SBI bank balance inquiry numbers

State Bank of India has now provided its customers with the facility to track their account balances without visiting any branch. They can use their registered mobile number with their account to access their account balance by calling a toll-free number or choosing one of the various options that SBI has now provided. The SBI Quick application has been created for the same purpose and can be used on Android and iOS.

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How to check bank balance with SBI Enquiry options?

1. Missed call banking 
2. SMS
3. SBI mobile apps
4. Net banking
5. Passbook
6. ATM

 

Methods of SBI bank balance inquiry

1) SBI bank balance enquiry number: Missed call banking

1. To check the account balance, customers can dial toll-free numbers 1800 1234/ 1800 2100/ 09223766666 from their registered number and give a missed call.
2. Missed call banking allows one to perform many banking operations just by giving a call or sending a text SMS to the bank. The process is mostly carried out without charges in all banks, with toll-free numbers.
3. This facility’s most significant benefit is for people with multiple accounts in the same bank. The bank will send a message containing the balance information for all accounts, along with the account number and type.
4. This service is available under the guidelines presented by the Reserve Bank of India and is, therefore, conducted by most banks operating throughout the country. 
5. One can use the missed call banking service to avail various other functions such as generating a mini-statement, an E-statement of the transactions conducted in the last 6 months, an education loan certificate statement, a certificate statement for a home loan, ATM configuration, generation of an ATM PIN, a deeper insight of home and car loan details, social security schemes, etc. 

What to do for registration of SBI missed call banking?

Customers can register themselves for the missed call banking process through a one-time registration to avail of the service provided by the bank. The process requires only a few minutes to be completed and is quite simple to follow:

1. With the registered number linked to your account, you must send an SMS to the bank in the format of “REG Account Number”. 
2. After the message has been sent, the customer shall receive a confirmation message from the bank stating whether or not the registration is done. 
3. If the process succeeds, the number will be activated, and the customer can start using the SBI missed call banking service. 
4. In case of a process failure, the customer must visit the nearest branch of the bank and manually update the number.

 

2) SBI bank balance inquiry number: Mini statement generation

1. The SBI inquiry number service has provided customers with another toll-free missed call number which can be used to ask for a mini statement. The mini-statement generates a record of the last 5 transactions that have been conducted on the account.
2. The number is 09223866666, and customers can send an SMS “MSTMT” on the same number in case of preference for SMS over call.

3) SBI bank balance inquiry number: Through SMS service

1. To check their account balance, the bank states that the customer can go for SMS instead of missed calls. 
2. For this, customers can simply send an SMS “BAL” to 09223766666

Alternative methods for SBI balance inquiry

1) SBI bank balance inquiry via ATM

To use ATM service for balance inquiry, customers can use their debit card issued by the bank for their account. The steps tone should follow are:

1. Swipe the debit card into ATM
2. Enter the 4-digit PIN for login
3. Choose “Balance Enquiry” among various options
4. End the transaction after viewing the balance on the screen.

 

At the ATM, customers can also use the mini statement option, which generates the last 10 transactions in a receipt.

1. Opting for SBI balance inquiry number services is advised because the number of free transactions is limited. 
2. However, balance inquiry has recently been declared free at all SBI ATMs. 

2) SBI bank balance inquiry via net banking

1. Customers registered under the net banking facility can use this service. The account holder must simply log in to their net banking account through the SBI website. For this, they must use their login id and password, made during the registration for net banking.
2. In case the customer does not remember the login ID or password, they can use the forgot password option.

3) SBI bank balance inquiry via account passbook

1. Upon opening an account with SBI, you are provided with a passbook and a debit card. This passbook maintains records of all transactions carried out on the account.
2. For account balance inquiry, the customer simply has to visit the nearest branch and update their passbook.
3. Passbooks can be updated manually by self-help machines or through counters in the branch.
4. The passbook is advised to be updated at all times.

