Property buyers in West Bengal must pay stamp duty and registration charges for flat to the state revenue department to get a property legally transferred in their name.
What are stamp duty and registration charges?
Stamp duty and registration charges is the amount a home buyer has to pay to the state government to legally register his properties in government records. This is a one-time charge that has to be paid and is non-refundable unless exceptions that are mentioned.
What is stamp duty in West Bengal in 2025?
Stamp duty is the tax paid by the homebuyers in West Bengal while buying a property. These are collected from property buyers under section 3 of Indian Stamp Act, 1899 and the Registration Act 1908. In this guide, we will detail how you can pay stamp duty online, offline, refund and exemption.
What is the importance of paying stamp duty in Bengal?
- Stamp duty and registration charges are one of the biggest sources of revenue in West Bengal.
- Once a buyer pays these charges, there is a legal proof that he is the owner of the property.
- These stabalise the real estate market and do not allow any fraudulent transactions to happen.
Stamp duty in West Bengal 2025
Location of property | Property worth up to Rs 1 crore | Property worth over Rs 1 crore | Registration charge |
Rural area | 3% | 4% | 1% |
Urban area | 4% | 5% | 1% |
Effective July 1, 2024, the West Bengal government withdrew the temporary 2% stamp duty rebate and 10% reduction in circle rate. This initiative was announced by the government on October 30,2021 and was extended till June 30,2024 to provide relief during the covid-19 pandemic.
Stamp duty in West Bengal is calculated on the basis of carpet area and not the super-built up area.
Unlike most states where women home buyers enjoy rebate in stamp duty payment on property registration, no such relief is offered to women buyers in Bengal.
Â
Unlike most states where women home buyers enjoy rebate in stamp duty payment on property registration, no such relief is offered to women buyers in Bengal.
Stamp duty 2025 in top cities of West Bengal Â
Location of the property
|
Stamp duty for property less than Rs 1 crore | Stamp duty for property above Rs 1 crore | Registration charges for flat |
Howrah | 4% | 5% | 1% |
Kolkata | 4% | 5% | 1% |
Siliguri | 4% | 5% | 1% |
Durgapur | 4% | 5% | 1% |
Kharagpur | 4% | 5% | 1% |
See also: All about gift deed stamp duty
On what instruments is stamp duty West Bengal chargeable?
Stamp duty West Bengal is chargeable on all instruments related to immovable property except property transfer by Will instrument. Payment for stamp duty can be made using cash, demand draft, cheque, RTGS, by pay order and credit card.
Stamp duty on other property documents and instruments in West Bengal 2025
Instrument | Stamp duty | Registration fee |
Power of attorney (where the market value of the property does not exceed Rs 30 lakh) | Rs 5,000 | Nil |
Power of attorney (where the market value of the property is between Rs 30 lakh and Rs 60 lakh) | Rs 7,000 | Nil |
Power of attorney (where the market value of the property is between Rs 60 lakh and Rs 1 crore) | Rs 10,000 | Nil |
Power of attorney (where the market value of the property is between Rs 1 crore and Ra 1.5 crores) | Rs 20,000 | Nil |
Power of attorney (where the market value of the property is between Rs 1.5 crore and Rs 3 crore) | Rs 40,000 | Nil |
Power of attorney (where the market value of the property exceeds Rs 3 crore) | Rs 75,000 | Nil |
Partnership deed (up to Rs 500) | Rs 20 | Rs 7 |
Partnership deed (up to Rs 10,000) | Rs 50 | Rs 7 |
Partnership deed (up to Rs 50,000) | Rs 100 | Rs 7 |
Partnership deed (exceeding Rs 50,000) | Rs 150 | Rs 7 |
Transfer of lease (government land in favour of family members) | 0.5% of the market value of the property | Same as conveyance deed |
Transfer of lease (in all other cases) | Same as conveyance on the market value of the property. | Same as conveyance deed |
Gift deed stamp duty in West Bengal (to family members) | Rs 1,000* | Same as conveyance deed |
Gift deed stamp duty in West Bengal (apart from family members) | Same as conveyance deed on the market value of the property | Same as conveyance deed |
Sale agreement (where the market value of the property does not exceed Rs 30 lakh) | Rs 5,000 | Rs 7 |
Sale agreement (where the market value of the property is between Rs 30 lakh and Rs 60 lakh) | Rs 7,000 | Rs 7 |
Sale agreement (where the market value of the property is between Rs 60 lakh and Rs 1 crore) | Rs 10,000 | Rs 7 |
Sale agreement (where the market value of the property is between Rs 1 crore and Rs 1.5 crore) | Rs 20,000 | Rs 7 |
Sale agreement (where the market value of the property is between Rs 1.5 crores and Rs 3 crore) | Rs 40,000 | Rs 7 |
Sale agreement (where the market value of the property exceeds Rs 3 crore) | Rs 75,000 | Rs 7 |
See also: Can stamp duty be refunded if a property deal is cancelled?
