IndusInd Bank is a popular financial services company in India, which offers its customers a host of banking services. The company provides credit cards across multiple categories, such as travel, lifestyle, shopping and entertainment. Credit cards are useful in making various digital transactions, including rent payments. Customers can compare the credit cards offered by IndusInd Bank and select an option based on their needs. In this article, we list the top five Indusind Bank credit cards.
5 best IndusInd Bank credit cards
| IndusInd Bank Credit Cards | Features | Annual fee | Suited for |
| IndusInd Bank Platinum Credit Card | 1.5 reward points per Rs 150 spent | Nil | Reward points |
| IndusInd Bank Legend Credit Card | 2 reward points per Rs 100 spent on weekends | Nil | Reward points |
| IndusInd Bank Platinum Aura Edge Credit Card | 4 saving points per Rs 100 spent at departmental stores, grocery purchases and hotel expenses | Nil | Shopping |
| IndusInd Bank Indulge Credit Card | 1.5 reward points per Rs 100 spent | Nil | Reward points |
| Club Vistara IndusInd Bank Explorer Credit Card | 8 Club Vistara points per Rs 200 spent on the Vistara website or app | Rs 10,000 | Movies, travel |
IndusInd Bank Platinum Credit Card
The Platinum Credit Card offered by the IndusInd Bank has a joining fee of Rs 3,000. It comes with several benefits, such as reward points and movie benefits. The card allows users to avail of deals on premium brands and gift cards as welcome benefits.
Features:
- 5 reward points per Rs 150 spent
- Buy one, get one offer on booking movie tickets through BookMyShow
- Buy one, get one on booking movie tickets through Sathyam Cinemas (valid only in Chennai)
- 1% fuel surcharge waiver at all petrol pumps across India
IndusInd Bank Legend Credit Card
The Legend Credit Card is another popular credit card offered by IndusInd Bank with a joining fee of Rs 9,999 (excluding taxes). It is ideal for those looking for travel, dining and shopping benefits with exclusive deals on premium brands.
Features:
- 1 reward point per Rs 100 spent on weekdays and 2 reward points per Rs 100 spent on weekends
- 2 complimentary domestic lounge visits per quarter
- Complimentary Priority Pass Membership for primary and add-on cardholderswith access to over 700 lounges across the world
- Travel Plus Program for customers at an annual fee of Rs 5,000. International lounge visit fee waiver of $27 for up to eight visits per year
- Buy one, get one offer for movie tickets on BookMyShow (up to three free tickets per month and a maximum discount of Rs 200 on each ticket)
IndusInd Bank Platinum Aura Edge Credit Card
IndusInd Bank offers the Platinum Aura Edge Credit Card with numerous rewards on ticket bookings and bill payments, discounts, shopping deals and offers on dining out at a joining fee of Rs 500. It allows customers to choose their reward program.
Features:
- 4 saving points per Rs 100 spent at departmental stores, grocery purchases, restaurantsand hotels
- 5 saving points per Rs 100 spent on mobile recharge, electricity bills and airline tickets
- 5 saving points per Rs 100 spent on insurance premiums, medical bills, car rental expenses, railway tickets and movie tickets
- 5 saving points per Rs 100 spent on all other categories
- 1% fuel surcharge waiver across all fuel stations in India
IndusInd Bank Indulge Credit Card
The Indulge Credit Card is a super-premium Visa credit card offered by IndusInd Bank for high-end customers with a joining fee of Rs 2,00,000. The card does not have a preset credit limit. It provides a host of shopping, travel and dining benefits, such as complimentary airport lounge access and golf sessions.
Features:
- Rs 3,000 discount on the total spent twice a year
- Buy one, get one offer on movie tickets through BookMyShow
- 5 reward points per Rs 100 spent
- Complimentary Priority Pass membership with up to 2 free quarterly lounge visits
- Complimentary golfing lessons at golf courses across Delhi-NCR, Ahmedabad, Bengaluru, Chennai and other cities
- Complimentary personal air accident insurance cover of Rs 2.5 crore
- Complimentary travel insurance cover via IndusInd Bank partner ICICI Lombard General Insurance
Club Vistara IndusInd Bank Explorer Credit Card
The Club Vistara IndusInd Bank Explorer Credit Card offers multiple travel benefits at a joining fee of Rs 40,000. In addition, the credit card offers reward points in categories, such as utility and fuel.
Features:
- Complimentary Club Vistara Gold Membership for services, such as priority check-in, priority boarding, additional baggage allowance and priority baggage handling
- Complimentary quarterly domestic lounge visits
- 6 Club Vistara points per Rs 200 spent on hotel, airline or travel bookings
- 8 Club Vistara points per Rs 200 spent through the Vistara website or app
- 1 Club Vistara point per Rs 200 spent on utility, insuranceand fuel
- 2 Club Vistara points per Rs 200 spent on other categories
- Complimentary voucher for stay at Oberoi Hotel as a welcome benefit
- Vouchers from brands, such as Hush Puppies, Charles & Keith, Louis Phillippeand Bata
- Complimentary Priority Pass program with four quarterly international lounge visits
- No foreign currency markup fee
- 1% fuel surcharge waiver across all fuel stations
FAQs
What is the minimum salary required for IndusInd Bank Credit Card?
The eligibility criteria to apply for most IndusInd Bank Credit Cards are the same. The applicant’s minimum monthly salary must be Rs 20,000.
What is the annual fee for an IndusInd Bank credit card?
The joining and annual fee of the IndusInd Bank credit card depends on the variant.
What is the contact number of IndusInd Bank for credit card-related queries?
One can call at 18602677777 within India and 022-44066666 outside India.
How to apply for IndusInd Bank Credit Card?
One can apply for an IndusInd Bank Credit Card by calling the bank or visiting the nearest branch. Applicants can visit the official website of the IndusInd Bank and apply for the credit card online. The applicants must fulfil the eligibility criteria.
What is the cash withdrawal limit?
The cash withdrawal limit refers to the maximum cash an account holder can withdraw using a credit card. It is calculated as a percentage of the total credit limit.
Is there an add-on card fee applicable for IndusInd Bank?
Add-on fee is not charged by IndusInd Bank.
What is the premium credit card in IndusInd Bank?
Legend Credit Card is a premium credit card offered by IndusInd Bank with a host of benefits across travel, dining, shopping and entertainment other categories.
| Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |
Harini is a content management professional with over 12 years of experience. She has contributed articles for various domains, including real estate, finance, health and travel insurance and e-governance. She has in-depth experience in writing well-researched articles on property trends, infrastructure, taxation, real estate projects and related topics. A Bachelor of Science with Honours in Physics, Harini prefers reading motivational books and keeping abreast of the latest developments in the real estate sector.
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