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Author: Sunita Mishra

Author Profile Image An alumna of the Indian Institute of Mass Communication, Dhenkanal, Sunita Mishra brings over 16 years of expertise to the fields of legal matters, financial insights, and property market trends. Recognised for her ability to elucidate complex topics, her articles serve as a go-to resource for home buyers navigating intricate subjects. Through her extensive career, she has been associated with esteemed organisations like the Financial Express, Hindustan Times, Network18, All India Radio, and Business Standard. In addition to her professional accomplishments, Sunita holds an MA degree in Sanskrit, with a specialisation in Indian Philosophy, from Delhi University. Outside of her work schedule, she likes to unwind by practising Yoga, and pursues her passion for travel. sunita.mishra@proptiger.com

Home » Archives for Sunita Mishra » Page 47

Rent
By Sunita MishraJuly 23, 2022

The difference between lease and licence agreements

In order to promote rental housing in India, the government, in 2019, passed the Draft Model Tenancy Act, 2019. The central version of the model law, which would eventually be replicated by states, tries … READ FULL STORY

Property Trends
By Sunita MishraJuly 24, 2022

11 golden rules young home buyers must follow

Easy access to housing finance and an average increase in salaries, have made it possible for people to buy their first homes in their 20s. As home-buying decisions taken at a young age may … READ FULL STORY

Home Loans
By Sunita MishraSeptember 28, 2022

Why you should opt for a shorter home loan tenure

Most financial experts advise home buyers to opt for a longer home loan repayment tenure, stating benefits like lower EMI burden and tax benefits. While in some cases, shorter repayment tenure may not be … READ FULL STORY

Must Knows
By Sunita MishraFebruary 2, 2024

Buy versus rent: What should home seekers opt for?

 Buy or rent? Arriving at the ‘right’ decision about whether you should buy or rent a property depends on two dominant factors. Before jumping to any hasty decision, let us take a look … READ FULL STORY

Home Loans
By Sunita MishraSeptember 7, 2022

Union Bank hikes home loan interest rate to 7.70%

Effective July 11, 2022, Union Bank of India has increased its repo rate-linked home loan rate to 7.70%. The public lender joins the league of financial institutions that have increased home loan interest rates … READ FULL STORY

Taxation
By Sunita MishraJuly 12, 2022

All about TDS on cash withdrawal under Section 194N

Under Section 194N, TDS (tax deducted at source) is applicable in case you withdraw large amounts from your bank account that exceed a specific threshold. This guide will help you understand the extent of … READ FULL STORY

Home Loans
By Sunita MishraJuly 12, 2022

Nine myths about home loans in India

With the help of housing finance, you can own a property quite early in your life. However, there are several myths associated with home loans in India. Anyone planning to take a home loan … READ FULL STORY

Decor
By Sunita MishraJuly 23, 2024

Tips to prepare your home for the monsoons

The monsoon season is a time for home owners to make some changes to their homes, to guard against small/big damages. However, as we cheer the arrival of the monsoon, no laxity should be … READ FULL STORY

Property Trends
By Sunita MishraJuly 20, 2022

Will property prices move up? Home buyers are divided in their opinion: Housing.com News poll

Even though there is a near-unanimous opinion among various sector stakeholders that housing prices will only move upwards in 2022, home buyers are split in their outlook towards value appreciation, shows an online poll … READ FULL STORY

Home Loans
By Sunita MishraJuly 20, 2022

LIC Housing finance hikes lending rates to 7.50%

Joining the league of housing finance companies and banks that have increased their lending rates after the Jun 8, 2022, repo rate hike by the RBI, LIC Housing Finance has said it would now … READ FULL STORY

Property Trends
By Sunita MishraJuly 10, 2022

Sales, launches firm up in Q2 in spite of hike in lending rates: PropTiger report

Housing sales in India’s eight prime residential markets have shown an improvement during the April-June period of 2022, in spite of an increase in lending rates during the quarter, shows a report by leading … READ FULL STORY

Taxation
By Sunita MishraJune 29, 2022

What is direct tax?

Direct tax meaning Direct tax, a common method to generate revenue for authorities across the world, can be understood by knowing its two integral aspects. First, direct tax is the tax, which taxpayers should … READ FULL STORY

Taxation
By Sunita MishraJune 29, 2022

What is excise duty?

Excise duty is an indirect tax imposed by the central government on the production, licensing and sale of goods. Barring a few goods on which excise duty is levied by central and state governments, … READ FULL STORY

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