Credit cards can be an asset in managing your everyday expenses. You can use them to take care of all kinds of day-to-day transactions. For instance, you can buy groceries, pay for fuel or even pay rent using your credit card. One area where a credit card can be extremely beneficial is travelling. If you’re a frequent traveller, having the right credit card can make a significant difference in enhancing your hotel stays and providing exclusive benefits. From attractive discounts on hotel stays and reward points on hotel bookings to other benefits like concierge services, credit cards with hotel memberships can be your ticket to unforgettable experiences. So, let’s explore some of the best hotel credit cards in India.
Top five credit cards with hotel membership benefits
Check this list of great credit cards that can help you save a lot on hotel stays during your travels.
Best hotel credit cards #1: SBI Card Prime
Charging an annual fee of Rs 2,999, SBI Card Prime is an all-rounder card that offers a wide range of benefits and features across categories including hotel, shopping, dining, flights, etc. Here are some of the key benefits and features of this card.
Trident Privilege Red Tier Membership
- Enjoy 1,000 welcome points upon registration.
- Earn 1,500 bonus points on your first stay at Trident Hotels.
- Receive an additional hotel credit of Rs 1,000 on extended night stays.
Club Vistara Silver Membership
- Receive complimentary Club Vistara Silver Membership.
- Get one complimentary upgrade voucher.
- Earn nine Club Vistara points every time you spend Rs 100 on flight tickets.
Complimentary lounge access
- Enjoy eight complimentary lounge visits every calendar year to domestic lounges in India, with a maximum limit of two visits every quarter.
- Avail four complimentary lounge visits in a calendar year to international priority pass lounges outside India, with a maximum limit of two visits every quarter.
E-gift voucher
- Receive an e-gift voucher of Rs 3,000 from a selection of brands including Hush Puppies, Bata, Pantaloons, Yatra, Aditya Birla Group, and Shoppers Stop.
Reward points on spending
- Earn 10 rewards points every time you spend Rs 100 on dining, departmental stores, groceries, and movies.
- Get two reward points every time you spend Rs 100 on retail transactions, except for fuel.
- Enjoy 20 reward points for every Rs 100 you spend on your birthday, with a maximum limit of 2,000 reward points each year.
Spending incentive
- Get a gift e-voucher of Rs 1,000 for Pizza Hut on spending Rs 50,000 in a calendar quarter.
- Receive a gift voucher of Rs 7,000 for Yatra.com/Pantaloons on spending Rs 5 Lakh in a calendar year.
Best hotel credit cards #2: HDFC Diners Club Black Credit Card
Charging an annual fee of Rs 10,000, the HDFC Diners Club Black Credit Card is one of India’s best super-premium credit cards, offering an array of benefits across hotels, travel, shopping, dining, and golf. Let’s explore some of the benefits and features of this card.
Complimentary Club Marriott Membership
Enjoy the privileges of a complimentary Club Marriott Membership, unlocking exclusive offers and experiences at participating Marriott hotels and resorts.
24/7 concierge service
Experience personalised assistance round the clock with the 24/7 concierge service that takes care of your reservations, travel bookings and other requirements.
Low foreign currency mark-up fee
Benefit from a low foreign currency mark-up fee of just 1.99% on international transactions, making it cost-effective for overseas spends.
Unlimited airport lounge access
Avail unlimited airport lounge access at more than 1,000 lounges both in India and worldwide, ensuring a comfortable and luxurious travel experience.
Insurance coverage
- Benefit from an air accident insurance cover of Rs 2 Crore, providing financial protection while travelling by air.
- Get an overseas emergency hospitalisation cover worth Rs 50 Lakh to safeguard against unforeseen medical emergencies abroad.
Complimentary memberships
Enjoy complimentary memberships to premium services, including Amazon Prime, Forbes, Times Prime and MMT BLACK.
Monthly spend vouchers
Receive complimentary vouchers from cult.fit Live, BookMyShow, Ola Cabs and TataCliQ on spending over Rs 80,000 in a month.
Reward points
- Earn five reward points on every Rs 150 spent.
- Get up to 10x reward points for SmartBuy transactions.
- Enjoy 2X reward points for spending on weekend dining.
Golf privileges
- Enjoy golf with six complimentary golf games across several finest golf courses globally.
Exclusive rewards
Unlock exclusive rewards at leading salons, spas, and gyms, allowing you to pamper yourself and maintain a healthy lifestyle.
Interest-free credit period
Benefit from up to 50 days of interest-free credit period, providing financial flexibility and convenience in managing expenses.
Best hotel credit cards #3: Axis Bank Reserve Credit Card
With an annual fee of Rs 50,000, the Axis Reserve credit card offers an incredible reward rate and the potential for significant savings across multiple categories. Here are some of the many benefits and features of this card.
ITC Culinaire membership
- Get a complimentary third-night stay.
- Enjoy 50% off on published room tariffs for suites during weekends.
- Earn 25% Green Points for spending on food and beverages.
Club Marriott Asia Pacific membership
- Get 20% off on food and beverages at Club Marriott Hotels in the Asia Pacific region.
- Enjoy 20% off on the best available rates at certain Marriott hotels in India.
- Get 20% off on weekend rates at Club Marriott Hotels in the Asia Pacific region.
Accor Plus membership
- Get a free one-night stay at all Accor hotels in the Asia Pacific region.
- Enjoy free room upgrades.
- Receive discounts of up to 50% on dining.
- Enjoy a free lunch buffet for two at all India’s Accor hotels.
