All about HDFC home loan interest certificate

HDFC home loan interest certificate

HDFC home loan interest certificate is a document that shows details about the total interest you have paid on the HDFC home loan in a financial year (April to March). The HDFC home loan interest certificate is an important document that is required, to claim the Income Tax (I-T) deduction against home loan interest, under Section 24B of the I-T Act.

You can get the HDFC home loan interest certificate both, online as well as offline.

See also: All about HDFC home loan prepayment online process

HDFC home loan interest certificate: How to get it online?

To get your HDFC home loan interest certificate, log on to https://www.hdfc.com/ and click on the existing customer option at top right of the HDFC home loan homepage. Choose ‘For Home Loans’ and you will get all services listed here.

Click on ‘Certificate of Interest’ and you will reach here:

Enter your account number and click on ‘Submit’.

Note, the loan account number should be relevant for HDFC home loan interest certificate in the previous financial year.

• Once done, you will see your name and email address partially.
• Next, check details and click on an email button as confirmation and your HDFC home loan interest certificate will be processed.
• If your email address does not exist in your HDFC home loan records or has to be updated, please get in touch with customer.service@hdfc.com.

Alternatively, you can also log on to https://portal.hdfc.com/login

• Enter your loan account number, date of birth, and click on ‘Submit’.
• You can also log in using user ID and password and click on ‘Submit’.

You can see your HDFC home loan interest certificate and download it.

See also: All about HDFC home loan login

HDFC home loan provisional interest statement: How to get it online?

To get your HDFC home loan provisional interest statement, click on ‘Provisional Interest Statement’ under ‘For Home Loans’ listed under existing customers on the HDFC homepage.

Here, enter the loan account number relevant to the statement for the current financial year and click on ‘Submit’.

Your name and email address would be displayed. Click on ‘Submit’ for confirmation and you will get the statement in your email.

HDFC home loan interest rate/ repayment details for variable loans

On the homepage, click on interest rate/ repayment details for variable loans under ‘For Home Loans’ listed under existing customers on the HDFC homepage.

• Enter the account number linked to the loan account relevant for the certificate, for the previous financial year and click on ‘Submit’.
• You will see your name and mode in which you want to receive the statement. This can be done through email (if your email ID is registered with HDFC) or will be sent to you on your registered postal address.

See also: HDFC net banking login and online registration process

HDFC home loan interest certificate: How to get it offline?

You can also get the HDFC home loan interest certificate, the provisional interest statement or the HDFC home loan statement offline, by visiting the HDFC branch.

• Fill a form to get the certificate – HDFC home loan interest certificate/provisional interest statement or home loan statement.
• Submit details including home loan account number connected with the financial year, applicant’s name, date of birth, email ID and contact details.
• Submit the documents including PAN card, Aadhaar card, passport, etc., to be used as ID proofs.
• While it is advised that only HDFC loan applicant or co-applicant can visit the branch for certificates, in case a third party goes, he/she should have an authorised letter with ID proofs of both, himself and the applicant/ co-applicant.

HDFC home loan interest certificate: When will it be available?

The HDFC home loan interest certificate is available for a particular financial year only after the next financial year starts. For example, you will get the HDFC home loan interest certificate for FY 21-22 after FY 22-23 starts. The HDFC home loan interest certificate will be available throughout the year and can be downloaded from the website or acquired offline.

See also: How to check HDFC home loan status online?

HDFC home loan provisional interest statement: When will it be available?

The HDFC home loan provisional interest statement is available before the current financial year ends. The provisional interest statement is used for planning the finances and income tax in the financial year.

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