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Category: Personal Finance

Home » Must Knows » Personal Finance

Must Knows
By Anuradha RamamirthamApril 16, 2025

Real estate vs mutual fund: What is a better investment?

Most people have two main expectations when it comes to investments – the investments should be secure and grow so that their financial goals are met. The two major asset classes that stand out … READ FULL STORY

Personal Finance
By Ravi SinhaFebruary 28, 2025

Is home loan leverage or liability?

The housing market in many countries is dependent upon what could be easily termed as a loan economy. India is no exception. But how many of the home buyers even think whether a housing … READ FULL STORY

Property Trends
By Harini BalasubramanianDecember 30, 2024

How to calculate the budget to buy a home?

Purchasing a property is a significant investment in our lives, and financial planning is the most crucial and foremost step in this journey. Estimating the potential costs and setting up a budget for your house … READ FULL STORY

Personal Finance
By Harini BalasubramanianDecember 31, 2024

Tips for investing in a property after selling your property

A homeowner may decide to sell their property based on their personal or financial reasons. The main aim is to obtain sound returns on investment that can be utilised for future investments. Reinvesting the … READ FULL STORY

Personal Finance
By Harini BalasubramanianDecember 4, 2024

How much down payment can you make for your property?

Planning finances is the most crucial aspect of a property purchase. Most homebuyers opt for home loans that offer them several benefits, such as tax deductions and the flexibility of repaying the loans through … READ FULL STORY

Personal Finance
By Sagar SharmaJanuary 2, 2025

Why CIBIL Score Matters for Home Loans in India?

In India’s fast-evolving real estate market, homeownership often hinges on securing the right financing, and this brings the spotlight to a crucial factor: the CIBIL score. For many Indians aspiring to buy a home, … READ FULL STORY

Personal Finance
By Anuradha RamamirthamOctober 24, 2024

Your ultimate guide to claim HRA

A vital component of an employee’s salary is the House Rent Allowance (HRA). According to rule 2A of the Income Tax Rules (ITR) 1962, this CTC component is not entirely taxable. In this guide, … READ FULL STORY

Personal Finance
By Sanskrati GuptaOctober 14, 2024

Smart ways to maximise your rental income

Rental properties can help you earn extra money, but you want to make the most of them. There are easy ways to increase your rental income and attract more renters. Simple improvements, like painting … READ FULL STORY

Personal Finance
By Sanskrati GuptaOctober 14, 2024

5 tips for choosing the right property management software

Managing properties becomes much easier with the right property management software. It helps organise tasks, manage tenants, and handle things like rent and maintenance smoothly. With the right software, property managers can save time … READ FULL STORY

Personal Finance
By Gaurav MohtaOctober 11, 2024

How to not miss your home loan EMI ever?

Like marriage, a home loan is a long-term commitment with your lender. We understand life gets unpredictable at times, and that is the reason we have made a simple plan that will help you … READ FULL STORY

Home Loans
By Sanskrati GuptaOctober 1, 2024

What is home loan foreclosure and its procedure?

Owning a home comes with responsibilities, and one of them is keeping up with mortgage payments. If you miss payments, your lender might start a process called foreclosure to take back the house. This … READ FULL STORY

Home Loans
By Sanskrati GuptaSeptember 30, 2024

Pros and cons of refinancing your home loan

Refinancing your home loan can be a great way to save money by lowering your interest rate, reducing your monthly payments, and saving some extra funds. While it can really help your finances, there … READ FULL STORY

Home Loans
By Sanskrati GuptaSeptember 23, 2024

Pros and cons of home equity loans: A homeowner’s guide

Home equity loans offer homeowners a way to tap into the value of their property, unlocking funds for big expenses or home improvements. They provide a steady stream of money with fixed interest rates, … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any person’s circumstances.

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