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Tag: housing loan

Home ยป housing loan

Home Loans
By Anuradha RamamirthamJune 10, 2025

What is repo rate? How does it impact your home loan EMIs in 2025?

The Reserve Bank of India (RBI) on June 6, 2025 announced a rate cup of 50 basis points in the repo rate. This was done ย following a unanimous vote by the six-member Monetary Policy … READ FULL STORY

Personal Finance
By Ravi SinhaFebruary 28, 2025

Is home loan leverage or liability?

The housing market in many countries is dependent upon what could be easily termed as a loan economy. India is no exception. But how many of the home buyers even think whether a housing … READ FULL STORY

Home Loans
By Sanskrati GuptaOctober 14, 2024

Analysing special home loan products for women and senior citizens

Many financial institutions offer special home loan products catering to women and senior citizens. These loans often come with benefits like lower interest rates and reduced processing fees, making it easier for these groups … READ FULL STORY

Home Loans
By Anuradha RamamirthamApril 2, 2024

5 Ways to pay home loan faster

Home loans are a convenient way to help you buy your dream home, however one should repay the amount as soon as possible. Such loans impact your savings and lifestyle, so it is advisable … READ FULL STORY

Home Loans
By Anuradha RamamirthamMarch 28, 2024

How to qualify for a home loan?

Setting a budget and arranging funds are two of the most important steps in property buying. While the first one depends on you as to what extent you can stretch, arranging funds to buy … READ FULL STORY

Analysis
By Dhwani MeharchandaniJuly 6, 2023

Share of housing loans in total advances jumps to 14.2% in 11 years

July 3,2023: The share of residential housing loans in total advances has increased over the last 11 years to 14.2% in March 2023 from 8.6% in March 2012, according to the latest Financial Stability … READ FULL STORY

Home Loans
By Housing News DeskJune 30, 2022

What do you mean by home loan?

Home loans are secured loans obtained to purchase real estate by pledging the property as collateral. With home loans, you can secure high-value funding at an affordable interest rate and for a long period … READ FULL STORY

Home Loans
By Abhishikta MunjalSeptember 28, 2022

Tips to apply for a home loan after 45 years of age

Owning a home is a dream for every individual. Depending on the financial status, every family decides upon purchasing a house at some stage of their life. Some people happen to purchase a house … READ FULL STORY

Property Trends
By Sunita MishraMarch 29, 2022

Aponar Apon Ghar: Assam home loan subsidy scheme for state government employees

State government employees in Assam can avail government subsidy for home purchase under the stateโ€™s Apun Ghar scheme. Also known as the Aponar Apon Ghar scheme, the programme will help home buyers purchase affordable … READ FULL STORY

Home Loans
By Amit SethiMay 20, 2022

Home loan interest rates all banks: Interest rates and EMI in top 15 banks, in November 2021

The festive season in 2021 has provided a boost to the realty sector, with reports of a significant surge in demand during the period. One of reasons, has been the reduction in interest rates … READ FULL STORY

Current News
By Sunita MishraMay 20, 2022

Home loan inquiries rise in July-August 2020, amid record low interest rates

In an indication that activity in Indiaโ€™s real estate sector may see some revival in the times to come, the inquiry volumes for home loans in the country during July-August 2020 were back to … READ FULL STORY

Home Loans
By Sunita MishraSeptember 26, 2022

Seven home loan repayment options borrowers should know about

Every home loan borrower has to repay his housing loan over a pre-fixed tenure. However, most borrowers might not be aware of the various options that banks offer with respect to the loan repayment. … READ FULL STORY

Home Loans
By Amit SethiJune 22, 2020

How to repay your home loan faster

It is a big financial decision to buy your first home. A hasty decision can easily ruin all your financial goals in life. So, it is always wise to take a planned step and … READ FULL STORY

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These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality. Housing.com does not offer any such advice. No warranties, guarantees, promises and/or representations of any kind, express or implied, are given as to (a) the nature, standard, quality, reliability, accuracy or otherwise of the information and views provided in (and other contents of) the articles or (b) the suitability, applicability or otherwise of such information, views, or other contents for any personโ€™s circumstances.

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