Bank of Baroda credit card net banking login, benefits and online application

Bank of Baroda provides a wide range of credit cards, namely Easy, Select and Premier cards.

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You can pick one according to your needs and requirements.

Eligibility for BoB credit card

The candidate must be 18 years of age to apply for any Bank of Baroda credit cards.
To avail of the credit card, you must be either salaried or self-employed.

Apply for BoB credit card online

To initiate the credit card process, provide your mobile number in the credit card application form.
You will get an OTP on your mobile number. You can now check the pre-approved offers.
Choose your preferred credit card and apply for it.
Next, submit the required documents to proceed with the credit card application process.

Fees for BoB credit cards

Joining Fee	It varies from card to card.
Finance Charges	3.49 per per cent and 41.88 per annum
Cash Withdrawal Charges	2.5 per cent of the withdrawn amount
Foreign Currency Transaction Fee	3.50 per cent of the transaction amount

Login to Bank of Baroda credit card netbanking

Ensure that you have a BoB Credit Card login credentials before following the steps:

Visit the official website of Bank of Baroda.
If you own a retail account, choose the option ‘Retail User’.
If you have a corporate account select the option ‘Corporate User’.
You will see the Login page.
Enter your username and password.

Check out : Know about Bank of Baroda IFSC code

How to change Bank of Baroda credit card netbanking password?

Visit the official website of Bank of Baroda.
Head to your account under the Retail User category.
Visit the Security/ Privacy Settings.
You can also see the option ‘Reset Sign On/ Login Password’.
Enter the current password.
Now, enter the new password.
You will receive the OTP number on your phone.
Enter the OTP number and confirm the changes.
You will receive a notification on your phone after a successful password change.

If you have forgotten the password, you can make use of the debit card. You can visit the official website and make the appropriate changes. You need to enter the card number, ATM Pin and captcha code. You will receive a notification on your phone after a successful password change.

How to make Bank of Baroda credit card bill payment through netbanking password?

Visit the Insta-Pay link.
Enter the number of your Credit Card.
Re-enter the number again to confirm.
Enter the given CAPTCHA code.
Type the name of the cardholder.
Enter the amount to be paid.
Proceed with the payment process.
Complete the transaction successfully.
You will receive a confirmation message on your number and email address.

BoB credit card login: Benefits

The BoB credit card offers an Easy EMI option.
You can also avail the free add-on cards.
There are multiple redemption options available along with the credit card.
The credit card holder will also receive the fuel surcharge waiver.
The BoB credit card offers an in-built insurance cover.
You receive zero liability on lost cards.

Check out: Know more about IFSC code

Bank of Baroda Credit Card Login: How to reset PIN?

Through internet banking

Visit the official BOB website and complete the credit card login registration process. Enter your credit card details, set a username, and password.
After getting registered, proceed to the BOB credit card login page. Provide your user credentials to log into your account.
Go to the ‘Service Request’ section of the page. Click on ‘ATM PIN’.
Choose credit card number for which you would like to reset the PIN. Then, click on ‘Submit’.
An OTP will be sent to your registered mobile number. Provide the OTP in the given field.
Submit the PIN you want to set for your credit card.

Through ATM

Customers can opt for the BOB credit card PIN generation offline by visiting the nearest Bank of Baroda ATM.

Insert the credit card in the ATM machine.
Choose ‘Set/Re-Generate PIN’. An OTP will be sent to the registered mobile number.
Provide the OTP in the ATM machine. Now, set the new PIN for your credit card.