An IFSC code is a unique 11-digit alphanumeric code assigned to all bank branches for smoother operations and transfer of funds. IFSC stands for Indian Financial System Code and is assigned by the RBI to each unique operational branch.
Can I find the IFSC Code from my account number?
Just like the IFSC code is a unique code to identify a bank branch, an account number is also a unique code assigned to every individual that has a bank account.
The account number is a unique set of numbers assigned to every individual bank account which pertains to the holder’s details in the bank’s database. Every individual has their own bank account number for every bank account they have. Suppose you have a bank account in HDFC and ICICI; you’ll have a separate and unique account number pertaining to your bank details for both banks separately.
Different ways you can find your IFSC code
Firstly, the most common way of finding your IFSC code is to visit your bank’s website, where there is a specific portal to find your branch’s unique IFSC code by entering your account number.
Another way to find your IFSC Code is to take a look at your chequebook. Generally, the bank branch’s IFSC code is printed on the first page of the chequebook.
FAQs
How do I find my account number?
Usually, you can find your account number by taking a look at any of the two transactional documents given to you by the bank. Namely, the passbook and the chequebook are used to track your transactions and make transactions, respectively. You can find your account number within the first few pages of your chequebook and passbook.
How do I know my IFSC code and account number if I lose my passbook or chequebook?
You can contact your bank branch as the last resort for enquiry of your account details and the branch’s IFSC code. Moreover, you can ask the bank to provide you with a second copy of your chequebook and passbook in case you lose them or have simply run out of space.
