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Category: Personal Finance

Home » Must Knows » Personal Finance

Personal Finance
By Harini BalasubramanianJune 24, 2025

Key facts about pet coverage in home insurance

Owning a property comes with its set of responsibilities, which includes its upkeep and regular maintenance. Opting for a home insurance cover is an important aspect of securing one’s property investment as it provides … READ FULL STORY

Must Knows
By Anuradha RamamirthamApril 16, 2025

Real estate vs mutual fund: What is a better investment?

Most people have two main expectations when it comes to investments – the investments should be secure and grow so that their financial goals are met. The two major asset classes that stand out … READ FULL STORY

Personal Finance
By Ravi SinhaFebruary 28, 2025

Is home loan leverage or liability?

The housing market in many countries is dependent upon what could be easily termed as a loan economy. India is no exception. But how many of the home buyers even think whether a housing … READ FULL STORY

Property Trends
By Harini BalasubramanianDecember 30, 2024

How to calculate the budget to buy a home?

Purchasing a property is a significant investment in our lives, and financial planning is the most crucial and foremost step in this journey. Estimating the potential costs and setting up a budget for your house … READ FULL STORY

Personal Finance
By Sagar SharmaAugust 1, 2025

Why CIBIL Score Matters for Home Loans in India?

In India’s fast-evolving real estate market, homeownership often hinges on securing the right financing, and this brings the spotlight to a crucial factor: the CIBIL score. For many Indians aspiring to buy a home, … READ FULL STORY

Personal Finance
By Gaurav MohtaOctober 11, 2024

How to not miss your home loan EMI ever?

Like marriage, a home loan is a long-term commitment with your lender. We understand life gets unpredictable at times, and that is the reason we have made a simple plan that will help you … READ FULL STORY

Home Loans
By Sanskrati GuptaOctober 1, 2024

What is home loan foreclosure and its procedure?

Owning a home comes with responsibilities, and one of them is keeping up with mortgage payments. If you miss payments, your lender might start a process called foreclosure to take back the house. This … READ FULL STORY

Home Loans
By Sanskrati GuptaSeptember 30, 2024

Pros and cons of refinancing your home loan

Refinancing your home loan can be a great way to save money by lowering your interest rate, reducing your monthly payments, and saving some extra funds. While it can really help your finances, there … READ FULL STORY

Home Loans
By Sanskrati GuptaSeptember 23, 2024

Pros and cons of home equity loans: A homeowner’s guide

Home equity loans offer homeowners a way to tap into the value of their property, unlocking funds for big expenses or home improvements. They provide a steady stream of money with fixed interest rates, … READ FULL STORY

Personal Finance
By Anuradha RamamirthamNovember 27, 2025

Thinking of buying a house at 35? Check out why it is the best time for home ownership

Home buying is an ambition most Indians harbour and people subconsciously design their ideal house until they achieve this. There are many factors that play a role in buying a house, and age is … READ FULL STORY

Personal Finance
By Sagar SharmaJuly 24, 2025

How can borrowers reduce home loan EMI payment amount?

Lowering your home loan EMIs can make your monthly budget easier to manage. By using some simple strategies, you can reduce your payments and save money. In this article, you’ll find easy steps to … READ FULL STORY

Personal Finance
By Sanskrati GuptaAugust 29, 2024

How to reduce closing costs?

When buying a home, closing costs can be quite high, but there are ways to cut these costs and save money. This guide will show you simple tips to help reduce closing expenses, such … READ FULL STORY

Personal Finance
By Sanskrati GuptaAugust 26, 2024

Unexpected expenses when buying a home

Buying a home is an exciting step, but it can come with surprise costs that cannot always be predicted. These unexpected expenses can catch you off guard and affect your budget. In this article, … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any person’s circumstances.

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