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Tag: home loan

Home » home loan » Page 10

Legal
By Anuradha RamamirthamApril 7, 2025

Ready Reckoner Rate: Meaning, Importance and How to Calculate

For property buyers in Delhi, it is important to know that stamp duty and property registration charges are revised periodically, while the amount contribute as the state government’s largest revenue sources. Stamp duty and … READ FULL STORY

Home Loans
By Sunita MishraMay 19, 2022

PMAY subsidy: How does the credit-linked subsidy scheme for EWS and LIG work?

Under its Pradhan Mantri Awas Yojana, the central government has been offering PMAY subsidy to those building, constructing and buying homes in India. This guide will help you understand how the PMAY subsidy works … READ FULL STORY

Taxation
By Balwant JainJune 21, 2022

Here is why you should submit your IT returns (ITR) if you want a home loan

In addition to your basic KYC documents (like your proof of address and identity) and property documents (like chain of documents and title deeds of the land), the home loan lender asks you to … READ FULL STORY

Must Knows
By Sunita MishraMay 13, 2022

How to use your provident fund to finance a home purchase

PF withdrawal for house purchase Salaried people, who are in the middle of arranging funds for their future home purchase have an additional avenue to fund their plan. They can withdraw from the balance … READ FULL STORY

Legal
By Sunita MishraJuly 10, 2023

What is a release deed?

A release deed or a deed of release is a legal document that frees a property or an asset from any prior claims or obligations. A release deed would typically be executed at a … READ FULL STORY

Home Loans
By Harini BalasubramanianApril 5, 2023

Mortgagor: Meaning, rights and liabilities of a mortgagor

Applying for a loan is an easy way to finance a house purchase. Terms like ‘mortgage’ and ‘mortgagor’ are quite often used in the context of home loans. Mortgage is a common way to … READ FULL STORY

Home Loans
By Anuradha RamamirthamSeptember 21, 2022

When should you apply for a home loan?

Your financial health is the biggest deciding factor, when investing in a property. In addition to the cost of the property, there are other fringe costs that you have to bear, including the stamp … READ FULL STORY

Home Loans
By Sunita MishraApril 24, 2022

Property foreclosure: How does it work?

The ongoing economic turmoil caused by the novel Coronavirus pandemic in India has resulted in increased home loan EMI payments failure, forcing banks to resort to other recovery processes. One of these is the … READ FULL STORY

Property Trends
By Housing News DeskApril 10, 2022

What is a subvention scheme?

What is a subvention scheme? A subvention scheme is a tripartite agreement among the buyer, developer, and the bank providing a home loan for purchase of a unit in an under-construction project. Under this … READ FULL STORY

Property Trends
By Sunita MishraMarch 29, 2022

Aponar Apon Ghar: Assam home loan subsidy scheme for state government employees

State government employees in Assam can avail government subsidy for home purchase under the state’s Apun Ghar scheme. Also known as the Aponar Apon Ghar scheme, the programme will help home buyers purchase affordable … READ FULL STORY

Must Knows
By Balwant JainJuly 1, 2022

Tax on commercial property: Tax on capital gains, rent and more explained

Property has been one of the oldest investment avenues in India, which existed before the advent of various financial products like direct equity and mutual funds. If you have given commercial space for rent, … READ FULL STORY

Home Loans
By Surbhi GuptaSeptember 8, 2022

All about teaser home loan products

Banks come out with various offers and deals, to make borrowing cheaper for the applicants. One such instrument is teaser loans. This could be for any kind of loan, including personal loan, car loan … READ FULL STORY

Property Trends
By Ravi SinhaJanuary 17, 2023

Union Budget 2022: Are there any long-term benefits for home buyers and developers?

When it comes to the Indian real estate business, there is no ideal predictive model that could assess the sentiments of both, the developers, as well as the buyers. The leading voices of the … READ FULL STORY

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