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Tag: interest

Home ยป interest

Home Loans
By Anuradha RamamirthamMarch 6, 2024

Principal amount in home loan

The amount that a lender gives to a borrower is known as the principal amount. This principal amount added with interest and is the final amount to be paid to the lender on time. … READ FULL STORY

Personal Finance
By Anuradha RamamirthamJuly 20, 2023

How to withdraw money using your credit card?

Credit card is a bank-issued instrument, which has a pre-set credit limit and can be used for cashless transactions. While it is primarily used for cashless transactions, you can also transfer money from credit … READ FULL STORY

Home Loans
By Balwant JainSeptember 27, 2022

How is a loan against property different from a home loan

A home loan is taken for the purpose of either buying a ready-to-move-in house or for the purpose of booking an under-construction property. Home loans are available for residential, as well as commercial properties. … READ FULL STORY

Home Loans
By Balwant JainSeptember 9, 2022

Home loans: Longer tenure ones are the best bet

Until a few decades ago, Indians were generally averse to taking loans to buy or construct their homes and would use their retirement funds for the same. However, with increasing urbanisation, easy availability of … READ FULL STORY

Taxation
By Balwant JainJune 24, 2019

Completion of construction and its importance under income tax laws

There are a number of income tax provisions, which link the benefits with the time taken to complete the construction of oneโ€™s property. Deductions pertaining to repayment of the principal component of a housing … READ FULL STORY

Current News
By PTIFebruary 21, 2018

SC asks Supertech to deposit Rs 10 crores, to pay interest to home buyers

A Supreme Court bench of chief justice Dipak Misra and justices AM Khanwilkar and DY Chandrachud, on February 20, 2018, directed real estate firm Supertech Ltd to deposit Rs 10 crores more with its … READ FULL STORY

Current News
By PTIMarch 12, 2020

SBI cuts interest on home loans above Rs 75 lakhs, by 10 bps

Close on the heels of the Reserve Bank of Indiaโ€™s (RBI’s) policy action, India’s largest lender, State Bank of India, on June 9, 2017, announced a lowering of interest rates by 10 basis points, … READ FULL STORY

Current News
By PTIApril 25, 2017

Deposit interest or property may be attached: SC warns Unitech

The Supreme Court, on April 24, 2017, directed real estate firm Unitech to deposit 14 per cent interest on Rs 16.55 crores invested by 39 home buyers at its project in Gurugram, by May … READ FULL STORY

Property Trends
By Dhwani MeharchandaniMay 27, 2025

Common real estate payment plans for homebuyers

Buying a home is one of the biggest financial commitments in a person’s life, and understanding how to manage the payment for it is crucial for making the right choice. In India, homebuyers are … READ FULL STORY

Current News
By PTIFebruary 21, 2017

Deposit 14% interest on 39 home buyers’ money: SC to Unitech

Slapping a penalty on Unitech Resorts for delaying handing over of flats, the Supreme Court on February 20, 2017, directed it to deposit 14% interest on Rs 16.55 crores, invested by 39 home buyers … READ FULL STORY

Taxation
By Balwant JainNovember 3, 2016

Tax benefits: Ready-to-occupy scores over under-construction property

Often people pick booking under-construction properties over ready houses because of their lower rates. However, they do so without realising the risks involved; both, the income tax and financial implications. This feature deals with … READ FULL STORY

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