Maintaining a good credit score is crucial as it pays off while applying for loans. This number is a universally trusted indicator of financial health and assures the lender of your capability of timely … READ FULL STORY
The amount that is left from your salary after fulfilling your income tax responsibilities is known as disposable income. A person may save, spend or invest this income. It is also known as the … READ FULL STORY
Punjab National Bank or PNB is one of the top public banks in India, offering banking services, including savings deposit accounts, loans, insurance, credit cards, etc. All these services and more are also offered … READ FULL STORY
In the age of digitisation, banking transactions have evolved significantly to provide a more efficient and streamlined experience. One such innovation is the UTR (Unique Transaction Reference) number, a crucial element in banking transactions … READ FULL STORY
Personal loans are a means of obtaining money to address various needs and expenses. It will help in handy in different situations, such as dealing with debts, covering medical expenses, making significant purchases, or … READ FULL STORY
The Indian economy is poised to touch $5 Tn mark by financial year 2024-25 and capitalise to double to $10 Tn by the end of this decade. This growth is grabbing the attention of … READ FULL STORY
In the world of intricate real estate transactions, mortgage registration has become critical to ensuring the safety and interest of both the lender and the borrower. As a result, there is also an agreement … READ FULL STORY
Infrastructure development Charges(IDC) are a very common term in the real estate industry. This fee is charged to all real estate developers. These are imposed by local administrative bodies like municipalities. Usually, this fee … READ FULL STORY
With regard to income taxation, a classification of a person’s residency status is an essential factor that determines the scope of their tax obligations within a nation. Understanding this status is similar to opening … READ FULL STORY
Whenever one makes a financial decision, whether it is about investing in real estate or any other asset class, an important deciding factor is the return it brings from the investment. The income generated … READ FULL STORY
The changing world of real estate has led to Electronic Clearing Services (ECS) as a way for easy payments. But, similar to any other service, it also faces its challenges. ECS return charges are … READ FULL STORY
Whenever you purchase a property or take out a loan on it, the bank can pay its debts by selling the property if you default on repayment. There are two kinds of mortgages. One … READ FULL STORY
Non-Resident Indians (NRIs) who have investments in India can open an NRI account to manage their finances and investments. Those residing outside India for over 120 days in a year and if have spent … READ FULL STORY
