Credit cards are easy to use and ensure safe transactions. They help establish credit, make budgeting easier and generate incentives. SBI, the largest public bank in the country, launched its first Credit card in October 1998. Today, the State Bank of India is the second largest credit card provider in India. Its categories vary from basic to premium categories. With over 70 different credit cards, it lets you choose one according to your needs and requirements.
You can apply and check for the SBI credit card application status online and offline. In this article, we will explain the procedure on how to check your credit card application status.
How to apply for SBI credit cards?
Eligibility
- You should be at least 21 years of age and not more than 60 years.
- Employed people should have a minimum salary of 20,000, and self-employed ones should at least have an annual ITR of 5 lakhs.
- A good credit score is needed.
These are just a few of the basic eligibility requirements. With the wide range of cards to offer, SBI has different eligibility for every one of them, which can be checked at their official site Credit Card – Best Credit Cards in India & their Types | SBI Card.
Documents required
Few very common documents will be necessary to apply for the SBI Credit Cards
- Identity proof: Aadhar card, Pan card, voter’s ID card, driving licence or passport.
- Address proof: Aadhar card, driver’s licence, utility bills like electricity bill, gas bill, water bill, etc., pension payment order or allotment of accommodation letters.
- Income proof: Form 16, ITR for self-employed. Salary slip or bank statement of last three months for salaried employees.
- Age proof: Class 10 report certificate, birth certificate or voter’s ID card.
Offline applications
- Visit the nearest SBI branch and contact the credit card representative.
- Inform them about your requirements and they will suggest the best credit cards from their vast range.
- Submit the documents required along with the filled-up credit card application form.
Online applications
- Visit the SBI Credit Card Online – SBI Credit Card Services | SBI Card website.
- Bring your cursor on the Credit Card tab, and a pop-up menu will be shown.
- Click on ‘Apply Now’ from the quick actions column in the pop-up menu.
- You will then see the list of Credit Cards. Click on the one you want to apply for.
- A new webpage opens. Fill up the personal details there- name, residential city, referral code (optional), and phone number.
- Click on the send OTP option and enter the OTP you receive on your mobile number.
- Then fill out your professional details – occupation, company name, designation, annual income, pan number and date of birth. And click on next.
- Enter your residential address and submit.
- An SBI representative will soon call you to take the application forward.
SBI credit card application status
After the application is submitted either online or offline, we move forward to checking the SBI credit card application status. The SBI card status can be checked by both online and offline procedures.
Online tracking of SBI credit card status
Follow the below-mentioned steps to check your SBI card status:
- Visit the SBI Credit Card Online – SBI Credit Card Services | SBI Card site and bring your cursor over the ‘Credit Card’ tab.
- Scroll down the page to find the ‘Track Application’ option. Click on learn more, and it will take you to a new web page.
- Scroll down again to find a tab asking for an ‘Application reference number’. Enter the number and click on the track button to check the SBI card status.
If you do not have the application number, then enter your first name and the mobile number just beside it in the retrieve application column and click on the retrieve button. Soon after that, they will ask you for your date of birth and pan number. Enter it to retrieve the application. - As soon as the SBI credit card status is tracked, one of the following statuses will be displayed: progress, on-hold, approved, dispatched or disapproved.
Offline tracking of SBI credit card status
SBI card status can be checked by calling the SBI customer care. It has two helpline numbers, 1860-180-1290 and 39020202. For the second number, you have to add the local STD code. You can easily call on these numbers to know your SBI credit card application status.
SBI credit cards: Benefits
SBI credit cards have a minimal annual fee and exciting rewards. You can apply for these cards with a basic eligibility test and very few documents making it one of the best choices you could make.
An SBI credit card gives you direct access to international payments recognised by over 24 million merchants worldwide. The special Balance Transfer (BT) facility on SBI credit cards lets you transfer the outstanding balance of any other credit card with a minimum rate of interest. You can also reimburse this transferred balance in EMIs. All these facilities make SBI credit cards an ideal choice for anyone.
These power-packed plastic and metal cards bring various advantages with Mastercard or Visa. SBI credit card lets you gift two add-on cards to your loved ones. It has a great system of gifting you reward points. The varied range of cards offered by SBI is customised to meet the needs of every customer according to their requirements ranging from travel, shopping, lifestyle, reward to cashbacks.
Free access to airport lounges is a very interesting feature that attracts people a lot when it comes to travelling. These travel perks offered by credit cards are additional benefits for customers. The card holders are allowed access to all services and have a luxurious airport lounge visit for no charges. You can enter the lounge and enjoy a comfortable time, provided you carry an SBI credit card.
Check out: Have info. about IFSC code of SBI bank
