HDFC Bank is a private bank in India with its headquarters in Mumbai. The bank came into existence in August 1994 and has grown to have 5,500 branches in 2,764 cities. HDFC Bank provides a wide range of financial products and services to its 26 million customers across India. HDFC bank offers several financial services to facilitate its customers. Moreover, to provide financial services timely and smoothly, HDFC started SMS banking services.
How does SMS service work?
The HDFC SMS banking services provide customers easy access to their accounts 24×7 from their mobile phones. Moreover, this service became crucial during the COVID-19 lockdown, as it eliminated people from visiting banks to obtain their account information. To avail of an SMS banking service, customers need to send an SMS from their registered mobile number. This service includes:
- Account monitoring: balance checking, obtaining mini-statement, etc.
- Bank transaction: Online shopping, transfer of funds, etc.
- Tracking: Fixed deposit account, trading account, PPF account, etc.
To enjoy HDFC banking services, customers need to send an SMS to 5676712. They will get a text message with details of their request. Below are the details of a text and its purposes:
| SMS code | Transaction | SMS format |
| Bal | Enquiry of balance in account | Bal <Last 5 digits of A/C no.> |
| Txn | Mini statement | Txn <Last 5 digits of A/C no.> |
| Stm | Request of account statement | Stm <Last 5 digits of A/C no.> |
| Chq | Request for cheque book | Chq <Last 5 digits of A/C no.> |
| Cst <6-digit of Cheque No.> | Enquiry of cheque Status | Cst <6 digits cheque no.>
<Lat 5 digits of A/C no.> |
| S2 <6-digit cheque No.> | Stopping of cheque | Stp <6-digit cheque no.>
<Last 5 digits of A/C no.> |
| Bil | Details of a bill | Bil |
| Ipin | IPIN (regenerating internet banking password) | Ipin |
| Fdp | Fixed deposit enquiry | Fdq |
| New | Primary account change | New <14-digit account no.> |
| Help | List of keywords | Help |
See also: Know about HDFC IFSC code
How to activate HDFC mobile banking services?
SMS services
- Customers must send an SMS from their registered mobile number to 5676712 – REGISTER <custid> <Last five digits of A/C no.>
- Your number will be instantly registered for SMS services
SMS services through netbanking
- Login to your HDFC account through ID and PIN
- From the option new select ‘SMS banking registration’
- Then fill in the required detail and activate SMS banking services
SMS services through the ATM machine
- Customers visit the nearest HDFC ATM booth and enter their pin
- Select the ‘More option’ tab on the screen
- Register your mobile number for SMS banking services
SMS services by visiting the HDFC branch
- You can visit the nearest HDFC branch and fill in the application to avail the SMS banking services.
SMS services via missed call
- HDFC customers can call on a toll-free number to know their bank balance via SMS. This toll-free number is 1800-270-333. three toll numbers provide different information.
- HDFC balance check number – 1800-270-3333
- Account mini statement – 1800-270-3355
- Request for cheque book – 1800-270-3366
- Total account statement – 1800-270-3377
Also read about : HDFC net banking
FAQs
Is SMS banking service free of cost?
Yes, you will receive free InstaAlert services via SMS.
Can I avail SMS banking service outside my city’s telecom operation?
Yes, SMS banking services are connected to your mobile number and not your telecom operator.
How long do I need to wait for SMS banking service activation?
It takes four working days for the SMS banking service to activate.
Is SMS banking service online 24/7?
Yes, SMS banking services are active 24/7.
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