How to check Central Bank balance?

Here is how to check bank balance with various Central Bank inquiry options.

Central Bank is a commercial bank that provides many banking services and facilities to its account holders. Nowadays, they have also started some online services and other ways for customers to check their account details without visiting the bank.

Central Bank has some predefined mobile numbers that customers can use for service requests.

  • You need to dial the number 09555244442 for a balance inquiry.
  • You need to dial 09555144441 for mini Statement.

There are many ways to know about the balance in their Central bank account. And all these ways are as follows.

Checking the balance of Central Bank of India via mobile banking

We know that banks have recently started facilities through which account holders can check their accounts through a mobile banking app. For the same, the Central bank has 3 mobile banking apps which you can choose and use. Those banking applications are as follows. Tou can Pay anytime using NEFT

  • Cent Mobile 

This is a mobile application that account holders can use for checking: 

  1. Balance in their Central bank account
  2. Mini statement
  3. Transfer transfers
  4. Make a term deposit
  5. NEFT status
  6. Use UPI and many other facilities. 

You can easily download the Cent Mobile app and install it on your Android or iOS device. 

  • Cent MobiLite

This banking application has limited features and functionalities as it is a light version. It includes: 

  1. Checking Central Bank account Balance 
  2. Downloading the mini statement
  3. View account details such as account number, IFSC code, etc.
  4. Transfer funds and more

This application is also multilingual, so it helps many people do banking in their language and on their phones.

  • Cent m-Passbook 

For this app, the account holders can use their already registered phone number to log in to their accounts and check their transactions. Some uses of having this app on your phone as an account holder of the Central bank are:

  1. Ability to check account balances.
  2. Filter transactions using a date as well as the transaction type.
  3. Stay updated about their transactions without any internet connection.
  4. The users can access the account online and even offline.

Checking the balance of Central Bank of India via toll-free number

There is a toll-free central bank balance enquiry number so that account holders can easily use it for enquiring about their account balance.

The toll-free number: is 1800221911.

The user has to go through the following steps for this process.

  1. At the very first, the account holders needed to give a call at the toll-free number given as 1800221911.
  2. In the next step, the user will be asked to choose any language.
  3. After this, the account holders can check their account balance, know the account statement and even talk to the customers for other assistance.

Checking the balance of Central Bank of India via SMS

One can also check their account balance via SMS if they are an account holder of the Central bank. The user needs to send an SMS so that they can know about their account balance instantly. The SMS should be formatted as such: BALAVL <A/c No> <MPIN> to 99675-33228. But for this, the user needs to ensure that their number is registered and updated with the bank.

Checking the balance of Central Bank of India via UPI

UPI has become one of the easiest ways for people to use banking facilities. So, any UPI app, such as Google Pay, Phonepe, etc., can be used by account holders to check their account balances. Here are the steps that they need to follow.

  1. Open any UPI app on their smartphone.
  2. Then log in through set codes and biometrics.
  3. After this, select the account for which you want to check the balance.
  4. Click on check balance.
  5. Verify by entering the passcode.

Checking the balance of Central Bank of India via passbook

This is one of the oldest methods in use and the traditional one that people all over the world used to do when there was no internet or mobile banking facilities. This process is also applicable now.

The Central Bank provides a passbook to each of its customers to keep track of their credit and debit transactions physically. The account holders have to visit the bank’s nearest branch to update their passbooks. And after the update is done, they can check their account balance.

Checking the balance of Central Bank of India via net banking

Most bankers now are modern and want to do most of their work online. So, the Central bank also provides net banking facilities for such customers. All account holders can take advantage of this online banking system.

  • The account holders must first register themselves for the net banking option of the Central bank so they can check the account balance through the same.
  • After the account holder has successfully logged in to the account of the net banking facility provided by the bank, they can enquire about the balance of the Central bank by checking the account summary.
  • Account holders can avail of a lot of other facilities like service requests, fund transfers, and utility bill payments using a net banking facility.

Checking the balance of Central Bank of India via ATM

The account holders must apply for an ATM card to use it whenever needed. It allows them to check their bank balance and account details using ATMs. For this, the user can visit any bank ATM and follow the steps given below.

  • The user needs to insert the Central Bank of India ATM card.
  • Then they need to enter the 4-digit pin of the ATM card.
  • For the next step, the account holder needs to select the “Balance Enquiry / Check Account Balance” option.
  • The account balance will be displayed on the ATM screen before you.

But to go through most of these balance-checking procedures, one thing is a must; the user must register their phone number with the bank. Here are the steps on how you can do that.

  • Visit your nearest branch and submit the application form to the Central Bank of India branch with details about your account and mobile number.
  • After you submit the application form, all filled up, within five working days, you will receive a four-digit pin.
  • Then the pin will be activated by the bank so that you can quickly check your account balance through SMS or missed call facility provided by the bank.

FAQs

Is it necessary for customers to visit the bank branch to check their account balance?

It’s not necessary to visit the bank branch because there are services like SMS facilities, missed call banking, net banking, mobile banking, and more that can tell you about your account balance without going to the bank.

Is there a way by which one has to go out to check the account balance?

Yes, if you choose to use the traditional methods of updating passbooks or visiting the ATM to check transactions and account balances, you will have to go out.

 

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