Factors influencing stamp duty in West Bengal 2025
On various types of property transfers, stamp duty is charged at various rates in West Bengal. In West Bengal, stamp duty rates are based on two factors:
Location: Rates are lower for properties in rural areas when compared to urban areas. This means if you are buying a property of Rs 1 crore in a rural area in West Bengal, you will be paying 3% of the property value as stamp duty and registration fees in West Bengal. For a property of the same worth located in an urban area, as stamp duty and home registration charges in West Bengal will be 4%.
Property value:Â Stamp duty rates are lower for properties worth up to Rs 1 crore as compared to properties worth over Rs 1 crore. For instance, for a property worth Rs 2 crore, the stamp duty and registration fee will be 4% in rural areas and 5% in urban areas.
How to calculate stamp duty and registration charges in West Bengal 2025?
Mentioned below is the step by step procedure to use the stamp duty calculator for transactions happening in West Bengal:
Step 1: Visit https://wbregistration.gov.in
Step 2: Under ‘E-services’ tab click on ‘Calculator for MV, SD & RF’.
Step 3: You will be led to another page where you have to choose from four options. Click on the ‘Stamp Duty and Registration Fee’ option.
Step 4: Key in the details, including Transaction Major, Transaction Minor and Local Body, by selecting from the drop-down box. Enter the market value and finally enter the characters shown. Press on the ‘Display’ button.
Step 5: Once done, you will immediately see the stamp duty and registration fees in West Bengal for your property.
How to pay stamp duty and registration charges in West Bengal 2025 online?
Step 1: Go to https://wbregistration.gov.in and select ‘E-payment and Refund’ option present under the ‘E-services’ tab.
Step 2: You will reach another page where you have to click on the ‘e-Payment of Stamp Duty & Regn Fees’ option.
Step 3: Next, key in details including the Query No and Query Year and click on ‘Check Query Status’
Step 4: You will be then redirected to West Bengal’s GRPS portal, which can be accessed on https://wbifms.gov.in/GRIPS/
Once done, you can see the payment confirmation and you can download the challan or receipt, by clicking on ‘click here to download challan’.
See also: All about West Bengal’s Banglarbhumi portal for land records
How to apply for refund of stamp duty and registration fees 2025 in West Bengal offline?
To apply for refund of stamp duty and registration charges, follow this procedure:
Step 1: On the homepage, https://wbregistration.gov.in, click on ‘e-Payment and refund’ present under the ‘E-Services’ tab. You will see a pop-up from which you have to click on ‘Application for Refund of e-Payment’.
Step 2: Enter the query number, query year and GRN number and search for payment details. If any refund is applicable, it will be credited in the bank account details that were taken while paying the stamp duty and registration charges. Â Also, upload the documents including:
- E-challan of deposit (claimant’s copy).
- Copy of valuation report/query.
- Original executed/partly executed document.
- Documentary evidence to prove that the agreement has been cancelled.
- Cancelled blank cheque.
How to apply for refund of stamp duty and registration fees in West Bengal offline?
Step 1: Submit the application form in the format mentioned in Annexure A to the registration office which was selected in the e-Assessment form.
Step 2: The refund application can be made only by the depositor and the claim has to be made within three months from the date of making online payment of the stamp duty and registration fee.
Step 3: The following documents will be required to be attached with the form:
- E-challan of deposit (claimant’s copy).
