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Category: Personal Finance

Home » Must Knows » Personal Finance » Page 3

Personal Finance
By Upasana MandhataMarch 8, 2024

How to plan relocation budget?

Relocating can be an exciting venture, a chance to experience new opportunities, and embrace different cultures or lifestyles. However, it is also a significant financial undertaking, requiring careful budgeting and financial preparation. This article … READ FULL STORY

Home Loans
By Sanskrati GuptaMarch 4, 2024

What are home loan spreads? How do they impact borrowers today?

Many people dream of owning their own home. Home loans make this dream a reality by allowing us to spread the cost of buying a home over several years. What is meant by the … READ FULL STORY

Personal Finance
By Anuradha RamamirthamFebruary 26, 2024

What to do if seller cheats you with project token money?

Any property that fits the bill for you as a buyer will require you to pay some token money to the seller to book it for you. What is a token money? Token money … READ FULL STORY

Personal Finance
By Upasana MandhataFebruary 28, 2024

What is transit insurance?

Transit insurance is an integral part of logistics and shipping operations, providing coverage for goods while they are transported from one place to another. The insurance offers protection from various risks, including damage, loss, … READ FULL STORY

Personal Finance
By Harini BalasubramanianFebruary 27, 2024

What is loan restructuring?

Loans help in meeting huge expenses. Timely repayment of a loan is necessary to prevent any negative impact on one’s credit score. When facing challenges with repayment, loan borrowers can find loan restructuring a … READ FULL STORY

Personal Finance
By Anuradha RamamirthamFebruary 19, 2024

Reinvestment of capital gains from sale of property

Are you looking for ways to save taxes for the capital gains? Reinvestment of the capital gains from the sale of a property is one way. Alternatively, you can also invest in the capital … READ FULL STORY

Personal Finance
By Housing News DeskMarch 4, 2024

Your ultimate guide to personal loan application procedure

A personal loan is a process of lending one-time money to the borrower by any financial institution, whether it is a bank, non-bank administrator, or even a credit card company. The debtor who borrowed … READ FULL STORY

Personal Finance
By Housing News DeskMarch 4, 2024

Personal loan tenure: maximum and minimum tenure you can avail of

In personal finance, it is crucial that borrowers understand the concepts of loan tenor. The tenor is a word that represents the duration of time the borrower agrees to repay the borrowed money from … READ FULL STORY

Personal Finance
By Sunita MishraFebruary 16, 2024

What is annuity?

Planning for future is the most important thing for a majority of us. As annuities score big on the whole saving-for-future agenda, it becomes important to understand its meaning, and advantages.   What is … READ FULL STORY

Personal Finance
By Shimon OberoiFebruary 14, 2024

What is leave encashment?

Leave encashment is a workplace benefit that allows employees to convert their accumulated unused leave into monetary compensation. This practice provides a flexible approach to employee benefits and serves as a financial support system … READ FULL STORY

Personal Finance
By Sunita MishraFebruary 12, 2024

How to withdraw money from the EPF account for home loan repayment?

A homebuyer can withdraw money from their EPF account for: House construction or purchase House repairs Home loan repayment You can withdraw money to repay your home loan only once in your lifetime. Those … READ FULL STORY

Citizen Services
By Sunita MishraFebruary 10, 2024

EPF interest rates in 2024

Those working in a corporate set-up in India can build a pension fund, thanks to the availability of the Employee Provident Fund or EPF. The EPF is more commonly known as just PF or … READ FULL STORY

Personal Finance
By Sunita MishraFebruary 10, 2024

How to use an EPF calculator?

In case of salaried employees in India, a certain portion of their salaries gets deducted towards their EPF account. Over time, the money in the EPF accounts turns into substantial savings, along with the … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any person’s circumstances.

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