In India’s fast-evolving real estate market, homeownership often hinges on securing the right financing, and this brings the spotlight to a crucial factor: the CIBIL score. For many Indians aspiring to buy a home, … READ FULL STORY
Home loans are a convenient way to help you buy your dream home, however one should repay the amount as soon as possible. Such loans impact your savings and lifestyle, so it is advisable … READ FULL STORY
Banks rely on a variety of risk assessment tools to gauge the creditworthiness of a borrower. One of the most popular instruments to do so is credit score assessment, often referred to as the … READ FULL STORY
Credit scores are allocated by Credit Information Bureaus, entities responsible for maintaining the credit histories of individuals based on information provided by registered credit companies. In India, Credit Information Bureau India Limited (CIBIL) stands … READ FULL STORY
Securing a loan from a bank typically requires a commendable CIBIL score, posing a challenge for many individuals. Whether due to a limited credit history or a less-than-ideal repayment track record, not everyone possesses … READ FULL STORY
To get loans at State Bank of India at its best interest rate, borrowers will have to familiarise themselves with SBI CIBIL score. CIBIL stands for Credit Information Bureau (India) Limited. In fact, you … READ FULL STORY
The most well-known of the four credit information providers licensed by the Reserve Bank of India is the Credit Information Bureau (India) Limited (CIBIL). CIBIL Limited keeps credit records on 600 million citizens and … READ FULL STORY
Your CIBIL score is the one of the main things that the banks would consider, when you submit your loan application, especially in case of a big credit like home loans. This guide will … READ FULL STORY
Your CIBIL score plays a crucial role in determining whether or not a bank will give you a loan. Your CIBIL score will also be a decisive factor in the bank offering you its … READ FULL STORY
What is a CIBIL Score? A CIBIL score is a consumer’s credit score that tracks a person’s past credit behaviour, such as borrowing and repayment habits. It is a three-digit numeric system shared by … READ FULL STORY
Since the year 2022 is possibly the best time to buy a house with the help of housing finance, as interest rates are at a 10-year-low level, it becomes absolutely necessary to know how … READ FULL STORY
Banks offer housing loans to prospective borrowers, based on their capability to repay the debt. Financial institutions ascertain the loan applicant’s creditworthiness by checking various data related to his/her financial history and the manner … READ FULL STORY
It is important to do your homework well, before you apply for a home loan. There are many reasons due to which a loan application can be rejected by a bank. Also, you may … READ FULL STORY
