What are Axis Bank credit card cash withdrawal charges in 2023?

The bank makes it simple to get cash out using your credit card.

Your credit card from Axis Bank can be used to withdraw cash from an ATM. Since you must pay Axis Bank credit card cash withdrawal charges and interest on the withdrawal amount using the credit card, you should only utilise this extra feature of the Axis Bank credit card in an emergency.

 

Cash out limit on credit cards from Axis Bank

Axis Bank makes it simple to get cash out using your credit card in case of an emergency. You may withdraw money from ATMs up to the bank’s stated limit. For cards that are less than 180 days old, this cap may not exist or vary from card to card.

 

Cash advance fee on credit cards from Axis Bank

The costs you must pay each time you use the cash advance feature on your Axis credit card are known as cash withdrawal charges. The subsequent month, these Axis credit card cash withdrawal fees will be charged to your credit card account. The fees for using an Axis credit card to withdraw money range from 2.5% to 3.5% of the total amount.

 

Helpline for Axis Bank credit card cash withdrawals

If you want to inquire about Axis Bank credit card cash withdrawal fees, you can contact their customer service department.

 

Toll-free number

If you run into any issues while making a cash withdrawal, call 1800 419 5959. Call 1800 419 5858 if you want to communicate in Hindi.

 

SMS

From your registered mobile number, send an SMS to 5676782 with the information you want to know to check your credit card balance.

 

Dropping by the bank office

You can go to the nearby Axis Bank location to get answers to your questions in person.

 

Remember that while you can withdraw cash with your Axis Bank credit card, most of your payments can be done online these days, eliminating the need for cash. You can even pay your rent by credit card every month.

FAQs

What fees apply to cash withdrawals using a credit card?

Cash withdrawals made with a credit card generally incur a variety of fees, such as interest and cash advance fees. Interest is charged from the day of withdrawal until the amount is repaid, and cash advance costs are often calculated as a percentage of the amount withdrawn.

How are costs for cash advances on credit cards determined?

Typically, a percentage of the amount withdrawn is used to compute the cash advance fee.

Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com

 

Was this article useful?
  • 😃 (0)
  • 😐 (0)
  • 😔 (0)

Recent Podcasts

  • Keeping it Real: Housing.com podcast Episode 48Keeping it Real: Housing.com podcast Episode 48
  • Keeping it Real: Housing.com podcast Episode 47Keeping it Real: Housing.com podcast Episode 47
  • Keeping it Real: Housing.com podcast Episode 46Keeping it Real: Housing.com podcast Episode 46
  • Keeping it Real: Housing.com podcast Episode 45Keeping it Real: Housing.com podcast Episode 45
  • Keeping it Real: Housing.com podcast Episode 44Keeping it Real: Housing.com podcast Episode 44
  • Keeping it Real: Housing.com podcast Episode 43Keeping it Real: Housing.com podcast Episode 43