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Tag: home loan

Home ยป home loan

Home Loans
By Dhwani MeharchandaniNovember 14, 2025

Should you prepay your home loan or invest instead?

Owning a home is one of the biggest financial milestones in India. But once the dream is achieved, a new question often arises: what should you do with your surplus income? Should you use … READ FULL STORY

Taxation
By Harini BalasubramanianNovember 14, 2025

What are the tax implications of a jointly owned property?

Buying a property is a preferred investment option in India. A property can be owned solely by an individual or co-owned by two or more individuals. People often prefer to purchase a property with … READ FULL STORY

Home Loans
By Anuradha RamamirthamNovember 11, 2025

What is the GST on home loan?

When buying a house, one of the most commonly used means by homebuyers to fund the investment is to avail home loans. While doing that, do homebuyers actually know of the tax implication on … READ FULL STORY

Home Loans
By Harini BalasubramanianOctober 29, 2025

Home loan sanction letter meaning, format and importance

If you are planning to buy a house, it is important to have a clear understanding of the home loan process, which is mainly classified into three stages – application, loan sanction and disbursal. … READ FULL STORY

Property Trends
By Dhwani MeharchandaniOctober 27, 2025

Buying a resale flat in Gurgaon? Here’s what you must know

Gurgaon, now known as Gurugram, has evolved into one of Indiaโ€™s most sought-after residential and commercial hubs. Its strategic proximity to Delhi, growing metro connectivity, presence of multinational offices, and modern infrastructure make it … READ FULL STORY

Home Loans
By Dhwani MeharchandaniSeptember 24, 2025

Should you get pre-approved for a home loan?

Buying a home is one of the most significant financial decisions in a personโ€™s life. In India, where housing affordability and financing are crucial factors in the decision-making process, many prospective buyers face the … READ FULL STORY

Current News
By Anuradha RamamirthamJuly 22, 2025

Home insurance buying behaviour influenced by calamities and home loans significantly: Policybazaar report

Policybazaarโ€™s Consumer Insights team conducted a recent study on home insurance buying behaviour that uncovered a significant gap between awareness and actual adoption.ย  As per the report, Indiaโ€™s home insurance gap is 41% driven … READ FULL STORY

Property Trends
By Harini BalasubramanianJuly 9, 2025

How to assess your financial situation before buying a property?

Any investment requires you to assess your financial readiness. Purchasing a property is a major investment, and it is crucial to check if you are financially prepared to manage the various costs associated with … READ FULL STORY

Home Loans
By Anuradha RamamirthamJune 10, 2025

What is repo rate? How does it impact your home loan EMIs in 2025?

The Reserve Bank of India (RBI) on June 6, 2025 announced a rate cup of 50 basis points in the repo rate. This was done ย following a unanimous vote by the six-member Monetary Policy … READ FULL STORY

Home Loans
By Anuradha RamamirthamOctober 24, 2025

All about LIC home loan 2025

LIC Housing Finance Limited, a subsidiary of the Life Insurance Corporation (LIC), provides long-term financing to people who want to purchase or construct a house or flats for residential purposes. It also facilitates people … READ FULL STORY

Home Loans
By Anuradha RamamirthamJuly 18, 2025

Can you claim both HRA as well as home loan benefits?

When investing in property, individuals are required to pay taxes. However, the property sector also offers tax deduction benefits that can be advantageous to many. For example, while individuals can take advantage of home … READ FULL STORY

Personal Finance
By Ravi SinhaFebruary 28, 2025

Is home loan leverage or liability?

The housing market in many countries is dependent upon what could be easily termed as a loan economy. India is no exception. But how many of the home buyers even think whether a housing … READ FULL STORY

Home Loans
By Anuradha RamamirthamFebruary 18, 2025

Difference between pre-EMI and full EMI repayment for home loan

One of the most commonly used financial options by people when buying a house is a home loan. These are offered by both banks and non-banking financial companies (NBFCs). While applying for a home … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any personโ€™s circumstances.

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