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Tag: Home loans

Home » Home loans » Page 2

Research
By Research DeskOctober 9, 2023

Why are Buyers Preferring Personalized Assistance in Homebuying Process? Let’s Understand

Purchasing a property is more than just a transaction for a home buyer in India – it is a significant decision that carries substantial financial and emotional implications. In today’s complex real estate landscape, … READ FULL STORY

Home Loans
By Anuradha RamamirthamApril 2, 2024

How are home loans and home construction loans different?

Finances are the first step towards real estate investment, be it home buying or home building. However, a common confusion for home finance borrowers are the terms home loan and home construction loan.  … READ FULL STORY

Property Trends
By Shimon OberoiMarch 6, 2024

How to choose between fixed and floating rates of interest?

The concept of fixed and floating rates of interest is important to understand when investing or borrowing money. The real estate market is an important financial sector globally, and to invest or purchase a … READ FULL STORY

Home Loans
By Amit SethiDecember 26, 2022

How to stop your home loan from becoming an NPA amid rising interest rates?

Buying a house requires a lot of planning and effort. Buyers often borrow money to accomplish their dream. Home loan is one of the cheapest borrowing means in the market in terms of interest … READ FULL STORY

Home Loans
By Sunita MishraDecember 20, 2022

Home loan sanction letter versus disbursement letter

When banks process home loan applications, they apply several benchmarks to decide a borrower’s credit-taking capacity. As your application moves from one level to another, banks communicate this through various documents. The most common … READ FULL STORY

Property Trends
By Housing News DeskJuly 8, 2022

Piramal Realty announces 2-year fixed interest loans at 6.75% for several Mumbai projects

Piramal Realty, the real estate wing of the Piramal Group, has unveiled its latest campaign, #TheFutureStartsAtHome, which features the company’s brand ambassador Rahul Dravid. The campaign, launched for residential projects in Mumbai Metropolitan Region … READ FULL STORY

Personal Finance
By Housing News DeskJune 20, 2022

Home loan eligibility calculator: Procedure, eligibility, and factors that impact home loan eligibility

A home loan eligibility calculator is one of the simplest ways to determine loan eligibility. Lending institutions consider a number of factors, including monthly earnings, loan repayment tenure, other monthly income sources, any other … READ FULL STORY

Home Loans
By Sunita MishraMay 6, 2022

What is marginal cost of funds-based lending rate or MCLR?

With an aim to offer borrowers with a higher level of transparency and cost effectiveness, the banking system has from time to time introduced various rate-setting methodologies, based on which loan interest rates are … READ FULL STORY

Property Trends
By Housing News DeskAugust 8, 2021

Real estate continues to be preferred asset class, residential realty outlook cautiously optimistic: Housing.com and NAREDCO survey

Real estate continues to be the preferred asset class for investment, in the wake of the COVID-19 pandemic but a majority of home buyers want discounts along with flexible payment options as incentives, according … READ FULL STORY

Property Trends
Sponsored
By Amit SethiApril 27, 2022

Investing in a plot in Talegaon offers several financial benefits

If you live in Mumbai or Pune and are exploring opportunities to invest in real estate, then, you may prefer places that offer excellent growth potential, where the investment ticket size is small. Investment … READ FULL STORY

Home Loans
By Balwant JainSeptember 9, 2022

Home loans: Longer tenure ones are the best bet

Until a few decades ago, Indians were generally averse to taking loans to buy or construct their homes and would use their retirement funds for the same. However, with increasing urbanisation, easy availability of … READ FULL STORY

Property Trends
By Amit SethiJanuary 11, 2020

5 lessons from 2019 that home buyers should keep in mind, when buying a home in 2020

You can learn many things from your past. As the year 2019 is now over, you can now look back and pick up the things that can help make 2020 a better year. The … READ FULL STORY

Current News
By PTIOctober 6, 2016

Home loans to get cheaper, as banks promise to pass on RBI rate cut

The six-member Monetary Policy Committee (MPC), headed by Reserve Bank of India (RBI) Governor Urjit Patel, on October 4, 2016, unanimously voted to reduce the repo rate or the short-term rate at which the … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any person’s circumstances.

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