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Category: Personal Finance

Home » Must Knows » Personal Finance » Page 2

Infrastructure
By Sanskrati GuptaJune 23, 2024

8 types of residential real estate for high returns

Looking to invest in real estate? It’s important to know the different types of homes you can buy for good returns. Each type has its own advantages. Whether it’s a single-family house, a condo, … READ FULL STORY

Personal Finance
By Dhwani MeharchandaniOctober 16, 2024

How to do Baroda UP Gramin Bank balance check?

The Baroda Uttar Pradesh Gramin Bank, with its headquarters in Raebareli, is a well-known rural bank in the state of Uttar Pradesh’s eastern region. The bank was formed when the Eastern Uttar Pradesh Gramin … READ FULL STORY

Home Loans
By Sanskrati GuptaMarch 4, 2024

What are home loan spreads? How do they impact borrowers today?

Many people dream of owning their own home. Home loans make this dream a reality by allowing us to spread the cost of buying a home over several years. What is meant by the … READ FULL STORY

Personal Finance
By Anuradha RamamirthamFebruary 26, 2024

What to do if seller cheats you with project token money?

Any property that fits the bill for you as a buyer will require you to pay some token money to the seller to book it for you. What is a token money? Token money … READ FULL STORY

Personal Finance
By Sunita MishraFebruary 12, 2024

How to withdraw money from the EPF account for home loan repayment?

A homebuyer can withdraw money from their EPF account for: House construction or purchase House repairs Home loan repayment You can withdraw money to repay your home loan only once in your lifetime. Those … READ FULL STORY

Home Loans
By Sanskrati GuptaJanuary 31, 2024

Everything about unregistered mortgage

In the world of intricate real estate transactions, mortgage registration has become critical to ensuring the safety and interest of both the lender and the borrower. As a result, there is also an agreement … READ FULL STORY

Home Loans
By Sanskrati GuptaJanuary 22, 2024

Registered mortgage: A simple guide

Whenever you purchase a property or take out a loan on it, the bank can pay its debts by selling the property if you default on repayment. There are two kinds of mortgages. One … READ FULL STORY

Personal Finance
By Harini BalasubramanianJanuary 17, 2024

How does refinancing work?

Most homebuyers often see refinancing as a practical solution to lower their loan burden. There are several reasons why a borrower may prefer refinancing a home loan. This could include a low interest rate … READ FULL STORY

Personal Finance
By Harini BalasubramanianJanuary 9, 2024

What is a promissory note?

In any lending transaction, the borrower is required to pay back the money at a specified time. In such cases, a promissory note plays a crucial role. Promissory notes have been used widely in … READ FULL STORY

Personal Finance
By Sunita MishraMarch 12, 2024

What is CIBIL score and how does it impact a borrower?

Banks rely on a variety of risk assessment tools to gauge the creditworthiness of a borrower. One of the most popular instruments to do so is credit score assessment, often referred to as the … READ FULL STORY

Personal Finance
By Shimon OberoiDecember 22, 2023

Fixed deposits vs real estate: Which is better option for your savings?

Investors seeking to grow their wealth often contemplate between traditional avenues like Fixed Deposits (FDs) and the tangible allure of real estate. Both investment options offer distinct advantages and disadvantages and understanding their intricacies … READ FULL STORY

Personal Finance
By Upasana MandhataDecember 25, 2023

Understanding home loan processing fees

Securing a home loan is a critical step in the process of becoming a homeowner and understanding the associated costs is critical for making informed decisions. Home loan processing fees and charges have long … READ FULL STORY

Personal Finance
By Dhwani MeharchandaniJune 3, 2025

How to get a loan without CIBIL score?

Securing a loan from a bank typically requires a commendable CIBIL score, posing a challenge for many individuals. Whether due to a limited credit history or a less-than-ideal repayment track record, not everyone possesses … READ FULL STORY

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