How to buy a home in your 20s…
Owning a home is a dream for many and being able to buy a home early in one’s career, can give you lots of joy. Experts point out that very few youngsters take the … READ FULL STORY
Property Trends
Tag: EMI
Home Loans
Co-borrowers: The fastest way to enhance loan eligibility
With the prices of houses rising significantly faster than salaries, it has become increasingly difficult for individuals to buy a house on their own. Consequently, most people now opt for home loans. To enhance … READ FULL STORY
Home Loans
Home loan interest rates and EMI in top 15 banks, in February 2019
On February 7, 2019, the Reserve Bank of India (RBI) announced a cut in the repo rate by 25 basis points, during its bi-monthly monetary policy meet. With this, the repo rate now stands … READ FULL STORY
Home Loans
What is an LTV ratio and how does it determine home loan eligibility?
Loan-to-value (LTV) is a ratio of the amount of loan that can be given to the total value of the property. The LTV can range from 75 per cent to even 90 per cent … READ FULL STORY
Property Trends
Home automation: The next wave of change in the real estate industry
A few decades ago, a home seeker would have been content with any home that was available within his/her budget. It is also likely that this home seeker would have worked for years, to … READ FULL STORY
Property Trends
5 steps to buy a house, for first-time home buyers
Finance is one of the most important determinants, when it comes to buying a house and most of the other considerations revolve around this. As a property purchase is often a once-in-a-lifetime decision, it … READ FULL STORY
Home Loans
Need more money after taking a home loan? Opt for a ‘top-up’
When a person buys any property, it generally involves taking a home loan and also exhausting a substantial amount of one’s savings, to fund the margin money. Moreover, home buyers also try to avail … READ FULL STORY
Taxation
How to save on taxes while buying a property
The taxation on property purchase, has become much simpler than it was before. With the roll-out of the Goods and Services Tax (GST), several taxes previously applicable on real estate purchase (VAT, service tax, … READ FULL STORY
Home Loans
Home loan interest rates and EMI in top 15 banks, in January 2019
With the financial year entering the last quarter and the start of the new calendar year, the focus is back on the fiscal deficit, liquidity issue with financial institutions and NPA woes. In a … READ FULL STORY
Home Loans
QuickPay Home Loan of Axis Bank: Should you opt for it?
A home loan has to be repaid during its tenure, by way of equated monthly instalments (EMIs). The amount of the EMI, as the name suggests, remains the same throughout the tenure of the … READ FULL STORY
Property Trends
Year-end trends: Technology to be a big factor in Indian real estate in 2019
Various innovative technologies have made inroads into the real estate sector in India, right from property search to construction and signing of contracts. Leveraging of these technologies, is likely to reshape the future of … READ FULL STORY
Home Loans
These are the factors that impact how much home loan you will get
Besides checking an applicant’s eligibility for a home loan, lenders also have certain criteria to ascertain the quantum of home loan that they can grant to the person. Income of the applicant … READ FULL STORY
Current News
Sub-lease agreement to give relief for 50,000 buyers ‘illegally’ occupying flats in Noida, Greater Noida
Around 50,000 flat buyers in Noida and Greater Noida, who are living ‘illegally’ in their houses, as they are yet to receive the occupancy certificates from builders, can now get a ‘sub-lease agreement’, to … READ FULL STORY
