Buying a home is one of the biggest financial decisions most people make in their lives. For many, it is a dream come true. However, most people require a home loan to make this … READ FULL STORY
Maintaining a good credit score is crucial as it pays off while applying for loans. This number is a universally trusted indicator of financial health and assures the lender of your capability of timely … READ FULL STORY
Home loans are a convenient way to help you buy your dream home, however one should repay the amount as soon as possible. Such loans impact your savings and lifestyle, so it is advisable … READ FULL STORY
In the context of a credit report, especially in India, CIBIL (Credit Information Bureau (India) Limited) is one of the leading credit bureaus that provides credit scores and reports. Days Past Due (DPD) is … READ FULL STORY
Setting a budget and arranging funds are two of the most important steps in property buying. While the first one depends on you as to what extent you can stretch, arranging funds to buy … READ FULL STORY
Those who are in the middle of doing their R&D for housing loans to buy their dream home this festive season must have found one thing slightly odd. In India, all banks, non-banking and … READ FULL STORY
Being an owner of a house is a dream for many. Everyone wants to own a house in their lifetime. However, assessing your affordability for the same is a significant step. It is the … READ FULL STORY
Which are the banks from where borrowing would make better sense for women home loan applicants? As the interest rates will always be the single-biggest influencer in driving the decision of a woman borrower, … READ FULL STORY
To get loans at State Bank of India at its best interest rate, borrowers will have to familiarise themselves with SBI CIBIL score. In fact, you cannot overlook SBI CIBIL score check, if you … READ FULL STORY
A credit score is like seeing your financial report card. You can take out a loan to buy that dream car you have always wanted based on how well you perform. If you perform … READ FULL STORY
The credit report summarises all the credit activities you have undertaken since you first obtained credit up to the time you last paid your credit. A credit report is used by banks and non-bank … READ FULL STORY
The most well-known of the four credit information providers licensed by the Reserve Bank of India is the Credit Information Bureau (India) Limited (CIBIL). CIBIL Limited keeps credit records on 600 million citizens and … READ FULL STORY
Your CIBIL score is the one of the main things that the banks would consider, when you submit your loan application, especially in case of a big credit like home loans. This guide will … READ FULL STORY