4) SBI bank balance inquiry via mobile applications

The State Bank of India has provided customers with 3 online portals to access their bank services. These include mobile applications SBI YONO, SBI Anywhere Saral, and SBI Online.

1. For SBI YONO, customers can download the app from their Android or iOS store for services. Customers can then log in with mobile banking credentials to avail of all kinds of banking services.
2. SBI online can be easily accessed through online portals on mobile as well as the web. Customers can access their account details and avail of various services in the comfort of their homes simply by entering their net banking credentials.
3. SBI Anywhere Saral, however, cannot be accessed by SBI retail customers for balance inquiries. It can be used for banking transactions.

 

Lesser-known methods of SBI balance inquiry

1) SBI bank balance inquiry via UPI

Banks have provided customers with the convenience of UPI in recent years. One can use any UPI ID and application to check their account balance. Here are the steps for the same.

1. Connect UPI ID to a bank account with a registered mobile number
2. Open the UPI app with a set password or code.
3. Open the accounts section and click on the bank that you want to check the balance of.
4. Enter MPIN or password.
5. The balance will be displayed on the screen after successful password verification.

2) SBI bank balance inquiry via WhatsApp

1. To check the account balance via WhatsApp banking in SBI, the customer must send “Hi” through the registered mobile number on +919022690226 and then follow the instructions provided by the chatbot.
2. Customers can also access WhatsApp banking by sending an SMS from a registered mobile number with the format “WAREG< >ACCOUNT NUMBER” to 7208933148.

3) SBI bank balance inquiry number: USSD

The USSD, which stands for Unstructured Supplementary Service Data, can be used by SBI account holders. Users with a current/savings account can easily access this service. USSD allows users to

1. Generate mini statements of up to 5 transactions.
2. Transfer of money to other accounts.
3. Recharge of mobile plan.
4. Inquiry about account balance.

However, those already using mobile banking services cannot access this service. If they want to avail of this facility, they must deregister themselves from app-based services.

1. For registration, user ID, and password procurement, the customer must send an SMS in the format <MBSREG> to 9223440000 or 567676.
2. The bank will then send a user ID and password. The user must also visit the nearest branch to fulfil the process.
3. After this, to avail of this service, the customer must dial *595# from their registered mobile number. 
4. Upon activation, the customer can choose from the various options that will be provided after providing a proper User ID.
5. The customer must choose the correct option that they need and then press “send” to avail of bank services.

4) SBI bank balance inquiry number: via Credit Card

1. For SBI credit card holders, users can send an SMS to 5676791 to check their balance and avail of other services. 
2. The user must send an SMS with a specific code allotted for the service followed by the last 4 digits of their card from their registered mobile number.
3. For balance check, the code is BAL, followed by the last 4 digits of the credit card number.

Importance of enquiring about your balance regularly:

1. Regular account balance checks ensure no suspicious transaction is made or missed out on.
2. Customers can keep track of their expenses and expenditure efficiently.
3. Ensure that proper transactions have been carried out and refunds have been received after the issue.
4. To keep track of interest received from the bank.

 

FAQs

Are the SBI bank balance inquiry numbers toll-free?

Yes, SBI balance inquiry numbers are toll-free. However, minimal charges can be levied on several services by mobile companies.

Is there an SBI bank balance inquiry number for use on WhatsApp or USSD?

Yes, the bank provides inquiry numbers for both WhatsApp and USSD.

Can you register multiple bank accounts on one number in SBI?

No. SBI only allows one number to be registered for a single account. In case of a balance inquiry, the user will have access to only the account connected to the mobile number used.

Is it important to check your balance regularly?

Yes. It is important to regularly enquire about balance to ensure the safety of your account and to keep track of expenditures.

Why is it advised to check the balance through SBI bank balance inquiry numbers and net banking?

Accessing SBI balance inquiry numbers and online banking ensures quick work in the comfort of your home.