- Copy of valuation report/query.
- Original executed/partly executed document.
- Documentary evidence to prove that the agreement has been cancelled.
- Cancelled blank cheque.
You can download all the above property and payment related documents here.
See also: A guide to paying property tax in Kolkata
How to check market value 2025 of properties in West Bengal?
Step 1: Visit the WB Registration Portal and click ‘Calculator for MV, SD and RF’ from the right menu.
Step 2: A pop-up will show your four options: Market value of land, Market value of land with structure, Market value of the apartment and Stamp duty and registration fee.
Step 3: Opt for any of the first three options and enter all the details as required.
Step 4: The value will be calculated and displayed on the screen.
Can you pay stamp duty in West Bengal using cheque?
Property buyers can pay stamp duty charges through any of these modes:
- Cash
- Cheque
- Demand draft
- Pay order
- RTGS or NEFT
- Account to account transfer
However, buyers are advised to contact the nearest e-stamping centre, before initiating any kind of fund transfer. Also, buyers will need to bear the additional cost of bank/payment gateway charges.
What is the penalty for not paying stamp duty and registration charges in West Bengal?
In case of non-payment of stamp duty and registration charges in West Bengal, one has to pay a penalty ranging between 2 to 200% of the actual stamp duty and registration charges payment in Bengal.  The stamp duty and registration fee doesn’t apply on relocation of property by will.
Exempted properties from stamp duty in West Bengal
In West Bengal, only land purchased by government departments is exempt from registration fees and stamp duty. All other types of transactions are subject to government taxes, including stamp duty and registration charges.
Stamp duty and registration charges in West Bengal 2025: Grievance redressal
To file a complaint with regards to stamp duty and registration fees in West Bengal, consumers have to log on https://wbregistration.gov.in/(S(vsx3pnr1oaupw221q2exom0u))/Grievance.aspx?GrievanceStatus=GV1. You will reach a page on which you have to choose Suggestion / Complain submission to submit your complaint. Enter the details including name, address, pin code, state, district, city, mobile number, email ID and your suggestion or your complaint in the box. Upload the supporting documents and enter the captcha and press on submit.
Now, if you want to see the status of the complaint that you have lodged, then press on the ‘Suggestion/complaint status’. To search by grievance ID click on that. Then, enter the grievance ID/year and mobile number and captcha text and press on search and you will get to know your complaint status.
To see the status of the complaint that you have lodged, then press on the ‘Suggestion/complaint status’. To search by grievance ID click on that. Then, enter the grievance ID/year and mobile number and captcha text and press on search and you will get to know your complaint status.
Housing.com POV
Navigating stamp duty and registration charges in West Bengal for 2025 entails understanding the varying rates based on property location and value. Whether in urban or rural areas, these charges play a crucial role in property transactions, impacting both buyers and sellers. While women do not receive specific stamp duty concessions in the state, the structured rates provide clarity to prospective property owners. Utilising tools like the stamp duty calculator and e-payment options streamlines the process, ensuring compliance with legal requirements. For grievances, the dedicated portal offers a platform for resolution, enhancing transparency in property transactions across West Bengal.
FAQs
Is stamp duty reduced in West Bengal?
No. While a rebate of 2% in stamp duty was announced between October 30,2021 and June 30,2024, it was withdrawn effective July 1, 2024.
What is the stamp duty and registration charges 2025 in West Bengal?
Stamp duty in West Bengal ranges between 5 and 7%, depending on the area categorisation.
What is the registration charges in West Bengal?
The registration charges in West Bengal are 1% of the property value.
Which state has highest stamp duty in India?
Among Indian states, Mizoram charges a comparatively high stamp duty of 9%.
What is the stamp duty for gift deed in West Bengal?
It may vary between 0.5% to 7%, depending upon the receiver and the market value of the property.
How do I calculate my registry charges in West Bengal?
Usually, registry charges are 1% of the property value, depending upon the location of the property.
How can I check ownership of land in West Bengal?
You can check the land ownership in West Bengal using Banglarbhumi.
Got any questions or point of view on our article? We would love to hear from you. Write to our Editor-in-Chief Jhumur Ghosh at jhumur.ghosh1@housing.com |