Buying your first home is an exciting milestone, but it can also be overwhelming when it comes to managing finances. Implementing smart saving strategies can make this process smoother and more manageable. These strategies … READ FULL STORY
Margin money in home loans is the amount that a borrower pays as down payment. While buying a property, the portion of the total cost that has to be financed from the buyers’ own … READ FULL STORY
In the intricate landscape of the Indian real estate market, property transactions are often seen as significant milestones. For sellers, these deals are not merely financial transactions; they usually represent years of savings, emotional … READ FULL STORY
Preparing to buy a house involves more than just saving money for a down payment. It requires careful financial planning and preparation to ensure a smooth and successful purchase. From managing your credit score … READ FULL STORY
Are you planning to buy an under-construction residential property but don’t have the money to pay the EMIs? Should you still buy or refuse a home until you are financially prepared? A few players … READ FULL STORY
Embarking on the journey of homeownership is a significant financial goal for many individuals. While securing a home loan is a common avenue for financing, incorporating a Systematic Investment Plan (SIP) into your financial … READ FULL STORY
Demand for housing in India is currently at its peak, private estimates show, because of wide variety of factors. Fueling this demand is also the comparatively lower rate of home loan interest—banks in India … READ FULL STORY
The easy availability of housing loans in India has made property ownership easy. However, unlike Western countries, where banks offer nearly the entire capital to buy a home, banks in India have stricter norms … READ FULL STORY
Being an owner of a house is a dream for many. Everyone wants to own a house in their lifetime. However, assessing your affordability for the same is a significant step. It is the … READ FULL STORY
The term ‘down payment’ is often heard in real estate transactions. Commonly used interchangeably with ‘deposit’, it refers to a certain percentage of the total sale price, which is paid by the buyer to … READ FULL STORY
Thanks to the growth of housing finance in India, you do not have to wait till you have accumulated enough money, to buy a house. You can pay a certain percentage of the property’s … READ FULL STORY
Finance is one of the most important determinants, when it comes to buying a house and most of the other considerations revolve around this. As a property purchase is often a once-in-a-lifetime decision, it … READ FULL STORY
Home loans have become an invaluable tool, for most people looking to buy a home. However, the process can turn into a nightmare, if the borrower commits certain mistakes while applying for the loan. … READ FULL STORY