Oberoi Hotels and Resorts benefits
- Avail a 15% discount on room with breakfast rate, room only rate or on the third night stay.
- Enjoy a discount of 50% on the best available rates for suites at Oberoi Hotels and Resorts.
Postcard Hotel offers
- Get a 20% discount on the best available room rate at Postcard Hotels.
- Enjoy check-in and check-out at any time you wish.
- Avail a free lifestyle consultation at Postcard Hotels in Goa.
VIP assistance services
Enjoy eight complimentary VIP assistance services for airport check-ins, immigration processes, security check, and porter services, ensuring a seamless travel experience.
Luxury airport pick-ups/drops
Receive four complimentary chauffeured luxury airport pick-ups or drops per year.
Airport lounge visits
- Benefit from a priority pass membership, which offers free unlimited international lounge visits for both you and add-on cardholders, along with 12 free visits for your guests.
- Avail of unlimited free domestic lounge visits for both you and add-on cardholders, along with 12 free visits for your guests.
Golf rounds
Enjoy 50 complimentary golf rounds per year across certain golf courses in India.
EazyDiner Prime membership
Get up to 25% off across premium restaurants.
BookMyShow offers
- Buy one movie ticket and get one free.
- Enjoy a discount of up to Rs 500 on the second movie ticket. This offer can only be availed five times per month.
- Buy one non-movie ticket and get one free.
- Enjoy a discount of up to Rs 1,000 on the second non-movie ticket. This offer can only be availed five times per month.
Reward points
- Get 50,000 reward points when you activate and renew your card.
- Earn 15 Edge reward points on every Rs 200 you spend domestically.
- Earn 30 Edge reward points on every Rs 200 you spend internationally.
Best hotel credit cards #4: SBI Elite Credit Card
Charging an annual fee of Rs 4,599, this credit card offers substantial rewards on everyday expenses, making it an excellent choice for high spenders. Here are some of the many benefits and features of this card:
Free Trident Privilege Red Tier membership
- Receive 1,000 welcome points upon registration for the Trident Privilege Red Tier Membership.
- Get an additional 1,500 bonus points on your first stay at Trident Hotels.
- Enjoy hotel credits of Rs 1,000 for extended night stays.
Exclusive concierge service
Access an exclusive concierge service for gift and, flower delivery and online doctor consultation.
Low foreign currency mark-up fee
Benefit from a low foreign currency mark-up fee of just 1.99% on international transactions, making it cost-effective for overseas spends.
Free Club Vistara Silver membership
- Avail of a complimentary Club Vistara Silver Membership, opening the door to exclusive travel benefits.
- Receive one complimentary upgrade voucher.
- Earn 9 Club Vistara points every time you spend Rs 100 on flight tickets.
Welcome e-gift voucher
Get a welcome e-gift voucher of Rs 5,000 from a lifestyle brand of your choice.
Free movie tickets
Enjoy complimentary movie tickets worth Rs 6,000 per year. This offer is valid only for two tickets per booking each month, with a maximum discount of Rs 250 on each ticket.
Reward points
- Earn 10,000 bonus reward points on spending Rs 3 Lakh and Rs 4 Lakh in a year.
- Get 15,000 bonus reward points on spending of Rs 5 Lakh and Rs 8 Lakh in a year.
- Earn 5X reward points on spending at departmental stores, dining, and grocery stores.
- Get two reward points every time you spend Rs 100 on other categories, excluding fuel.
Best hotel credit cards #5: HDFC Infinia Credit Card Metal Edition
This super-premium credit card is exclusively offered to selected customers on an invite-only basis by HDFC Bank. It caters to high-income individuals and presents a plethora of benefits across various categories. Here are some of the many benefits and features of this exclusive card.
ITC Hotels benefits
- Enjoy 1+1 weekend buffet and complimentary nights at select ITC hotels.
- Stay three nights and pay for two at select ITC hotels.
Club Marriott membership
Receive a Club Marriott membership for the first year, entitling you to up to 20% off on stay and dining across the Asia-Pacific region.
Unlimited airport lounge access
Benefit from unlimited airport lounge access globally for both you and add-on cardholders.
Low foreign currency mark-up fee
Enjoy a low foreign currency mark-up fee of just 2.00% on international transactions, making it cost-effective for overseas spends.
Reward points
Earn five reward points every time you spend Rs 150 on various categories.
Golf games
- Indulge in unlimited complimentary golf games at some of the finest courses across India and a few courses around the world.
- Enhance your golfing skills with unlimited free golf coaching at certain golf courses across India.
Interest-free credit period
Benefit from up to 50 days of interest-free credit period, offering financial flexibility and convenience in managing expenses.
FAQs
What benefits do hotel credit cards offer for travel enthusiasts?
Hotel credit cards provide exclusive benefits like attractive discounts on hotel stays, reward points on bookings, complimentary lounge access, concierge services and more, making hotel stays during travels more enjoyable and rewarding.
Which hotel credit card offers a wide range of benefits across multiple categories?
All the above-mentioned cards are all-rounder credit cards that offer benefits across various categories, including hotels, shopping, dining, and flights, making it a versatile choice for users.
Which hotel credit card provides unlimited airport lounge access in India and worldwide?
The HDFC Diners Club Black Credit Card offers unlimited airport lounge access at more than 1,000 lounges globally, providing a luxurious and comfortable travel experience.
Which hotel credit card is ideal for high spenders?
The SBI Elite Credit Card is an excellent choice for high spenders as it offers substantial rewards, free hotel memberships, concierge services and low foreign currency mark-up fees.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
