In today’s day and age, credit cards have become an excellent financial tool to help you with a variety of day-to-day transactions like paying bills and monthly rent payment. When it comes to credit cards, consumers are aware that signing up for the right card can lead to a treasure trove of benefits and rewards. In the realm of financial management, understanding how to leverage sign-up bonuses can be a game-changer. In this comprehensive guide, we will explore the top credit cards with the best sign-up bonuses. We’ll list the features, rewards, and financial advantages these cards offer.
See also: Best hotel credit cards to choose from
Best credit card sign-up bonus
If you’re on the lookout for credit cards that offer not just convenience but also a rewarding sign-up bonus, you’re in for a treat. Here are some of the most remarkable cards that have been carefully selected to provide you with an unmatched experience.
SBI Elite Credit Card
With an annual fee of Rs 4,999, this SBI credit card presents a host of features and advantages. The welcome offer includes an e-gift voucher worth Rs 5,000 from leading brands like Yatra, Pantaloons, Hush Puppies/Bata, Shoppers Stop and Aditya Birla Fashion. Benefits also include six complimentary international airport lounge visits in each calendar year, along with two complimentary domestic airport lounge visits per quarter. Additionally, cardholders receive a free Priority Pass Program membership valued at $99. Enjoy Club Vistara Silver membership, earning nine Club Vistara points per Rs 100 spent on Vistara flights. The card offers concierge service for tasks like reservations, gift delivery, and travel recommendations. Further, avail free Trident Privilege Red Tier membership, earn 5X reward points on departmental stores, grocery and dining spends, and two reward points per Rs 100 on other expenditures.
HDFC Diners Club Black Credit Card
HDFC Diners Club Black credit card, with an annual fee of Rs 10,000, is a premium offering with an array of lifestyle and travel advantages. Welcome benefits include complimentary annual memberships for Club Marriott, Zomato Gold, Forbes Digital subscription, Amazon Prime, MakeMyTrip Double Black and Times Prime. This card provides an opportunity to earn five reward points per Rs 150 spent on all retail spending, including bonus reward points on select categories. Reward points can be converted into Air Miles with specific airlines in a 1:1 ratio. Enjoy six complimentary golf games per quarter at premier courses worldwide. Notable insurance coverage includes Rs 2 Crore air accident death cover, up to Rs 50 Lakh medical emergency insurance, Rs 55,000 travel insurance for baggage delay or loss, and credit liability cover of up to Rs 9 Lakh. Additionally, access discounts at top salons, spas, gyms, etc.
Club Vistara SBI Card PRIME
This card, with an annual fee of Rs 2,999, stands as a premium card introduced in partnership by SBI Card and Vistara Airlines. The welcome benefit includes a premium economy ticket e-gift voucher. Earning four Club Vistara (CV) points for every Rs 200 spent across all categories, this card also provides a hotel e-voucher worth Rs 10,000 from Yatra upon reaching annual spends of Rs 8 Lakh. Enjoy eight complimentary visits to domestic lounges annually, along with free Priority Pass membership and four free visits. The card offers comprehensive insurance coverage, including air accident cover up to Rs 1 Crore, six flight cancellation cover each up to Rs 3,500, lost check-in baggage cover up to Rs 72,000, lost travel document cover up to Rs 12,500, delay of check-in baggage up to Rs 7,500, lost card liability up to Rs 1 Lakh and baggage damage cover up to Rs 5,000. Moreover, it provides up to 10% off on Hertz Rental, 5% discount on Rentalcars.com and 50% off on destination programs in Japan, Macau, Korea, and Singapore.
Standard Chartered Manhattan Platinum Credit Card
With an annual fee of Rs 999, this credit card emerges as an outstanding option for entertainment and cashback benefits. Upon activation, a welcome benefit is given in the form of BookMyShow vouchers worth Rs 2,000 after an initial transaction within 90 days. The card offers a plethora of discounts and exclusive offers across dining, travel, shopping, and various other categories through the Standard Chartered Good Life programme. It presents 5% cashback on supermarket expenses and rewards users with 3x reward points on other expenditures. Notably, if card transactions exceed Rs 1.20 Lakh, the annual fee is waived. Additionally, the card extends a 10% cashback, up to Rs 2,500, for flight bookings made via Paytm.
MakeMyTrip ICICI Bank Signature Credit Card
With an annual fee of Rs 2,500, this credit card is ideally designed for frequent travellers who prefer MakeMyTrip when it comes to booking hotels, flights, etc. The card welcomes users with a range of benefits, including 1,500 as My Cash (cash amount in MakeMyTrip wallet), a valuable MMT DOUBLE BLACK membership worth Rs 1,499, automatic enrolment into MMT BLACK and Lemon Tree Hotel vouchers worth Rs 2,500. Enjoy the privilege of two complimentary lounge accesses per quarter at Visa partner lounges by spending Rs 5,000 in a calendar quarter on your card. Furthermore, the card provides My Cash offers, delivering savings of up to Rs 4 for every Rs 200 spent on bookings through MakeMyTrip.
FAQs
Can I apply for multiple credit cards to avail multiple sign-up bonuses?
Yes, you can, but be cautious about managing multiple credit cards and meeting their requirements.
Do these cards come with annual fees?
Some cards may have an annual fee, but the benefits and rewards often outweigh this cost.
Can the sign-up bonus be redeemed for cash?
Depending on the card, sign-up bonuses can usually be redeemed for cash, rewards, or vouchers.
Will my credit score impact my eligibility for these cards?
Yes, a good credit score is generally required to be eligible for premium credit cards with substantial sign-up bonuses.
Can I share the sign-up bonus with family members?
Typically, sign-up bonuses are non-transferable and linked to the primary cardholder's account.
How soon can I expect to receive the sign-up bonus after meeting the requirements?
The timeframe varies, but it usually takes a few weeks to a couple of billing cycles.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
Â
