claim uploaded on Central Nodal Agency (CNA) portal
At this stage, NHB or HUDCO will be scanning your file.
CLSS Tracker: Stage 4
Subsidy claim approved
At this stage, your application for PMAY Credit-Linked Subsidy Scheme (CLSS) is approved.
CLSS Tracker: Stage 5
Subsidy transferred to PLI
At this stage, either NHB or HUDCO would release your subsidy into the bank.
While it is your bank (PLIs) that acts as an intermediary through which you apply for the PMAY subsidy under CLSS and through which you ultimately receive the subsidy in your home loan, you don’t have to visit the bank every time to track the PMAY subsidy application status. CLAP, https://pmayuclap.gov.in/, will show you the exact stage where your application is pending.
Also read our guide on how to check PMAY status.
Process to get PMAY CLSS subsidy
Once you apply for the CLSS subsidy under PMAY, your bank will send an application to either of the two central nodal agencies – NHB or HUDCO – appointed by the government to oversee the subsidy flow under the PMAY. As mentioned above, your application for subsidy under the CLSS goes through four stages before it is finally released into your account at the fifth stage.
When your application is at the first stage, an application ID is generated for you, by using it, you will be able to track the status of your application on CLAP.
You will receive your CLSS application ID number through an SMS on your registered mobile number.
See also: How does the PMAY interest subsidy scheme for EWS and LIG work?
Process to check PMAY subsidy on CLAP
Step 1: To check the status of your application under CLSS, visit the official website, https://pmayuclap.gov.in/.
Step 2: When you scroll down the page, the screen would display you the CLSS tracker, as shown in the image below. You will now have to enter your 11-digit alphanumeric application ID to proceed.
Step 3: Once you enter you application ID and hit “Get Status”, you will be asked to enter one time password (OTP) sent to your registered mobile number to proceed with your query.
Step 4: You will receive an SMS on your registered mobile number that would provide you with an OTP. Enter the OTP number and click on “Verify”.
Step 5: The screen will now show the status of your CLSS subsidy application. The stages that your application has crossed successfully will be shown in green colour. As the subsidy has already been released for this application ID, all the stages are shown in green.
Find out how to fill Pradhan Mantri Awas Yojana Online Form
What is the fee to apply for CLSS?
Under the PMAY, the demand survey is conducted by the urban-local bodies offline as well as online without charging any fee. Online registration can also be made by eligible beneficiaries through the ministry’s website as explained in this guide. The government has not authorised any private entity or person to collect money as a consideration for availing of any benefit under the PMAY mission. Citizens are advised to verify with the ministry officials in case of any doubt in this regard. For doubts about PMAY-U, write an email or call at the following numbers:
Director (HFA-5),
Ministry of Housing and Urban Affairs
Room number 118,G Wing, NBO Building,
Nirman Bhawan, New Delhi-110011
011-23060484, 011-23063285
[email protected], [email protected]
Toll free number of NHB and HUDCO:
NHB: 1800-11-3377, 1800-11-3388,
HUDCO: 1800-11-6163
Helpline numbers to inquire about CLSS
NHB toll-free number
1800-11-3377
1800-11-3388
HUDCO toll-free number
1800-11-6163
FAQs
What is the timeline for the generation of application ID in CLAP software?
Once your bank enters your data in the CLAP software, your CLAP application ID will be generated within 24 hours.
What is the unique ID to identify PMAY CLSS application status?
Your application ID is the unique ID to track your CLSS application.
What are the stages when CLAP software will send an SMS to borrower or co-borrower?
CLAP software will send an SMS at below mentioned stages: • After generation of application ID • After PLI lodging the claim on CNA's portal • After generation of beneficiary ID • For uploading photos, selfies, and videos of success stories of CLSS beneficiaries • After subsidy refund by PLI to CNA, if any • At the time of OTP generation
An alumna of the Indian Institute of Mass Communication, Dhenkanal, Sunita Mishra brings over 16 years of expertise to the fields of legal matters, financial insights, and property market trends. Recognised for her ability to elucidate complex topics, her articles serve as a go-to resource for home buyers navigating intricate subjects. Through her extensive career, she has been associated with esteemed organisations like the Financial Express, Hindustan Times, Network18, All India Radio, and Business Standard.
In addition to her professional accomplishments, Sunita holds an MA degree in Sanskrit, with a specialisation in Indian Philosophy, from Delhi University. Outside of her work schedule, she likes to unwind by practising Yoga, and pursues her passion for travel.
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